vs

Side-by-side financial comparison of Catalyst Bancorp, Inc. (CLST) and Coya Therapeutics, Inc. (COYA). Click either name above to swap in a different company.

Coya Therapeutics, Inc. is the larger business by last-quarter revenue ($4.0M vs $2.7M, roughly 1.5× Catalyst Bancorp, Inc.). On growth, Coya Therapeutics, Inc. posted the faster year-over-year revenue change (202768.8% vs 1.4%).

Catalyst Bancorp, Inc. is a U.S.-based financial holding company that operates community banking subsidiaries. It provides a full range of retail and commercial banking products including checking and savings accounts, small business loans, residential mortgages, personal lending, and wealth management services, primarily serving local regional markets across the U.S. with a focus on individual consumers and small business clients.

Coya Therapeutics, Inc. is a clinical-stage biotechnology company focused on developing innovative regulatory T cell (Treg)-based therapies to address unmet medical needs for patients with neurodegenerative, autoimmune, and inflammatory diseases. Its core pipeline includes lead candidates targeting conditions like amyotrophic lateral sclerosis, with primary planned commercial markets across North America and the European Union.

CLST vs COYA — Head-to-Head

Bigger by revenue
COYA
COYA
1.5× larger
COYA
$4.0M
$2.7M
CLST
Growing faster (revenue YoY)
COYA
COYA
+202767.4% gap
COYA
202768.8%
1.4%
CLST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CLST
CLST
COYA
COYA
Revenue
$2.7M
$4.0M
Net Profit
$456.0K
Gross Margin
Operating Margin
20.8%
Net Margin
17.2%
Revenue YoY
1.4%
202768.8%
Net Profit YoY
-27.2%
-95.8%
EPS (diluted)
$0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CLST
CLST
COYA
COYA
Q4 25
$2.7M
$4.0M
Q3 25
$2.8M
$3.6M
Q2 25
$2.8M
Q1 25
$2.9M
Q4 24
$2.5M
Q3 24
$3.2M
$0
Q2 24
$2.8M
$3.4M
Q1 24
$2.1M
Net Profit
CLST
CLST
COYA
COYA
Q4 25
$456.0K
Q3 25
$489.0K
$-2.1M
Q2 25
$521.0K
Q1 25
$586.0K
Q4 24
$626.0K
Q3 24
$447.0K
$-4.0M
Q2 24
$527.0K
$-2.9M
Q1 24
$-4.7M
Operating Margin
CLST
CLST
COYA
COYA
Q4 25
20.8%
Q3 25
21.7%
-68.3%
Q2 25
22.5%
Q1 25
24.7%
Q4 24
31.2%
Q3 24
17.6%
Q2 24
23.0%
-94.5%
Q1 24
-284.6%
Net Margin
CLST
CLST
COYA
COYA
Q4 25
17.2%
Q3 25
17.7%
-59.4%
Q2 25
18.5%
Q1 25
20.1%
Q4 24
25.3%
Q3 24
14.2%
Q2 24
18.7%
-84.4%
Q1 24
-224.0%
EPS (diluted)
CLST
CLST
COYA
COYA
Q4 25
$0.13
Q3 25
$0.13
$-0.13
Q2 25
$0.14
Q1 25
$0.16
Q4 24
$0.13
Q3 24
$0.11
$-0.26
Q2 24
$0.13
$-0.19
Q1 24
$-1.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CLST
CLST
COYA
COYA
Cash + ST InvestmentsLiquidity on hand
$25.2M
$46.8M
Total DebtLower is stronger
$14.7M
Stockholders' EquityBook value
$81.7M
$43.0M
Total Assets
$282.9M
$50.0M
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CLST
CLST
COYA
COYA
Q4 25
$25.2M
$46.8M
Q3 25
$37.3M
$28.1M
Q2 25
$40.1M
Q1 25
$40.3M
Q4 24
$44.3M
Q3 24
$45.8M
$31.1M
Q2 24
$75.5M
$36.6M
Q1 24
$76.0M
Total Debt
CLST
CLST
COYA
COYA
Q4 25
$14.7M
Q3 25
$14.7M
Q2 25
Q1 25
Q4 24
$9.6M
Q3 24
$29.5M
Q2 24
$30.3M
Q1 24
$29.4M
Stockholders' Equity
CLST
CLST
COYA
COYA
Q4 25
$81.7M
$43.0M
Q3 25
$81.6M
$27.3M
Q2 25
$80.8M
Q1 25
$80.6M
Q4 24
$80.2M
Q3 24
$81.7M
$32.0M
Q2 24
$81.0M
$35.3M
Q1 24
$81.3M
Total Assets
CLST
CLST
COYA
COYA
Q4 25
$282.9M
$50.0M
Q3 25
$283.8M
$32.0M
Q2 25
$273.8M
Q1 25
$271.6M
Q4 24
$276.7M
Q3 24
$280.6M
$35.6M
Q2 24
$295.3M
$39.9M
Q1 24
$282.0M
Debt / Equity
CLST
CLST
COYA
COYA
Q4 25
0.18×
Q3 25
0.18×
Q2 25
Q1 25
Q4 24
0.12×
Q3 24
0.36×
Q2 24
0.37×
Q1 24
0.36×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CLST
CLST
COYA
COYA
Operating Cash FlowLast quarter
$3.3M
$-10.7M
Free Cash FlowOCF − Capex
$3.1M
FCF MarginFCF / Revenue
116.8%
Capex IntensityCapex / Revenue
7.1%
Cash ConversionOCF / Net Profit
7.21×
TTM Free Cash FlowTrailing 4 quarters
$5.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CLST
CLST
COYA
COYA
Q4 25
$3.3M
$-10.7M
Q3 25
$912.0K
$-1.1M
Q2 25
$1.2M
Q1 25
$427.0K
Q4 24
$3.2M
Q3 24
$896.0K
$-5.5M
Q2 24
$1.4M
$-4.6M
Q1 24
$247.0K
Free Cash Flow
CLST
CLST
COYA
COYA
Q4 25
$3.1M
Q3 25
$827.0K
Q2 25
$1.1M
Q1 25
$361.0K
Q4 24
$2.7M
Q3 24
$771.0K
Q2 24
$1.2M
Q1 24
$223.0K
FCF Margin
CLST
CLST
COYA
COYA
Q4 25
116.8%
Q3 25
29.9%
Q2 25
39.7%
Q1 25
12.4%
Q4 24
110.9%
Q3 24
24.5%
Q2 24
41.5%
Q1 24
10.7%
Capex Intensity
CLST
CLST
COYA
COYA
Q4 25
7.1%
Q3 25
3.1%
Q2 25
1.2%
Q1 25
2.3%
Q4 24
17.4%
Q3 24
4.0%
Q2 24
8.0%
Q1 24
1.1%
Cash Conversion
CLST
CLST
COYA
COYA
Q4 25
7.21×
Q3 25
1.87×
Q2 25
2.21×
Q1 25
0.73×
Q4 24
5.07×
Q3 24
2.00×
Q2 24
2.64×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons