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Side-by-side financial comparison of CLOVER HEALTH INVESTMENTS, CORP. (CLOV) and PRICESMART INC (PSMT). Click either name above to swap in a different company.
PRICESMART INC is the larger business by last-quarter revenue ($1.4B vs $749.2M, roughly 1.8× CLOVER HEALTH INVESTMENTS, CORP.). CLOVER HEALTH INVESTMENTS, CORP. runs the higher net margin — 3.6% vs 2.9%, a 0.7% gap on every dollar of revenue. On growth, CLOVER HEALTH INVESTMENTS, CORP. posted the faster year-over-year revenue change (62.0% vs 9.9%). Over the past eight quarters, CLOVER HEALTH INVESTMENTS, CORP.'s revenue compounded faster (45.0% CAGR vs 3.5%).
Clover Health Investments, Corp. is an American health care company founded in 2014. The company provides Medicare Advantage (MA) insurance plans and operates as a direct contracting entity with the U.S. government. The company manages care for Medicare beneficiaries in 11 states and started trading publicly on January 8, 2021.
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
CLOV vs PSMT — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $749.2M | $1.4B |
| Net Profit | $27.3M | $40.2M |
| Gross Margin | — | 17.7% |
| Operating Margin | 3.6% | 4.6% |
| Net Margin | 3.6% | 2.9% |
| Revenue YoY | 62.0% | 9.9% |
| Net Profit YoY | — | 7.3% |
| EPS (diluted) | $0.05 | $1.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $749.2M | — | ||
| Q4 25 | $487.7M | $1.4B | ||
| Q3 25 | $496.6M | $1.3B | ||
| Q2 25 | $477.6M | $1.3B | ||
| Q1 25 | $462.3M | $1.4B | ||
| Q4 24 | $337.0M | $1.3B | ||
| Q3 24 | $331.0M | $1.2B | ||
| Q2 24 | $356.3M | $1.2B |
| Q1 26 | $27.3M | — | ||
| Q4 25 | $-49.3M | $40.2M | ||
| Q3 25 | $-24.4M | $31.5M | ||
| Q2 25 | $-10.6M | $35.2M | ||
| Q1 25 | $-1.3M | $43.8M | ||
| Q4 24 | $-22.1M | $37.4M | ||
| Q3 24 | $-9.2M | $29.1M | ||
| Q2 24 | $7.4M | $32.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 17.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | 24.5% | — | ||
| Q2 24 | 30.3% | — |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 4.6% | ||
| Q3 25 | -4.9% | 4.0% | ||
| Q2 25 | -2.2% | 4.3% | ||
| Q1 25 | -0.3% | 4.8% | ||
| Q4 24 | -6.4% | 4.6% | ||
| Q3 24 | -2.7% | 4.0% | ||
| Q2 24 | 2.0% | 4.1% |
| Q1 26 | 3.6% | — | ||
| Q4 25 | -10.1% | 2.9% | ||
| Q3 25 | -4.9% | 2.4% | ||
| Q2 25 | -2.2% | 2.7% | ||
| Q1 25 | -0.3% | 3.2% | ||
| Q4 24 | -6.6% | 3.0% | ||
| Q3 24 | -2.8% | 2.4% | ||
| Q2 24 | 2.1% | 2.6% |
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $1.29 | ||
| Q3 25 | — | $1.02 | ||
| Q2 25 | — | $1.14 | ||
| Q1 25 | — | $1.45 | ||
| Q4 24 | — | $1.21 | ||
| Q3 24 | — | $0.94 | ||
| Q2 24 | — | $1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $177.6M | $320.6M |
| Total DebtLower is stronger | — | $180.3M |
| Stockholders' EquityBook value | $339.4M | $1.3B |
| Total Assets | $697.7M | $2.4B |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $177.6M | — | ||
| Q4 25 | $78.3M | $320.6M | ||
| Q3 25 | — | $314.2M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $247.3M | ||
| Q4 24 | $194.5M | $222.2M | ||
| Q3 24 | $288.0M | $225.5M | ||
| Q2 24 | $254.8M | $228.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $180.3M | ||
| Q3 25 | — | $186.6M | ||
| Q2 25 | — | $103.1M | ||
| Q1 25 | — | $107.1M | ||
| Q4 24 | — | $115.6M | ||
| Q3 24 | — | $130.4M | ||
| Q2 24 | — | $135.1M |
| Q1 26 | $339.4M | — | ||
| Q4 25 | $308.7M | $1.3B | ||
| Q3 25 | $340.9M | $1.2B | ||
| Q2 25 | $344.2M | $1.2B | ||
| Q1 25 | $336.1M | $1.2B | ||
| Q4 24 | $341.1M | $1.2B | ||
| Q3 24 | $342.2M | $1.1B | ||
| Q2 24 | $324.9M | $1.1B |
| Q1 26 | $697.7M | — | ||
| Q4 25 | $541.0M | $2.4B | ||
| Q3 25 | $559.7M | $2.3B | ||
| Q2 25 | $575.0M | $2.1B | ||
| Q1 25 | $583.7M | $2.1B | ||
| Q4 24 | $580.7M | $2.1B | ||
| Q3 24 | $653.0M | $2.0B | ||
| Q2 24 | $674.2M | $2.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.10× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $71.2M |
| Free Cash FlowOCF − Capex | — | $32.6M |
| FCF MarginFCF / Revenue | — | 2.4% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | 1.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $125.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-66.9M | $71.2M | ||
| Q3 25 | $12.1M | $82.1M | ||
| Q2 25 | $5.4M | $52.8M | ||
| Q1 25 | $-16.3M | $87.9M | ||
| Q4 24 | $34.8M | $38.5M | ||
| Q3 24 | $50.0M | $41.8M | ||
| Q2 24 | $44.8M | $38.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-69.0M | $32.6M | ||
| Q3 25 | $11.4M | $25.6M | ||
| Q2 25 | $4.8M | $14.0M | ||
| Q1 25 | $-16.5M | $53.2M | ||
| Q4 24 | $33.3M | $10.3M | ||
| Q3 24 | $49.6M | $15.2M | ||
| Q2 24 | $44.4M | $-308.0K |
| Q1 26 | — | — | ||
| Q4 25 | -14.1% | 2.4% | ||
| Q3 25 | 2.3% | 1.9% | ||
| Q2 25 | 1.0% | 1.1% | ||
| Q1 25 | -3.6% | 3.9% | ||
| Q4 24 | 9.9% | 0.8% | ||
| Q3 24 | 15.0% | 1.2% | ||
| Q2 24 | 12.5% | -0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.4% | 2.8% | ||
| Q3 25 | 0.1% | 4.2% | ||
| Q2 25 | 0.1% | 2.9% | ||
| Q1 25 | 0.0% | 2.5% | ||
| Q4 24 | 0.5% | 2.2% | ||
| Q3 24 | 0.1% | 2.2% | ||
| Q2 24 | 0.1% | 3.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.77× | ||
| Q3 25 | — | 2.60× | ||
| Q2 25 | — | 1.50× | ||
| Q1 25 | — | 2.01× | ||
| Q4 24 | — | 1.03× | ||
| Q3 24 | — | 1.44× | ||
| Q2 24 | 6.04× | 1.17× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLOV
Segment breakdown not available.
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
