vs
Side-by-side financial comparison of Commerce.com, Inc. (CMRC) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $89.5M, roughly 1.8× Commerce.com, Inc.). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs -9.3%, a 61.5% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs 5.5%).
SPS Commerce, Inc. is a technology and application software company based in the United States that provides cloud-based supply chain management software. The company's headquarters are located in Minneapolis, Minnesota, but it also has a US office in New Jersey, and international locations in Amsterdam, Beijing, Breukelen, Hong Kong, Kyiv, Melbourne, Montpellier, Sydney, and Toronto.
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
CMRC vs SFBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $89.5M | $159.0M |
| Net Profit | $-8.4M | $83.0M |
| Gross Margin | 78.3% | — |
| Operating Margin | -7.4% | — |
| Net Margin | -9.3% | 52.2% |
| Revenue YoY | 2.9% | — |
| Net Profit YoY | -250.0% | 31.2% |
| EPS (diluted) | $-0.11 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $159.0M | ||
| Q4 25 | $89.5M | $162.2M | ||
| Q3 25 | $86.0M | $136.3M | ||
| Q2 25 | $84.4M | $132.1M | ||
| Q1 25 | $82.4M | $131.8M | ||
| Q4 24 | $87.0M | $131.9M | ||
| Q3 24 | $83.7M | $123.7M | ||
| Q2 24 | $81.8M | $114.8M |
| Q1 26 | — | $83.0M | ||
| Q4 25 | $-8.4M | $86.4M | ||
| Q3 25 | $-2.2M | $65.6M | ||
| Q2 25 | $-8.4M | $61.4M | ||
| Q1 25 | $-353.0K | $63.2M | ||
| Q4 24 | $-2.4M | $65.2M | ||
| Q3 24 | $-7.0M | $59.9M | ||
| Q2 24 | $-11.3M | $52.1M |
| Q1 26 | — | — | ||
| Q4 25 | 78.3% | — | ||
| Q3 25 | 78.4% | — | ||
| Q2 25 | 79.0% | — | ||
| Q1 25 | 79.4% | — | ||
| Q4 24 | 77.6% | — | ||
| Q3 24 | 76.3% | — | ||
| Q2 24 | 75.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | -7.4% | 66.3% | ||
| Q3 25 | -0.5% | 57.8% | ||
| Q2 25 | -8.0% | 58.0% | ||
| Q1 25 | -2.9% | 60.0% | ||
| Q4 24 | -0.9% | 60.2% | ||
| Q3 24 | -23.0% | 58.5% | ||
| Q2 24 | -16.5% | 58.0% |
| Q1 26 | — | 52.2% | ||
| Q4 25 | -9.3% | 59.0% | ||
| Q3 25 | -2.6% | 48.1% | ||
| Q2 25 | -9.9% | 46.5% | ||
| Q1 25 | -0.4% | 48.0% | ||
| Q4 24 | -2.7% | 52.9% | ||
| Q3 24 | -8.4% | 48.4% | ||
| Q2 24 | -13.8% | 45.4% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $-0.11 | $1.58 | ||
| Q3 25 | $-0.03 | $1.20 | ||
| Q2 25 | $-0.10 | $1.12 | ||
| Q1 25 | $0.00 | $1.16 | ||
| Q4 24 | $-0.03 | $1.19 | ||
| Q3 24 | $-0.09 | $1.10 | ||
| Q2 24 | $-0.15 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $141.1M | $1.8B |
| Total DebtLower is stronger | $157.0M | — |
| Stockholders' EquityBook value | $39.4M | $1.9B |
| Total Assets | $308.8M | $18.2B |
| Debt / EquityLower = less leverage | 3.99× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $141.1M | — | ||
| Q3 25 | $142.0M | — | ||
| Q2 25 | $134.5M | — | ||
| Q1 25 | $120.7M | — | ||
| Q4 24 | $178.2M | — | ||
| Q3 24 | $168.4M | — | ||
| Q2 24 | $275.8M | — |
| Q1 26 | — | — | ||
| Q4 25 | $157.0M | — | ||
| Q3 25 | $157.3M | — | ||
| Q2 25 | $157.5M | — | ||
| Q1 25 | $157.8M | — | ||
| Q4 24 | $216.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $340.9M | — |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $39.4M | $1.8B | ||
| Q3 25 | $42.8M | $1.8B | ||
| Q2 25 | $38.8M | $1.7B | ||
| Q1 25 | $38.1M | $1.7B | ||
| Q4 24 | $33.4M | $1.6B | ||
| Q3 24 | $29.0M | $1.6B | ||
| Q2 24 | $26.1M | $1.5B |
| Q1 26 | — | $18.2B | ||
| Q4 25 | $308.8M | $17.7B | ||
| Q3 25 | $309.5M | $17.6B | ||
| Q2 25 | $302.5M | $17.4B | ||
| Q1 25 | $286.3M | $18.6B | ||
| Q4 24 | $340.3M | $17.4B | ||
| Q3 24 | $335.1M | $16.4B | ||
| Q2 24 | $452.5M | $16.0B |
| Q1 26 | — | — | ||
| Q4 25 | 3.99× | — | ||
| Q3 25 | 3.67× | — | ||
| Q2 25 | 4.06× | — | ||
| Q1 25 | 4.14× | — | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 13.06× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $980.0K | — |
| Free Cash FlowOCF − Capex | $-2.2M | — |
| FCF MarginFCF / Revenue | -2.4% | — |
| Capex IntensityCapex / Revenue | 3.5% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $16.9M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $980.0K | $355.2M | ||
| Q3 25 | $10.6M | $140.9M | ||
| Q2 25 | $13.6M | $67.6M | ||
| Q1 25 | $401.0K | $48.0M | ||
| Q4 24 | $12.4M | $252.9M | ||
| Q3 24 | $5.6M | $84.0M | ||
| Q2 24 | $11.7M | $48.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.2M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $11.9M | — | ||
| Q1 25 | $-424.0K | — | ||
| Q4 24 | $11.6M | — | ||
| Q3 24 | $4.5M | — | ||
| Q2 24 | $10.7M | — |
| Q1 26 | — | — | ||
| Q4 25 | -2.4% | — | ||
| Q3 25 | 8.8% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | -0.5% | — | ||
| Q4 24 | 13.3% | — | ||
| Q3 24 | 5.4% | — | ||
| Q2 24 | 13.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.5% | — | ||
| Q3 25 | 3.4% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 1.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.11× | ||
| Q3 25 | — | 2.15× | ||
| Q2 25 | — | 1.10× | ||
| Q1 25 | — | 0.76× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMRC
| Subscription And Circulation | $65.2M | 73% |
| Partner And Services | $24.4M | 27% |
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
