vs

Side-by-side financial comparison of CLPS Inc (CLPS) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

CLPS Inc is the larger business by last-quarter revenue ($82.8M vs $70.5M, roughly 1.2× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs 0.2%, a 30.2% gap on every dollar of revenue.

CLPS Inc is a global information technology, consulting and digital solutions provider primarily serving the financial services sector, including banking, insurance and asset management clients. It also offers tailored tech solutions for retail, healthcare and e-commerce segments, with operating footprints across North America, Asia Pacific and Europe.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

CLPS vs THFF — Head-to-Head

Bigger by revenue
CLPS
CLPS
1.2× larger
CLPS
$82.8M
$70.5M
THFF
Higher net margin
THFF
THFF
30.2% more per $
THFF
30.4%
0.2%
CLPS

Income Statement — Q4 FY2026 vs Q4 FY2025

Metric
CLPS
CLPS
THFF
THFF
Revenue
$82.8M
$70.5M
Net Profit
$183.0K
$21.5M
Gross Margin
23.1%
Operating Margin
0.2%
37.4%
Net Margin
0.2%
30.4%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLPS
CLPS
THFF
THFF
Q2 26
$82.8M
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$63.1M
Q1 25
$62.5M
Q4 24
$71.8M
$61.8M
Q3 24
$58.4M
Q2 24
$49.2M
Net Profit
CLPS
CLPS
THFF
THFF
Q2 26
$183.0K
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$18.6M
Q1 25
$18.4M
Q4 24
$-993.5K
$16.2M
Q3 24
$8.7M
Q2 24
$11.4M
Gross Margin
CLPS
CLPS
THFF
THFF
Q2 26
23.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
21.9%
Q3 24
Q2 24
Operating Margin
CLPS
CLPS
THFF
THFF
Q2 26
0.2%
Q4 25
37.4%
Q3 25
39.2%
Q2 25
36.2%
Q1 25
38.1%
Q4 24
-1.3%
32.4%
Q3 24
17.9%
Q2 24
27.6%
Net Margin
CLPS
CLPS
THFF
THFF
Q2 26
0.2%
Q4 25
30.4%
Q3 25
31.6%
Q2 25
29.5%
Q1 25
29.5%
Q4 24
-1.4%
26.3%
Q3 24
15.0%
Q2 24
23.1%
EPS (diluted)
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLPS
CLPS
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$29.1M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$57.6M
$650.9M
Total Assets
$118.1M
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLPS
CLPS
THFF
THFF
Q2 26
$29.1M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$31.2M
Q3 24
Q2 24
Total Debt
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Stockholders' Equity
CLPS
CLPS
THFF
THFF
Q2 26
$57.6M
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$587.7M
Q1 25
$571.9M
Q4 24
$63.9M
$549.0M
Q3 24
$566.0M
Q2 24
$530.7M
Total Assets
CLPS
CLPS
THFF
THFF
Q2 26
$118.1M
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.6B
Q1 25
$5.5B
Q4 24
$110.0M
$5.6B
Q3 24
$5.5B
Q2 24
$4.9B
Debt / Equity
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLPS
CLPS
THFF
THFF
Operating Cash FlowLast quarter
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Free Cash Flow
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
FCF Margin
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Capex Intensity
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Cash Conversion
CLPS
CLPS
THFF
THFF
Q2 26
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons