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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and Getty Images Holdings, Inc. (GETY). Click either name above to swap in a different company.
CLOVER HEALTH INVESTMENTS, CORP. is the larger business by last-quarter revenue ($487.7M vs $282.3M, roughly 1.7× Getty Images Holdings, Inc.). CLOVER HEALTH INVESTMENTS, CORP. runs the higher net margin — -10.1% vs -32.2%, a 22.1% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (44.7% vs 14.1%). Getty Images Holdings, Inc. produced more free cash flow last quarter ($7.7M vs $-69.0M). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (18.6% CAGR vs 12.7%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
Getty Images Holdings, Inc. is a visual media company and supplier of stock images, editorial photography, video, and music for businesses and consumers, with a library of over 477 million assets. It targets three markets—creative professionals, the media, and corporate.
CLOV vs GETY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $487.7M | $282.3M |
| Net Profit | $-49.3M | $-90.9M |
| Gross Margin | — | 74.8% |
| Operating Margin | -10.1% | -8.5% |
| Net Margin | -10.1% | -32.2% |
| Revenue YoY | 44.7% | 14.1% |
| Net Profit YoY | -123.2% | -467.6% |
| EPS (diluted) | — | $-0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $487.7M | $282.3M | ||
| Q3 25 | $496.6M | $240.0M | ||
| Q2 25 | $477.6M | $234.9M | ||
| Q1 25 | $462.3M | $224.1M | ||
| Q4 24 | $337.0M | $247.3M | ||
| Q3 24 | $331.0M | $240.5M | ||
| Q2 24 | $356.3M | $229.1M | ||
| Q1 24 | $346.9M | $222.3M |
| Q4 25 | $-49.3M | $-90.9M | ||
| Q3 25 | $-24.4M | $21.6M | ||
| Q2 25 | $-10.6M | $-34.4M | ||
| Q1 25 | $-1.3M | $-102.6M | ||
| Q4 24 | $-22.1M | $24.7M | ||
| Q3 24 | $-9.2M | $-2.5M | ||
| Q2 24 | $7.4M | $3.7M | ||
| Q1 24 | $-19.2M | $13.6M |
| Q4 25 | — | 74.8% | ||
| Q3 25 | — | 73.2% | ||
| Q2 25 | — | 72.1% | ||
| Q1 25 | — | 73.1% | ||
| Q4 24 | — | 73.5% | ||
| Q3 24 | 24.5% | 73.4% | ||
| Q2 24 | 30.3% | 72.5% | ||
| Q1 24 | 23.6% | 72.9% |
| Q4 25 | -10.1% | -8.5% | ||
| Q3 25 | -4.9% | 18.8% | ||
| Q2 25 | -2.2% | 15.1% | ||
| Q1 25 | -0.3% | 12.2% | ||
| Q4 24 | -6.4% | 14.5% | ||
| Q3 24 | -2.7% | 23.9% | ||
| Q2 24 | 2.0% | 20.3% | ||
| Q1 24 | -6.5% | 18.5% |
| Q4 25 | -10.1% | -32.2% | ||
| Q3 25 | -4.9% | 9.0% | ||
| Q2 25 | -2.2% | -14.6% | ||
| Q1 25 | -0.3% | -45.8% | ||
| Q4 24 | -6.6% | 10.0% | ||
| Q3 24 | -2.8% | -1.1% | ||
| Q2 24 | 2.1% | 1.6% | ||
| Q1 24 | -5.5% | 6.1% |
| Q4 25 | — | $-0.22 | ||
| Q3 25 | — | $0.05 | ||
| Q2 25 | — | $-0.08 | ||
| Q1 25 | — | $-0.25 | ||
| Q4 24 | — | $0.07 | ||
| Q3 24 | — | $-0.01 | ||
| Q2 24 | — | $0.01 | ||
| Q1 24 | — | $0.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $78.3M | $90.2M |
| Total DebtLower is stronger | — | $1.3B |
| Stockholders' EquityBook value | $308.7M | $552.5M |
| Total Assets | $541.0M | $3.2B |
| Debt / EquityLower = less leverage | — | 2.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $78.3M | $90.2M | ||
| Q3 25 | — | $109.5M | ||
| Q2 25 | — | $110.3M | ||
| Q1 25 | — | $114.6M | ||
| Q4 24 | $194.5M | $121.2M | ||
| Q3 24 | $288.0M | $109.9M | ||
| Q2 24 | $254.8M | $121.7M | ||
| Q1 24 | $208.3M | $134.2M |
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.3B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B | ||
| Q1 24 | — | $1.4B |
| Q4 25 | $308.7M | $552.5M | ||
| Q3 25 | $340.9M | $634.6M | ||
| Q2 25 | $344.2M | $611.2M | ||
| Q1 25 | $336.1M | $593.0M | ||
| Q4 24 | $341.1M | $670.2M | ||
| Q3 24 | $342.2M | $683.4M | ||
| Q2 24 | $324.9M | $654.0M | ||
| Q1 24 | $292.5M | $640.8M |
| Q4 25 | $541.0M | $3.2B | ||
| Q3 25 | $559.7M | $2.6B | ||
| Q2 25 | $575.0M | $2.6B | ||
| Q1 25 | $583.7M | $2.6B | ||
| Q4 24 | $580.7M | $2.6B | ||
| Q3 24 | $653.0M | $2.6B | ||
| Q2 24 | $674.2M | $2.6B | ||
| Q1 24 | $671.8M | $2.6B |
| Q4 25 | — | 2.30× | ||
| Q3 25 | — | 2.11× | ||
| Q2 25 | — | 2.19× | ||
| Q1 25 | — | 2.21× | ||
| Q4 24 | — | 1.96× | ||
| Q3 24 | — | 1.97× | ||
| Q2 24 | — | 2.06× | ||
| Q1 24 | — | 2.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-66.9M | $20.6M |
| Free Cash FlowOCF − Capex | $-69.0M | $7.7M |
| FCF MarginFCF / Revenue | -14.1% | 2.7% |
| Capex IntensityCapex / Revenue | 0.4% | 4.6% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-69.2M | $5.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-66.9M | $20.6M | ||
| Q3 25 | $12.1M | $22.6M | ||
| Q2 25 | $5.4M | $6.5M | ||
| Q1 25 | $-16.3M | $15.4M | ||
| Q4 24 | $34.8M | $39.7M | ||
| Q3 24 | $50.0M | $10.7M | ||
| Q2 24 | $44.8M | $46.4M | ||
| Q1 24 | $25.9M | $21.5M |
| Q4 25 | $-69.0M | $7.7M | ||
| Q3 25 | $11.4M | $7.9M | ||
| Q2 25 | $4.8M | $-9.6M | ||
| Q1 25 | $-16.5M | $-322.0K | ||
| Q4 24 | $33.3M | $24.6M | ||
| Q3 24 | $49.6M | $-1.8M | ||
| Q2 24 | $44.4M | $31.1M | ||
| Q1 24 | $25.5M | $7.1M |
| Q4 25 | -14.1% | 2.7% | ||
| Q3 25 | 2.3% | 3.3% | ||
| Q2 25 | 1.0% | -4.1% | ||
| Q1 25 | -3.6% | -0.1% | ||
| Q4 24 | 9.9% | 9.9% | ||
| Q3 24 | 15.0% | -0.8% | ||
| Q2 24 | 12.5% | 13.6% | ||
| Q1 24 | 7.3% | 3.2% |
| Q4 25 | 0.4% | 4.6% | ||
| Q3 25 | 0.1% | 6.1% | ||
| Q2 25 | 0.1% | 6.9% | ||
| Q1 25 | 0.0% | 7.0% | ||
| Q4 24 | 0.5% | 6.1% | ||
| Q3 24 | 0.1% | 5.2% | ||
| Q2 24 | 0.1% | 6.7% | ||
| Q1 24 | 0.1% | 6.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.05× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.61× | ||
| Q3 24 | — | — | ||
| Q2 24 | 6.04× | 12.59× | ||
| Q1 24 | — | 1.58× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLOV
Segment breakdown not available.
GETY
| Creative | $149.0M | 53% |
| Editorial | $109.4M | 39% |
| Other | $23.9M | 8% |
