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Side-by-side financial comparison of CORE MOLDING TECHNOLOGIES INC (CMT) and CHOICEONE FINANCIAL SERVICES INC (COFS). Click either name above to swap in a different company.

CORE MOLDING TECHNOLOGIES INC is the larger business by last-quarter revenue ($74.7M vs $42.9M, roughly 1.7× CHOICEONE FINANCIAL SERVICES INC). On growth, CHOICEONE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (76.4% vs 19.5%). CHOICEONE FINANCIAL SERVICES INC produced more free cash flow last quarter ($25.2M vs $-2.9M). Over the past eight quarters, CHOICEONE FINANCIAL SERVICES INC's revenue compounded faster (15.0% CAGR vs -2.2%).

Core Molding Technologies, Inc. was founded in 1988 and now based in Columbus, Ohio. The company manufactures sheet molding compounds (SMC), and molds fiberglass reinforced plastics. It occupies over 1,000,000 square feet of manufacturing space and its main subsidiaries are in Matamoros, Mexico, Gaffney, South Carolina, and Cincinnati, Ohio. In 2011, Core Molding Technologies formed Core Specialty Composites, LLC.

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

CMT vs COFS — Head-to-Head

Bigger by revenue
CMT
CMT
1.7× larger
CMT
$74.7M
$42.9M
COFS
Growing faster (revenue YoY)
COFS
COFS
+56.9% gap
COFS
76.4%
19.5%
CMT
More free cash flow
COFS
COFS
$28.1M more FCF
COFS
$25.2M
$-2.9M
CMT
Faster 2-yr revenue CAGR
COFS
COFS
Annualised
COFS
15.0%
-2.2%
CMT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CMT
CMT
COFS
COFS
Revenue
$74.7M
$42.9M
Net Profit
Gross Margin
15.2%
Operating Margin
4.8%
39.1%
Net Margin
Revenue YoY
19.5%
76.4%
Net Profit YoY
EPS (diluted)
$0.35
$1.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMT
CMT
COFS
COFS
Q4 25
$74.7M
$42.9M
Q3 25
$58.4M
$61.8M
Q2 25
$79.2M
$60.4M
Q1 25
$61.4M
$44.9M
Q4 24
$62.5M
$24.3M
Q3 24
$73.0M
$36.6M
Q2 24
$88.7M
$34.0M
Q1 24
$78.1M
$32.5M
Net Profit
CMT
CMT
COFS
COFS
Q4 25
Q3 25
$1.9M
$14.7M
Q2 25
$4.1M
$13.5M
Q1 25
$2.2M
$-13.9M
Q4 24
Q3 24
$3.2M
$7.3M
Q2 24
$6.4M
$6.6M
Q1 24
$3.8M
$5.6M
Gross Margin
CMT
CMT
COFS
COFS
Q4 25
15.2%
Q3 25
17.4%
Q2 25
18.1%
Q1 25
19.2%
Q4 24
15.8%
Q3 24
16.9%
Q2 24
20.0%
Q1 24
17.0%
Operating Margin
CMT
CMT
COFS
COFS
Q4 25
4.8%
39.1%
Q3 25
4.4%
29.6%
Q2 25
6.6%
27.6%
Q1 25
4.6%
-39.2%
Q4 24
1.4%
36.1%
Q3 24
4.9%
25.4%
Q2 24
8.4%
24.0%
Q1 24
6.1%
21.1%
Net Margin
CMT
CMT
COFS
COFS
Q4 25
Q3 25
3.2%
23.7%
Q2 25
5.1%
22.4%
Q1 25
3.6%
-31.0%
Q4 24
Q3 24
4.3%
20.1%
Q2 24
7.2%
19.4%
Q1 24
4.8%
17.3%
EPS (diluted)
CMT
CMT
COFS
COFS
Q4 25
$0.35
$1.43
Q3 25
$0.22
$0.97
Q2 25
$0.47
$0.90
Q1 25
$0.25
$-1.29
Q4 24
$-0.01
$0.79
Q3 24
$0.36
$0.85
Q2 24
$0.73
$0.87
Q1 24
$0.43
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMT
CMT
COFS
COFS
Cash + ST InvestmentsLiquidity on hand
$38.1M
$88.0M
Total DebtLower is stronger
$17.6M
Stockholders' EquityBook value
$158.2M
$465.4M
Total Assets
$228.1M
$4.4B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMT
CMT
COFS
COFS
Q4 25
$38.1M
$88.0M
Q3 25
$42.4M
$99.0M
Q2 25
$43.2M
$156.3M
Q1 25
$44.5M
$139.4M
Q4 24
$41.8M
$96.8M
Q3 24
$42.3M
$145.9M
Q2 24
$37.8M
$101.0M
Q1 24
$26.6M
$150.1M
Total Debt
CMT
CMT
COFS
COFS
Q4 25
$17.6M
Q3 25
$18.2M
Q2 25
$18.8M
Q1 25
$19.2M
Q4 24
$19.7M
Q3 24
$20.2M
Q2 24
$20.6M
Q1 24
$21.1M
Stockholders' Equity
CMT
CMT
COFS
COFS
Q4 25
$158.2M
$465.4M
Q3 25
$155.4M
$449.6M
Q2 25
$153.5M
$431.8M
Q1 25
$149.9M
$427.1M
Q4 24
$147.4M
$260.4M
Q3 24
$147.8M
$247.7M
Q2 24
$147.5M
$214.5M
Q1 24
$142.8M
$206.8M
Total Assets
CMT
CMT
COFS
COFS
Q4 25
$228.1M
$4.4B
Q3 25
$219.7M
$4.3B
Q2 25
$219.9M
$4.3B
Q1 25
$223.6M
$4.3B
Q4 24
$209.6M
$2.7B
Q3 24
$220.7M
$2.7B
Q2 24
$225.7M
$2.7B
Q1 24
$212.3M
$2.7B
Debt / Equity
CMT
CMT
COFS
COFS
Q4 25
0.11×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.13×
Q4 24
0.13×
Q3 24
0.14×
Q2 24
0.14×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMT
CMT
COFS
COFS
Operating Cash FlowLast quarter
$5.0M
$31.8M
Free Cash FlowOCF − Capex
$-2.9M
$25.2M
FCF MarginFCF / Revenue
-3.9%
58.7%
Capex IntensityCapex / Revenue
10.7%
15.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.9M
$38.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMT
CMT
COFS
COFS
Q4 25
$5.0M
$31.8M
Q3 25
$4.6M
$15.3M
Q2 25
$3.5M
$9.0M
Q1 25
$6.1M
$-6.5M
Q4 24
$5.0M
$47.1M
Q3 24
$9.2M
$-7.4M
Q2 24
$15.9M
$15.7M
Q1 24
$5.1M
$15.3M
Free Cash Flow
CMT
CMT
COFS
COFS
Q4 25
$-2.9M
$25.2M
Q3 25
$-346.0K
$13.7M
Q2 25
$880.0K
$6.9M
Q1 25
$4.3M
$-7.3M
Q4 24
$509.0K
$45.4M
Q3 24
$7.0M
$-7.6M
Q2 24
$13.0M
$15.3M
Q1 24
$3.2M
$15.0M
FCF Margin
CMT
CMT
COFS
COFS
Q4 25
-3.9%
58.7%
Q3 25
-0.6%
22.1%
Q2 25
1.1%
11.4%
Q1 25
7.0%
-16.3%
Q4 24
0.8%
186.4%
Q3 24
9.6%
-20.8%
Q2 24
14.6%
44.8%
Q1 24
4.1%
46.2%
Capex Intensity
CMT
CMT
COFS
COFS
Q4 25
10.7%
15.4%
Q3 25
8.4%
2.6%
Q2 25
3.3%
3.4%
Q1 25
2.9%
1.9%
Q4 24
7.2%
7.0%
Q3 24
3.1%
0.7%
Q2 24
3.3%
1.4%
Q1 24
2.4%
1.0%
Cash Conversion
CMT
CMT
COFS
COFS
Q4 25
Q3 25
2.44×
1.04×
Q2 25
0.86×
0.66×
Q1 25
2.79×
Q4 24
Q3 24
2.92×
-1.00×
Q2 24
2.47×
2.39×
Q1 24
1.35×
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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