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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and GRIFFON CORP (GFF). Click either name above to swap in a different company.
GRIFFON CORP is the larger business by last-quarter revenue ($649.1M vs $487.7M, roughly 1.3× CLOVER HEALTH INVESTMENTS, CORP.). GRIFFON CORP runs the higher net margin — 9.9% vs -10.1%, a 20.0% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (44.7% vs 2.6%). GRIFFON CORP produced more free cash flow last quarter ($99.3M vs $-69.0M). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (18.6% CAGR vs -1.8%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
Griffon Corporation is a multinational conglomerate headquartered in New York City. It operates as a diversified management and holding company. The company has four subsidiaries: Ames True Temper, ClosetMaid, Clopay Building Products, and CornellCookson. Griffon has been publicly traded since 1961 and is listed on the New York Stock Exchange as a component stock of the S&P SmallCap 600, S&P Composite 1500, and Russell 2000 indices.
CLOV vs GFF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $487.7M | $649.1M |
| Net Profit | $-49.3M | $64.4M |
| Gross Margin | — | 41.1% |
| Operating Margin | -10.1% | 17.5% |
| Net Margin | -10.1% | 9.9% |
| Revenue YoY | 44.7% | 2.6% |
| Net Profit YoY | -123.2% | -9.1% |
| EPS (diluted) | — | $1.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $487.7M | $649.1M | ||
| Q3 25 | $496.6M | $662.2M | ||
| Q2 25 | $477.6M | $613.6M | ||
| Q1 25 | $462.3M | $611.7M | ||
| Q4 24 | $337.0M | $632.4M | ||
| Q3 24 | $331.0M | $659.7M | ||
| Q2 24 | $356.3M | $647.8M | ||
| Q1 24 | $346.9M | $672.9M |
| Q4 25 | $-49.3M | $64.4M | ||
| Q3 25 | $-24.4M | $43.6M | ||
| Q2 25 | $-10.6M | $-120.1M | ||
| Q1 25 | $-1.3M | $56.8M | ||
| Q4 24 | $-22.1M | $70.9M | ||
| Q3 24 | $-9.2M | $62.5M | ||
| Q2 24 | $7.4M | $41.1M | ||
| Q1 24 | $-19.2M | $64.1M |
| Q4 25 | — | 41.1% | ||
| Q3 25 | — | 41.7% | ||
| Q2 25 | — | 43.2% | ||
| Q1 25 | — | 41.2% | ||
| Q4 24 | — | 41.8% | ||
| Q3 24 | 24.5% | 39.9% | ||
| Q2 24 | 30.3% | 38.5% | ||
| Q1 24 | 23.6% | 40.2% |
| Q4 25 | -10.1% | 17.5% | ||
| Q3 25 | -4.9% | 18.0% | ||
| Q2 25 | -2.2% | -20.5% | ||
| Q1 25 | -0.3% | 16.5% | ||
| Q4 24 | -6.4% | 17.7% | ||
| Q3 24 | -2.7% | 16.9% | ||
| Q2 24 | 2.0% | 13.8% | ||
| Q1 24 | -6.5% | 16.9% |
| Q4 25 | -10.1% | 9.9% | ||
| Q3 25 | -4.9% | 6.6% | ||
| Q2 25 | -2.2% | -19.6% | ||
| Q1 25 | -0.3% | 9.3% | ||
| Q4 24 | -6.6% | 11.2% | ||
| Q3 24 | -2.8% | 9.5% | ||
| Q2 24 | 2.1% | 6.3% | ||
| Q1 24 | -5.5% | 9.5% |
| Q4 25 | — | $1.41 | ||
| Q3 25 | — | $1.04 | ||
| Q2 25 | — | $-2.65 | ||
| Q1 25 | — | $1.21 | ||
| Q4 24 | — | $1.49 | ||
| Q3 24 | — | $1.29 | ||
| Q2 24 | — | $0.84 | ||
| Q1 24 | — | $1.28 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $78.3M | $95.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $308.7M | $108.9M |
| Total Assets | $541.0M | $2.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $78.3M | $95.3M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $107.3M | ||
| Q1 25 | — | $127.8M | ||
| Q4 24 | $194.5M | $152.0M | ||
| Q3 24 | $288.0M | $114.4M | ||
| Q2 24 | $254.8M | $133.5M | ||
| Q1 24 | $208.3M | $123.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.5B | ||
| Q1 24 | — | $1.6B |
| Q4 25 | $308.7M | $108.9M | ||
| Q3 25 | $340.9M | $74.0M | ||
| Q2 25 | $344.2M | $63.9M | ||
| Q1 25 | $336.1M | $214.7M | ||
| Q4 24 | $341.1M | $227.8M | ||
| Q3 24 | $342.2M | $224.9M | ||
| Q2 24 | $324.9M | $223.5M | ||
| Q1 24 | $292.5M | $202.2M |
| Q4 25 | $541.0M | $2.1B | ||
| Q3 25 | $559.7M | $2.1B | ||
| Q2 25 | $575.0M | $2.1B | ||
| Q1 25 | $583.7M | $2.3B | ||
| Q4 24 | $580.7M | $2.3B | ||
| Q3 24 | $653.0M | $2.4B | ||
| Q2 24 | $674.2M | $2.4B | ||
| Q1 24 | $671.8M | $2.4B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 22.71× | ||
| Q1 25 | — | 7.16× | ||
| Q4 24 | — | 6.48× | ||
| Q3 24 | — | 6.78× | ||
| Q2 24 | — | 6.74× | ||
| Q1 24 | — | 7.84× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-66.9M | $107.0M |
| Free Cash FlowOCF − Capex | $-69.0M | $99.3M |
| FCF MarginFCF / Revenue | -14.1% | 15.3% |
| Capex IntensityCapex / Revenue | 0.4% | 1.2% |
| Cash ConversionOCF / Net Profit | — | 1.66× |
| TTM Free Cash FlowTrailing 4 quarters | $-69.2M | $278.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-66.9M | $107.0M | ||
| Q3 25 | $12.1M | $75.0M | ||
| Q2 25 | $5.4M | $123.1M | ||
| Q1 25 | $-16.3M | $16.5M | ||
| Q4 24 | $34.8M | $142.9M | ||
| Q3 24 | $50.0M | $72.1M | ||
| Q2 24 | $44.8M | $122.1M | ||
| Q1 24 | $25.9M | $39.8M |
| Q4 25 | $-69.0M | $99.3M | ||
| Q3 25 | $11.4M | $62.4M | ||
| Q2 25 | $4.8M | $114.4M | ||
| Q1 25 | $-16.5M | $2.8M | ||
| Q4 24 | $33.3M | $125.5M | ||
| Q3 24 | $49.6M | $51.6M | ||
| Q2 24 | $44.4M | $107.5M | ||
| Q1 24 | $25.5M | $20.8M |
| Q4 25 | -14.1% | 15.3% | ||
| Q3 25 | 2.3% | 9.4% | ||
| Q2 25 | 1.0% | 18.6% | ||
| Q1 25 | -3.6% | 0.5% | ||
| Q4 24 | 9.9% | 19.8% | ||
| Q3 24 | 15.0% | 7.8% | ||
| Q2 24 | 12.5% | 16.6% | ||
| Q1 24 | 7.3% | 3.1% |
| Q4 25 | 0.4% | 1.2% | ||
| Q3 25 | 0.1% | 1.9% | ||
| Q2 25 | 0.1% | 1.4% | ||
| Q1 25 | 0.0% | 2.2% | ||
| Q4 24 | 0.5% | 2.8% | ||
| Q3 24 | 0.1% | 3.1% | ||
| Q2 24 | 0.1% | 2.2% | ||
| Q1 24 | 0.1% | 2.8% |
| Q4 25 | — | 1.66× | ||
| Q3 25 | — | 1.72× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.29× | ||
| Q4 24 | — | 2.02× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | 6.04× | 2.97× | ||
| Q1 24 | — | 0.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLOV
Segment breakdown not available.
GFF
| Consumer And Professional Products | $241.1M | 37% |
| Residential Repairand Remodel | $202.1M | 31% |
| International Excluding North America | $97.8M | 15% |
| Retail | $47.3M | 7% |
| Residential New Construction | $32.5M | 5% |
| Other | $14.2M | 2% |
| Industrial | $14.1M | 2% |
