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Side-by-side financial comparison of COMPASS MINERALS INTERNATIONAL INC (CMP) and Customers Bancorp, Inc. (CUBI). Click either name above to swap in a different company.

COMPASS MINERALS INTERNATIONAL INC is the larger business by last-quarter revenue ($396.1M vs $236.9M, roughly 1.7× Customers Bancorp, Inc.). On growth, COMPASS MINERALS INTERNATIONAL INC posted the faster year-over-year revenue change (28.9% vs 21.8%). Customers Bancorp, Inc. produced more free cash flow last quarter ($481.0M vs $-59.8M). Over the past eight quarters, Customers Bancorp, Inc.'s revenue compounded faster (14.2% CAGR vs 4.3%).

Compass Minerals International, Inc is an American public company that, through its subsidiaries, is a leading producer of minerals, including salt, magnesium chloride and sulfate of potash. Based in Overland Park, Kansas; the company provides bulk treated and untreated highway deicing salt to customers in North America and the United Kingdom and plant nutrition products to growers worldwide. Compass Minerals also produces consumer deicing and water conditioning products, consumer and commerc...

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CMP vs CUBI — Head-to-Head

Bigger by revenue
CMP
CMP
1.7× larger
CMP
$396.1M
$236.9M
CUBI
Growing faster (revenue YoY)
CMP
CMP
+7.1% gap
CMP
28.9%
21.8%
CUBI
More free cash flow
CUBI
CUBI
$540.8M more FCF
CUBI
$481.0M
$-59.8M
CMP
Faster 2-yr revenue CAGR
CUBI
CUBI
Annualised
CUBI
14.2%
4.3%
CMP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CMP
CMP
CUBI
CUBI
Revenue
$396.1M
$236.9M
Net Profit
$18.6M
Gross Margin
16.0%
Operating Margin
9.2%
41.1%
Net Margin
4.7%
Revenue YoY
28.9%
21.8%
Net Profit YoY
178.8%
EPS (diluted)
$0.43
$2.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMP
CMP
CUBI
CUBI
Q4 25
$396.1M
$236.9M
Q3 25
$227.5M
$232.1M
Q2 25
$214.6M
$206.3M
Q1 25
$494.6M
$143.0M
Q4 24
$307.2M
$167.8M
Q3 24
$208.8M
$167.1M
Q2 24
$202.9M
$198.7M
Q1 24
$364.0M
$181.6M
Net Profit
CMP
CMP
CUBI
CUBI
Q4 25
$18.6M
Q3 25
$-7.2M
$75.7M
Q2 25
$-17.0M
$60.9M
Q1 25
$-32.0M
$12.9M
Q4 24
$-23.6M
Q3 24
$-48.3M
$46.7M
Q2 24
$-43.6M
$58.1M
Q1 24
$-38.9M
$49.7M
Gross Margin
CMP
CMP
CUBI
CUBI
Q4 25
16.0%
Q3 25
16.9%
Q2 25
19.2%
Q1 25
15.5%
Q4 24
11.2%
Q3 24
9.3%
Q2 24
16.1%
Q1 24
19.7%
Operating Margin
CMP
CMP
CUBI
CUBI
Q4 25
9.2%
41.1%
Q3 25
5.3%
43.2%
Q2 25
7.4%
38.2%
Q1 25
-0.6%
8.3%
Q4 24
0.2%
21.4%
Q3 24
-14.3%
27.5%
Q2 24
2.9%
38.8%
Q1 24
-10.8%
36.0%
Net Margin
CMP
CMP
CUBI
CUBI
Q4 25
4.7%
Q3 25
-3.2%
32.6%
Q2 25
-7.9%
29.5%
Q1 25
-6.5%
9.0%
Q4 24
-7.7%
Q3 24
-23.1%
28.0%
Q2 24
-21.5%
29.2%
Q1 24
-10.7%
27.4%
EPS (diluted)
CMP
CMP
CUBI
CUBI
Q4 25
$0.43
$2.04
Q3 25
$2.20
Q2 25
$-0.41
$1.73
Q1 25
$-0.77
$0.29
Q4 24
$-0.57
$0.72
Q3 24
$-1.17
$1.31
Q2 24
$-1.05
$1.66
Q1 24
$-0.94
$1.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMP
CMP
CUBI
CUBI
Cash + ST InvestmentsLiquidity on hand
$46.7M
$4.4B
Total DebtLower is stronger
$890.0M
Stockholders' EquityBook value
$260.5M
$2.1B
Total Assets
$1.5B
$24.9B
Debt / EquityLower = less leverage
3.42×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMP
CMP
CUBI
CUBI
Q4 25
$46.7M
$4.4B
Q3 25
$59.7M
$4.2B
Q2 25
$79.4M
$3.5B
Q1 25
$49.5M
$3.4B
Q4 24
$45.8M
$3.8B
Q3 24
$20.2M
$3.1B
Q2 24
$12.8M
$3.0B
Q1 24
$38.3M
$3.7B
Total Debt
CMP
CMP
CUBI
CUBI
Q4 25
$890.0M
Q3 25
$839.8M
Q2 25
$833.4M
Q1 25
$807.6M
Q4 24
$974.4M
Q3 24
$921.2M
Q2 24
$875.1M
Q1 24
$877.2M
Stockholders' Equity
CMP
CMP
CUBI
CUBI
Q4 25
$260.5M
$2.1B
Q3 25
$234.1M
$2.1B
Q2 25
$249.8M
$1.9B
Q1 25
$236.5M
$1.9B
Q4 24
$263.0M
$1.8B
Q3 24
$316.6M
$1.8B
Q2 24
$352.1M
$1.7B
Q1 24
$400.4M
$1.7B
Total Assets
CMP
CMP
CUBI
CUBI
Q4 25
$1.5B
$24.9B
Q3 25
$1.5B
$24.3B
Q2 25
$1.5B
$22.6B
Q1 25
$1.5B
$22.4B
Q4 24
$1.7B
$22.3B
Q3 24
$1.6B
$21.5B
Q2 24
$1.6B
$20.9B
Q1 24
$1.7B
$21.3B
Debt / Equity
CMP
CMP
CUBI
CUBI
Q4 25
3.42×
Q3 25
3.59×
Q2 25
3.34×
Q1 25
3.41×
Q4 24
3.70×
Q3 24
2.91×
Q2 24
2.49×
Q1 24
2.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMP
CMP
CUBI
CUBI
Operating Cash FlowLast quarter
$-37.0M
$494.8M
Free Cash FlowOCF − Capex
$-59.8M
$481.0M
FCF MarginFCF / Revenue
-15.1%
203.0%
Capex IntensityCapex / Revenue
5.8%
5.8%
Cash ConversionOCF / Net Profit
-1.99×
TTM Free Cash FlowTrailing 4 quarters
$94.1M
$843.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMP
CMP
CUBI
CUBI
Q4 25
$-37.0M
$494.8M
Q3 25
$-6.9M
$116.9M
Q2 25
$21.8M
$162.2M
Q1 25
$186.9M
$94.1M
Q4 24
$-4.1M
$145.1M
Q3 24
$-12.7M
$24.4M
Q2 24
$-6.8M
$6.1M
Q1 24
$86.2M
$-18.8M
Free Cash Flow
CMP
CMP
CUBI
CUBI
Q4 25
$-59.8M
$481.0M
Q3 25
$-22.8M
$106.4M
Q2 25
$3.8M
$162.1M
Q1 25
$172.9M
$93.4M
Q4 24
$-25.9M
$143.6M
Q3 24
$-33.6M
$24.1M
Q2 24
$-21.5M
$5.8M
Q1 24
$56.2M
$-19.2M
FCF Margin
CMP
CMP
CUBI
CUBI
Q4 25
-15.1%
203.0%
Q3 25
-10.0%
45.9%
Q2 25
1.8%
78.6%
Q1 25
35.0%
65.4%
Q4 24
-8.4%
85.5%
Q3 24
-16.1%
14.4%
Q2 24
-10.6%
2.9%
Q1 24
15.4%
-10.6%
Capex Intensity
CMP
CMP
CUBI
CUBI
Q4 25
5.8%
5.8%
Q3 25
7.0%
4.5%
Q2 25
8.4%
0.0%
Q1 25
2.8%
0.5%
Q4 24
7.1%
0.9%
Q3 24
10.0%
0.2%
Q2 24
7.2%
0.2%
Q1 24
8.2%
0.2%
Cash Conversion
CMP
CMP
CUBI
CUBI
Q4 25
-1.99×
Q3 25
1.54×
Q2 25
2.66×
Q1 25
7.29×
Q4 24
Q3 24
0.52×
Q2 24
0.10×
Q1 24
-0.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CMP
CMP

Highway Deicing Salt$210.8M53%
Consumer Industrial Salt$120.7M30%
Plant Nutrition$60.8M15%
Transferred Over Time$2.8M1%
Other$1.0M0%

CUBI
CUBI

Segment breakdown not available.

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