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Side-by-side financial comparison of CNA FINANCIAL CORP (CNA) and IDT CORP (IDT). Click either name above to swap in a different company.

CNA FINANCIAL CORP is the larger business by last-quarter revenue ($389.0M vs $322.8M, roughly 1.2× IDT CORP). CNA FINANCIAL CORP runs the higher net margin — 77.6% vs 6.9%, a 70.7% gap on every dollar of revenue. On growth, IDT CORP posted the faster year-over-year revenue change (4.3% vs -2.0%). CNA FINANCIAL CORP produced more free cash flow last quarter ($542.0M vs $-16.0M). Over the past eight quarters, IDT CORP's revenue compounded faster (4.4% CAGR vs -2.2%).

CNA Financial Corporation is a financial corporation based in Chicago, Illinois, United States. Its principal subsidiary, Continental Casualty Company (CCC), was founded in 1897, and The Continental Insurance Company (CIC) was organized in 1853. CNA, the current parent company, was incorporated in 1967.

IDT Corporation is a multinational provider of cloud communications, point of sale systems, unified communications, and financial services foreign exchange services for selected clients. It has units dedicated for businesses and consumers such as the Boss Revolution pre-paid phone cards, headquartered in Newark, New Jersey.

CNA vs IDT — Head-to-Head

Bigger by revenue
CNA
CNA
1.2× larger
CNA
$389.0M
$322.8M
IDT
Growing faster (revenue YoY)
IDT
IDT
+6.3% gap
IDT
4.3%
-2.0%
CNA
Higher net margin
CNA
CNA
70.7% more per $
CNA
77.6%
6.9%
IDT
More free cash flow
CNA
CNA
$558.0M more FCF
CNA
$542.0M
$-16.0M
IDT
Faster 2-yr revenue CAGR
IDT
IDT
Annualised
IDT
4.4%
-2.2%
CNA

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CNA
CNA
IDT
IDT
Revenue
$389.0M
$322.8M
Net Profit
$302.0M
$22.4M
Gross Margin
36.6%
Operating Margin
97.2%
9.6%
Net Margin
77.6%
6.9%
Revenue YoY
-2.0%
4.3%
Net Profit YoY
1338.1%
29.6%
EPS (diluted)
$1.11
$0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNA
CNA
IDT
IDT
Q4 25
$389.0M
$322.8M
Q3 25
$393.0M
$316.6M
Q2 25
$398.0M
$302.0M
Q1 25
$397.0M
$303.3M
Q4 24
$397.0M
$309.6M
Q3 24
$401.0M
$308.8M
Q2 24
$404.0M
$299.6M
Q1 24
$407.0M
$296.1M
Net Profit
CNA
CNA
IDT
IDT
Q4 25
$302.0M
$22.4M
Q3 25
$403.0M
$16.9M
Q2 25
$299.0M
$21.7M
Q1 25
$274.0M
$20.3M
Q4 24
$21.0M
$17.2M
Q3 24
$283.0M
$36.8M
Q2 24
$317.0M
$5.6M
Q1 24
$338.0M
$14.4M
Gross Margin
CNA
CNA
IDT
IDT
Q4 25
36.6%
Q3 25
36.2%
Q2 25
37.1%
Q1 25
37.0%
Q4 24
34.8%
Q3 24
33.1%
Q2 24
32.4%
Q1 24
32.7%
Operating Margin
CNA
CNA
IDT
IDT
Q4 25
97.2%
9.6%
Q3 25
6.9%
Q2 25
95.5%
8.8%
Q1 25
87.9%
9.3%
Q4 24
5.3%
7.6%
Q3 24
90.0%
6.5%
Q2 24
99.5%
3.8%
Q1 24
5.4%
Net Margin
CNA
CNA
IDT
IDT
Q4 25
77.6%
6.9%
Q3 25
102.5%
5.3%
Q2 25
75.1%
7.2%
Q1 25
69.0%
6.7%
Q4 24
5.3%
5.6%
Q3 24
70.6%
11.9%
Q2 24
78.5%
1.9%
Q1 24
83.0%
4.9%
EPS (diluted)
CNA
CNA
IDT
IDT
Q4 25
$1.11
$0.89
Q3 25
$1.48
$0.67
Q2 25
$1.10
$0.86
Q1 25
$1.00
$0.80
Q4 24
$0.07
$0.68
Q3 24
$1.04
$1.45
Q2 24
$1.17
$0.22
Q1 24
$1.24
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CNA
CNA
IDT
IDT
Cash + ST InvestmentsLiquidity on hand
$189.3M
Total DebtLower is stronger
$3.0B
Stockholders' EquityBook value
$11.6B
$320.7M
Total Assets
$69.4B
$654.9M
Debt / EquityLower = less leverage
0.26×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CNA
CNA
IDT
IDT
Q4 25
$189.3M
Q3 25
$226.5M
Q2 25
$199.9M
Q1 25
$142.2M
Q4 24
$148.0M
Q3 24
$164.6M
Q2 24
$139.8M
Q1 24
$141.1M
Total Debt
CNA
CNA
IDT
IDT
Q4 25
$3.0B
Q3 25
Q2 25
Q1 25
Q4 24
$3.0B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CNA
CNA
IDT
IDT
Q4 25
$11.6B
$320.7M
Q3 25
$11.3B
$305.1M
Q2 25
$10.7B
$286.2M
Q1 25
$10.3B
$271.6M
Q4 24
$10.5B
$260.6M
Q3 24
$10.8B
$246.2M
Q2 24
$9.9B
$214.5M
Q1 24
$9.7B
$211.8M
Total Assets
CNA
CNA
IDT
IDT
Q4 25
$69.4B
$654.9M
Q3 25
$69.8B
$626.2M
Q2 25
$68.9B
$600.9M
Q1 25
$67.3B
$575.7M
Q4 24
$66.5B
$554.6M
Q3 24
$67.4B
$550.1M
Q2 24
$65.2B
$517.3M
Q1 24
$65.1B
$521.8M
Debt / Equity
CNA
CNA
IDT
IDT
Q4 25
0.26×
Q3 25
Q2 25
Q1 25
Q4 24
0.28×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CNA
CNA
IDT
IDT
Operating Cash FlowLast quarter
$570.0M
$-10.1M
Free Cash FlowOCF − Capex
$542.0M
$-16.0M
FCF MarginFCF / Revenue
139.3%
-4.9%
Capex IntensityCapex / Revenue
7.2%
1.8%
Cash ConversionOCF / Net Profit
1.89×
-0.45×
TTM Free Cash FlowTrailing 4 quarters
$2.4B
$95.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CNA
CNA
IDT
IDT
Q4 25
$570.0M
$-10.1M
Q3 25
$720.0M
$31.0M
Q2 25
$562.0M
$75.7M
Q1 25
$638.0M
$20.2M
Q4 24
$703.0M
$164.0K
Q3 24
$748.0M
$25.4M
Q2 24
$616.0M
$9.5M
Q1 24
$504.0M
$28.4M
Free Cash Flow
CNA
CNA
IDT
IDT
Q4 25
$542.0M
$-16.0M
Q3 25
$704.0M
$25.7M
Q2 25
$538.0M
$70.3M
Q1 25
$620.0M
$15.3M
Q4 24
$665.0M
$-5.1M
Q3 24
$730.0M
$20.1M
Q2 24
$597.0M
$4.7M
Q1 24
$484.0M
$23.9M
FCF Margin
CNA
CNA
IDT
IDT
Q4 25
139.3%
-4.9%
Q3 25
179.1%
8.1%
Q2 25
135.2%
23.3%
Q1 25
156.2%
5.1%
Q4 24
167.5%
-1.7%
Q3 24
182.0%
6.5%
Q2 24
147.8%
1.6%
Q1 24
118.9%
8.1%
Capex Intensity
CNA
CNA
IDT
IDT
Q4 25
7.2%
1.8%
Q3 25
4.1%
1.7%
Q2 25
6.0%
1.8%
Q1 25
4.5%
1.6%
Q4 24
9.6%
1.7%
Q3 24
4.5%
1.7%
Q2 24
4.7%
1.6%
Q1 24
4.9%
1.5%
Cash Conversion
CNA
CNA
IDT
IDT
Q4 25
1.89×
-0.45×
Q3 25
1.79×
1.84×
Q2 25
1.88×
3.49×
Q1 25
2.33×
0.99×
Q4 24
33.48×
0.01×
Q3 24
2.64×
0.69×
Q2 24
1.94×
1.71×
Q1 24
1.49×
1.97×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CNA
CNA

Segment breakdown not available.

IDT
IDT

IDT Digital Payments$104.4M32%
IDT Global$60.2M19%
BOSS Revolution$45.7M14%
National Retail Solutions$39.3M12%
BOSS Revolution Money Transfer$36.3M11%
Net2phone$23.9M7%
Other$8.0M2%

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