vs

Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and Liberty Latin America Ltd. (LILA). Click either name above to swap in a different company.

Liberty Latin America Ltd. is the larger business by last-quarter revenue ($1.2B vs $749.2M, roughly 1.5× CLOVER HEALTH INVESTMENTS, CORP.). CLOVER HEALTH INVESTMENTS, CORP. runs the higher net margin — 3.6% vs -4.7%, a 8.4% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (62.0% vs 1.7%). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (45.0% CAGR vs 2.7%).

Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.

Liberty Global Ltd. is a British-Dutch-American multinational telecommunications company domiciled in Bermuda, with headquarters in London, Amsterdam and Denver. Its respective legal names are Liberty Global Holdings Limited (UK), Liberty Global B.V. (Netherlands) and Liberty Global, Inc., with the first of these being publicly traded. It was formed in 2005 by the merger of the international arm of Liberty Media and UnitedGlobalCom (UGC).

CLOV vs LILA — Head-to-Head

Bigger by revenue
LILA
LILA
1.5× larger
LILA
$1.2B
$749.2M
CLOV
Growing faster (revenue YoY)
CLOV
CLOV
+60.4% gap
CLOV
62.0%
1.7%
LILA
Higher net margin
CLOV
CLOV
8.4% more per $
CLOV
3.6%
-4.7%
LILA
Faster 2-yr revenue CAGR
CLOV
CLOV
Annualised
CLOV
45.0%
2.7%
LILA

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CLOV
CLOV
LILA
LILA
Revenue
$749.2M
$1.2B
Net Profit
$27.3M
$-54.8M
Gross Margin
77.3%
Operating Margin
3.6%
10.8%
Net Margin
3.6%
-4.7%
Revenue YoY
62.0%
1.7%
Net Profit YoY
74.0%
EPS (diluted)
$0.05
$-0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLOV
CLOV
LILA
LILA
Q1 26
$749.2M
Q4 25
$487.7M
$1.2B
Q3 25
$496.6M
$1.1B
Q2 25
$477.6M
$1.1B
Q1 25
$462.3M
$1.1B
Q4 24
$337.0M
$1.1B
Q3 24
$331.0M
$1.1B
Q2 24
$356.3M
$1.1B
Net Profit
CLOV
CLOV
LILA
LILA
Q1 26
$27.3M
Q4 25
$-49.3M
$-54.8M
Q3 25
$-24.4M
$3.3M
Q2 25
$-10.6M
$-423.3M
Q1 25
$-1.3M
$-136.4M
Q4 24
$-22.1M
$-210.4M
Q3 24
$-9.2M
$-435.8M
Q2 24
$7.4M
$-42.7M
Gross Margin
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
77.3%
Q3 25
77.7%
Q2 25
78.6%
Q1 25
78.5%
Q4 24
76.1%
Q3 24
24.5%
78.7%
Q2 24
30.3%
78.1%
Operating Margin
CLOV
CLOV
LILA
LILA
Q1 26
3.6%
Q4 25
-10.1%
10.8%
Q3 25
-4.9%
16.9%
Q2 25
-2.2%
-30.6%
Q1 25
-0.3%
11.8%
Q4 24
-6.4%
8.7%
Q3 24
-2.7%
-34.9%
Q2 24
2.0%
9.9%
Net Margin
CLOV
CLOV
LILA
LILA
Q1 26
3.6%
Q4 25
-10.1%
-4.7%
Q3 25
-4.9%
0.3%
Q2 25
-2.2%
-39.0%
Q1 25
-0.3%
-12.6%
Q4 24
-6.6%
-18.5%
Q3 24
-2.8%
-40.0%
Q2 24
2.1%
-3.8%
EPS (diluted)
CLOV
CLOV
LILA
LILA
Q1 26
$0.05
Q4 25
$-0.27
Q3 25
$0.02
Q2 25
$-2.12
Q1 25
$-0.69
Q4 24
$-1.03
Q3 24
$-2.22
Q2 24
$-0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLOV
CLOV
LILA
LILA
Cash + ST InvestmentsLiquidity on hand
$177.6M
$783.9M
Total DebtLower is stronger
$7.9B
Stockholders' EquityBook value
$339.4M
$555.6M
Total Assets
$697.7M
$12.2B
Debt / EquityLower = less leverage
14.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLOV
CLOV
LILA
LILA
Q1 26
$177.6M
Q4 25
$78.3M
$783.9M
Q3 25
$596.7M
Q2 25
$514.4M
Q1 25
$575.5M
Q4 24
$194.5M
$654.3M
Q3 24
$288.0M
$588.6M
Q2 24
$254.8M
$598.6M
Total Debt
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
$7.9B
Q3 25
$7.8B
Q2 25
$7.6B
Q1 25
$7.6B
Q4 24
$7.6B
Q3 24
$7.6B
Q2 24
$7.6B
Stockholders' Equity
CLOV
CLOV
LILA
LILA
Q1 26
$339.4M
Q4 25
$308.7M
$555.6M
Q3 25
$340.9M
$628.9M
Q2 25
$344.2M
$608.4M
Q1 25
$336.1M
$1.0B
Q4 24
$341.1M
$1.1B
Q3 24
$342.2M
$1.2B
Q2 24
$324.9M
$1.7B
Total Assets
CLOV
CLOV
LILA
LILA
Q1 26
$697.7M
Q4 25
$541.0M
$12.2B
Q3 25
$559.7M
$12.0B
Q2 25
$575.0M
$12.0B
Q1 25
$583.7M
$12.6B
Q4 24
$580.7M
$12.8B
Q3 24
$653.0M
$12.7B
Q2 24
$674.2M
$13.2B
Debt / Equity
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
14.17×
Q3 25
12.45×
Q2 25
12.50×
Q1 25
7.47×
Q4 24
6.99×
Q3 24
6.20×
Q2 24
4.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLOV
CLOV
LILA
LILA
Operating Cash FlowLast quarter
$461.9M
Free Cash FlowOCF − Capex
$320.1M
FCF MarginFCF / Revenue
27.6%
Capex IntensityCapex / Revenue
12.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$305.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
$-66.9M
$461.9M
Q3 25
$12.1M
$178.2M
Q2 25
$5.4M
$141.2M
Q1 25
$-16.3M
$24.6M
Q4 24
$34.8M
$398.6M
Q3 24
$50.0M
$177.5M
Q2 24
$44.8M
$156.9M
Free Cash Flow
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
$-69.0M
$320.1M
Q3 25
$11.4M
$56.0M
Q2 25
$4.8M
$1.9M
Q1 25
$-16.5M
$-72.1M
Q4 24
$33.3M
$234.9M
Q3 24
$49.6M
$51.0M
Q2 24
$44.4M
$16.4M
FCF Margin
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
-14.1%
27.6%
Q3 25
2.3%
5.0%
Q2 25
1.0%
0.2%
Q1 25
-3.6%
-6.7%
Q4 24
9.9%
20.6%
Q3 24
15.0%
4.7%
Q2 24
12.5%
1.5%
Capex Intensity
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
0.4%
12.2%
Q3 25
0.1%
11.0%
Q2 25
0.1%
12.8%
Q1 25
0.0%
8.9%
Q4 24
0.5%
14.4%
Q3 24
0.1%
11.6%
Q2 24
0.1%
12.6%
Cash Conversion
CLOV
CLOV
LILA
LILA
Q1 26
Q4 25
Q3 25
54.00×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
6.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CLOV
CLOV

Segment breakdown not available.

LILA
LILA

Liberty Cablevisionof Puerto Rico LLC Liberty Puerto Rico$301.3M26%
Cable Wireless Communications Limited CW Panama$230.1M20%
Costa Rica Segment$168.2M15%
Liberty Networks$129.3M11%
Cable Subscription$112.4M10%
Mobile Subscription$95.9M8%
Mobile Handset And Other Devices$73.0M6%
Liberty Networks Other$25.0M2%
Mobile Non Subscription$21.6M2%
B2B Mobile Handsetand Other Devices$7.0M1%
Cable Non Subscription$4.3M0%

Related Comparisons