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Side-by-side financial comparison of CORE MOLDING TECHNOLOGIES INC (CMT) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $74.7M, roughly 1.9× CORE MOLDING TECHNOLOGIES INC). On growth, CORE MOLDING TECHNOLOGIES INC posted the faster year-over-year revenue change (19.5% vs 18.4%). Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs -2.2%).

Core Molding Technologies, Inc. was founded in 1988 and now based in Columbus, Ohio. The company manufactures sheet molding compounds (SMC), and molds fiberglass reinforced plastics. It occupies over 1,000,000 square feet of manufacturing space and its main subsidiaries are in Matamoros, Mexico, Gaffney, South Carolina, and Cincinnati, Ohio. In 2011, Core Molding Technologies formed Core Specialty Composites, LLC.

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

CMT vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.9× larger
LOB
$145.5M
$74.7M
CMT
Growing faster (revenue YoY)
CMT
CMT
+1.1% gap
CMT
19.5%
18.4%
LOB
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
-2.2%
CMT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CMT
CMT
LOB
LOB
Revenue
$74.7M
$145.5M
Net Profit
$27.9M
Gross Margin
15.2%
Operating Margin
4.8%
Net Margin
19.2%
Revenue YoY
19.5%
18.4%
Net Profit YoY
187.6%
EPS (diluted)
$0.35
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CMT
CMT
LOB
LOB
Q1 26
$145.5M
Q4 25
$74.7M
$161.9M
Q3 25
$58.4M
$146.1M
Q2 25
$79.2M
$143.7M
Q1 25
$61.4M
$126.1M
Q4 24
$62.5M
$116.9M
Q3 24
$73.0M
$129.9M
Q2 24
$88.7M
$125.5M
Net Profit
CMT
CMT
LOB
LOB
Q1 26
$27.9M
Q4 25
$46.2M
Q3 25
$1.9M
$26.5M
Q2 25
$4.1M
$23.4M
Q1 25
$2.2M
$9.7M
Q4 24
$9.9M
Q3 24
$3.2M
$13.0M
Q2 24
$6.4M
$27.0M
Gross Margin
CMT
CMT
LOB
LOB
Q1 26
Q4 25
15.2%
Q3 25
17.4%
Q2 25
18.1%
Q1 25
19.2%
Q4 24
15.8%
Q3 24
16.9%
Q2 24
20.0%
Operating Margin
CMT
CMT
LOB
LOB
Q1 26
Q4 25
4.8%
38.2%
Q3 25
4.4%
25.0%
Q2 25
6.6%
21.7%
Q1 25
4.6%
10.4%
Q4 24
1.4%
11.3%
Q3 24
4.9%
13.7%
Q2 24
8.4%
28.7%
Net Margin
CMT
CMT
LOB
LOB
Q1 26
19.2%
Q4 25
28.5%
Q3 25
3.2%
18.1%
Q2 25
5.1%
16.3%
Q1 25
3.6%
7.7%
Q4 24
8.5%
Q3 24
4.3%
10.0%
Q2 24
7.2%
21.5%
EPS (diluted)
CMT
CMT
LOB
LOB
Q1 26
$0.60
Q4 25
$0.35
$0.96
Q3 25
$0.22
$0.55
Q2 25
$0.47
$0.51
Q1 25
$0.25
$0.21
Q4 24
$-0.01
$0.22
Q3 24
$0.36
$0.28
Q2 24
$0.73
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CMT
CMT
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
$38.1M
Total DebtLower is stronger
$17.6M
Stockholders' EquityBook value
$158.2M
$1.3B
Total Assets
$228.1M
$15.3B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CMT
CMT
LOB
LOB
Q1 26
Q4 25
$38.1M
Q3 25
$42.4M
Q2 25
$43.2M
Q1 25
$44.5M
Q4 24
$41.8M
Q3 24
$42.3M
Q2 24
$37.8M
Total Debt
CMT
CMT
LOB
LOB
Q1 26
Q4 25
$17.6M
Q3 25
$18.2M
Q2 25
$18.8M
Q1 25
$19.2M
Q4 24
$19.7M
Q3 24
$20.2M
Q2 24
$20.6M
Stockholders' Equity
CMT
CMT
LOB
LOB
Q1 26
$1.3B
Q4 25
$158.2M
$1.2B
Q3 25
$155.4M
$1.2B
Q2 25
$153.5M
$1.1B
Q1 25
$149.9M
$1.0B
Q4 24
$147.4M
$999.0M
Q3 24
$147.8M
$1.0B
Q2 24
$147.5M
$961.0M
Total Assets
CMT
CMT
LOB
LOB
Q1 26
$15.3B
Q4 25
$228.1M
$15.1B
Q3 25
$219.7M
$14.7B
Q2 25
$219.9M
$13.8B
Q1 25
$223.6M
$13.6B
Q4 24
$209.6M
$12.9B
Q3 24
$220.7M
$12.6B
Q2 24
$225.7M
$11.9B
Debt / Equity
CMT
CMT
LOB
LOB
Q1 26
Q4 25
0.11×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.13×
Q4 24
0.13×
Q3 24
0.14×
Q2 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CMT
CMT
LOB
LOB
Operating Cash FlowLast quarter
$5.0M
Free Cash FlowOCF − Capex
$-2.9M
FCF MarginFCF / Revenue
-3.9%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$1.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CMT
CMT
LOB
LOB
Q1 26
Q4 25
$5.0M
$158.2M
Q3 25
$4.6M
$62.3M
Q2 25
$3.5M
$49.2M
Q1 25
$6.1M
$-33.0M
Q4 24
$5.0M
$156.8M
Q3 24
$9.2M
$47.4M
Q2 24
$15.9M
$29.5M
Free Cash Flow
CMT
CMT
LOB
LOB
Q1 26
Q4 25
$-2.9M
$143.5M
Q3 25
$-346.0K
$60.6M
Q2 25
$880.0K
$47.8M
Q1 25
$4.3M
$-35.3M
Q4 24
$509.0K
$107.5M
Q3 24
$7.0M
$41.0M
Q2 24
$13.0M
$12.3M
FCF Margin
CMT
CMT
LOB
LOB
Q1 26
Q4 25
-3.9%
88.6%
Q3 25
-0.6%
41.4%
Q2 25
1.1%
33.3%
Q1 25
7.0%
-28.0%
Q4 24
0.8%
91.9%
Q3 24
9.6%
31.6%
Q2 24
14.6%
9.8%
Capex Intensity
CMT
CMT
LOB
LOB
Q1 26
Q4 25
10.7%
9.1%
Q3 25
8.4%
1.2%
Q2 25
3.3%
1.0%
Q1 25
2.9%
1.8%
Q4 24
7.2%
42.2%
Q3 24
3.1%
4.9%
Q2 24
3.3%
13.7%
Cash Conversion
CMT
CMT
LOB
LOB
Q1 26
Q4 25
3.42×
Q3 25
2.44×
2.35×
Q2 25
0.86×
2.10×
Q1 25
2.79×
-3.39×
Q4 24
15.84×
Q3 24
2.92×
3.64×
Q2 24
2.47×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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