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Side-by-side financial comparison of Clearwater Paper Corp (CLW) and NBT BANCORP INC (NBTB). Click either name above to swap in a different company.
Clearwater Paper Corp is the larger business by last-quarter revenue ($360.3M vs $184.5M, roughly 2.0× NBT BANCORP INC). NBT BANCORP INC runs the higher net margin — 27.7% vs -3.6%, a 31.3% gap on every dollar of revenue. Over the past eight quarters, NBT BANCORP INC's revenue compounded faster (14.6% CAGR vs 2.3%).
Clearwater Paper Corporation is an American pulp and paperboard manufacturer. The company was created on December 9, 2008, via a spin-off from Potlatch Corporation and is headquartered in Spokane, Washington.
NBT Bank, N.A. is an American financial institution that operates through a network of 176 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, New York, United States. NBT Bancorp is traded on the Nasdaq Global Select Market under the symbol NBTB.
CLW vs NBTB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $360.3M | $184.5M |
| Net Profit | $-12.8M | $51.1M |
| Gross Margin | -0.2% | — |
| Operating Margin | — | — |
| Net Margin | -3.6% | 27.7% |
| Revenue YoY | -4.7% | — |
| Net Profit YoY | -103.2% | 127.2% |
| EPS (diluted) | — | $0.98 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $360.3M | $184.5M | ||
| Q4 25 | $386.4M | $185.1M | ||
| Q3 25 | $399.0M | $186.1M | ||
| Q2 25 | $391.8M | $171.2M | ||
| Q1 25 | $378.2M | $154.7M | ||
| Q4 24 | $387.1M | $148.5M | ||
| Q3 24 | $393.3M | $147.4M | ||
| Q2 24 | $344.4M | $140.4M |
| Q1 26 | $-12.8M | $51.1M | ||
| Q4 25 | $38.3M | — | ||
| Q3 25 | $-53.3M | $54.5M | ||
| Q2 25 | $2.7M | $22.5M | ||
| Q1 25 | $-6.3M | $36.7M | ||
| Q4 24 | $199.1M | — | ||
| Q3 24 | $5.8M | $38.1M | ||
| Q2 24 | $-25.8M | $32.7M |
| Q1 26 | -0.2% | — | ||
| Q4 25 | 4.5% | — | ||
| Q3 25 | 4.7% | — | ||
| Q2 25 | 11.0% | — | ||
| Q1 25 | 9.7% | — | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 7.7% | — | ||
| Q2 24 | -0.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.9% | 37.6% | ||
| Q3 25 | -13.9% | 38.6% | ||
| Q2 25 | 2.5% | 17.9% | ||
| Q1 25 | -1.1% | 30.5% | ||
| Q4 24 | -4.0% | 30.7% | ||
| Q3 24 | -0.3% | 33.1% | ||
| Q2 24 | -13.6% | 29.9% |
| Q1 26 | -3.6% | 27.7% | ||
| Q4 25 | 9.9% | — | ||
| Q3 25 | -13.4% | 29.3% | ||
| Q2 25 | 0.7% | 13.2% | ||
| Q1 25 | -1.7% | 23.8% | ||
| Q4 24 | 51.4% | — | ||
| Q3 24 | 1.5% | 25.8% | ||
| Q2 24 | -7.5% | 23.3% |
| Q1 26 | — | $0.98 | ||
| Q4 25 | $2.36 | $1.09 | ||
| Q3 25 | $-3.30 | $1.03 | ||
| Q2 25 | $0.17 | $0.44 | ||
| Q1 25 | $-0.38 | $0.77 | ||
| Q4 24 | $11.87 | $0.77 | ||
| Q3 24 | $0.35 | $0.80 | ||
| Q2 24 | $-1.55 | $0.69 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.5M | — |
| Total DebtLower is stronger | $361.1M | $160.9M |
| Stockholders' EquityBook value | $813.8M | $1.9B |
| Total Assets | $1.6B | $16.2B |
| Debt / EquityLower = less leverage | 0.44× | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $36.5M | — | ||
| Q4 25 | $30.7M | — | ||
| Q3 25 | $34.4M | — | ||
| Q2 25 | $46.7M | — | ||
| Q1 25 | $44.0M | — | ||
| Q4 24 | $79.6M | — | ||
| Q3 24 | $35.5M | — | ||
| Q2 24 | $39.6M | — |
| Q1 26 | $361.1M | $160.9M | ||
| Q4 25 | $346.8M | — | ||
| Q3 25 | $337.0M | — | ||
| Q2 25 | $330.1M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $283.4M | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.1B | — |
| Q1 26 | $813.8M | $1.9B | ||
| Q4 25 | $825.3M | $1.9B | ||
| Q3 25 | $783.0M | $1.9B | ||
| Q2 25 | $836.8M | $1.8B | ||
| Q1 25 | $836.6M | $1.6B | ||
| Q4 24 | $854.6M | $1.5B | ||
| Q3 24 | $664.6M | $1.5B | ||
| Q2 24 | $658.6M | $1.5B |
| Q1 26 | $1.6B | $16.2B | ||
| Q4 25 | $1.6B | $16.0B | ||
| Q3 25 | $1.6B | $16.1B | ||
| Q2 25 | $1.6B | $16.0B | ||
| Q1 25 | $1.6B | $13.9B | ||
| Q4 24 | $1.7B | $13.8B | ||
| Q3 24 | $2.5B | $13.8B | ||
| Q2 24 | $2.5B | $13.5B |
| Q1 26 | 0.44× | 0.08× | ||
| Q4 25 | 0.42× | — | ||
| Q3 25 | 0.43× | — | ||
| Q2 25 | 0.39× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 1.73× | — | ||
| Q2 24 | 1.74× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CLW
Segment breakdown not available.
NBTB
| Net Interest Income | $134.3M | 73% |
| Noninterest Income | $50.1M | 27% |
