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Side-by-side financial comparison of CNA FINANCIAL CORP (CNA) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.

CNA FINANCIAL CORP is the larger business by last-quarter revenue ($389.0M vs $221.4M, roughly 1.8× UNIVERSAL TECHNICAL INSTITUTE INC). CNA FINANCIAL CORP runs the higher net margin — 77.6% vs 0.2%, a 77.4% gap on every dollar of revenue. On growth, UNIVERSAL TECHNICAL INSTITUTE INC posted the faster year-over-year revenue change (6.7% vs -2.0%). Over the past eight quarters, UNIVERSAL TECHNICAL INSTITUTE INC's revenue compounded faster (11.7% CAGR vs -2.2%).

CNA Financial Corporation is a financial corporation based in Chicago, Illinois, United States. Its principal subsidiary, Continental Casualty Company (CCC), was founded in 1897, and The Continental Insurance Company (CIC) was organized in 1853. CNA, the current parent company, was incorporated in 1967.

Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.

CNA vs UTI — Head-to-Head

Bigger by revenue
CNA
CNA
1.8× larger
CNA
$389.0M
$221.4M
UTI
Growing faster (revenue YoY)
UTI
UTI
+8.7% gap
UTI
6.7%
-2.0%
CNA
Higher net margin
CNA
CNA
77.4% more per $
CNA
77.6%
0.2%
UTI
Faster 2-yr revenue CAGR
UTI
UTI
Annualised
UTI
11.7%
-2.2%
CNA

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CNA
CNA
UTI
UTI
Revenue
$389.0M
$221.4M
Net Profit
$302.0M
$433.0K
Gross Margin
Operating Margin
97.2%
0.2%
Net Margin
77.6%
0.2%
Revenue YoY
-2.0%
6.7%
Net Profit YoY
1338.1%
-60.5%
EPS (diluted)
$1.11
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNA
CNA
UTI
UTI
Q1 26
$221.4M
Q4 25
$389.0M
$220.8M
Q3 25
$393.0M
$222.4M
Q2 25
$398.0M
$204.3M
Q1 25
$397.0M
$207.4M
Q4 24
$397.0M
$201.4M
Q3 24
$401.0M
$196.4M
Q2 24
$404.0M
$177.5M
Net Profit
CNA
CNA
UTI
UTI
Q1 26
$433.0K
Q4 25
$302.0M
$12.8M
Q3 25
$403.0M
$18.8M
Q2 25
$299.0M
$10.7M
Q1 25
$274.0M
$11.4M
Q4 24
$21.0M
$22.2M
Q3 24
$283.0M
$18.8M
Q2 24
$317.0M
$5.0M
Operating Margin
CNA
CNA
UTI
UTI
Q1 26
0.2%
Q4 25
97.2%
7.1%
Q3 25
11.2%
Q2 25
95.5%
6.9%
Q1 25
87.9%
8.1%
Q4 24
5.3%
13.6%
Q3 24
90.0%
13.3%
Q2 24
99.5%
4.2%
Net Margin
CNA
CNA
UTI
UTI
Q1 26
0.2%
Q4 25
77.6%
5.8%
Q3 25
102.5%
8.4%
Q2 25
75.1%
5.2%
Q1 25
69.0%
5.5%
Q4 24
5.3%
11.0%
Q3 24
70.6%
9.6%
Q2 24
78.5%
2.8%
EPS (diluted)
CNA
CNA
UTI
UTI
Q1 26
$0.01
Q4 25
$1.11
$0.23
Q3 25
$1.48
$0.33
Q2 25
$1.10
$0.19
Q1 25
$1.00
$0.21
Q4 24
$0.07
$0.40
Q3 24
$1.04
$0.35
Q2 24
$1.17
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CNA
CNA
UTI
UTI
Cash + ST InvestmentsLiquidity on hand
$162.0M
Total DebtLower is stronger
$3.0B
$127.8M
Stockholders' EquityBook value
$11.6B
$339.9M
Total Assets
$69.4B
$852.2M
Debt / EquityLower = less leverage
0.26×
0.38×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CNA
CNA
UTI
UTI
Q1 26
$162.0M
Q4 25
$162.8M
Q3 25
$169.1M
Q2 25
$70.7M
Q1 25
$96.0M
Q4 24
$172.0M
Q3 24
$161.9M
Q2 24
$115.5M
Total Debt
CNA
CNA
UTI
UTI
Q1 26
$127.8M
Q4 25
$3.0B
$101.4M
Q3 25
$87.1M
Q2 25
$73.8M
Q1 25
$94.4M
Q4 24
$3.0B
$120.1M
Q3 24
$125.7M
Q2 24
$137.3M
Stockholders' Equity
CNA
CNA
UTI
UTI
Q1 26
$339.9M
Q4 25
$11.6B
$335.9M
Q3 25
$11.3B
$328.1M
Q2 25
$10.7B
$306.8M
Q1 25
$10.3B
$293.9M
Q4 24
$10.5B
$280.0M
Q3 24
$10.8B
$260.2M
Q2 24
$9.9B
$239.4M
Total Assets
CNA
CNA
UTI
UTI
Q1 26
$852.2M
Q4 25
$69.4B
$834.0M
Q3 25
$69.8B
$826.1M
Q2 25
$68.9B
$740.8M
Q1 25
$67.3B
$720.4M
Q4 24
$66.5B
$753.8M
Q3 24
$67.4B
$744.6M
Q2 24
$65.2B
$706.0M
Debt / Equity
CNA
CNA
UTI
UTI
Q1 26
0.38×
Q4 25
0.26×
0.30×
Q3 25
0.27×
Q2 25
0.24×
Q1 25
0.32×
Q4 24
0.28×
0.43×
Q3 24
0.48×
Q2 24
0.57×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CNA
CNA
UTI
UTI
Operating Cash FlowLast quarter
$570.0M
$7.1M
Free Cash FlowOCF − Capex
$542.0M
FCF MarginFCF / Revenue
139.3%
Capex IntensityCapex / Revenue
7.2%
Cash ConversionOCF / Net Profit
1.89×
16.33×
TTM Free Cash FlowTrailing 4 quarters
$2.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CNA
CNA
UTI
UTI
Q1 26
$7.1M
Q4 25
$570.0M
$3.1M
Q3 25
$720.0M
$57.1M
Q2 25
$562.0M
$18.1M
Q1 25
$638.0M
$-789.0K
Q4 24
$703.0M
$23.0M
Q3 24
$748.0M
$67.5M
Q2 24
$616.0M
$10.0M
Free Cash Flow
CNA
CNA
UTI
UTI
Q1 26
Q4 25
$542.0M
$-19.2M
Q3 25
$704.0M
$40.6M
Q2 25
$538.0M
$6.8M
Q1 25
$620.0M
$-11.7M
Q4 24
$665.0M
$19.6M
Q3 24
$730.0M
$60.0M
Q2 24
$597.0M
$3.0M
FCF Margin
CNA
CNA
UTI
UTI
Q1 26
Q4 25
139.3%
-8.7%
Q3 25
179.1%
18.3%
Q2 25
135.2%
3.4%
Q1 25
156.2%
-5.7%
Q4 24
167.5%
9.7%
Q3 24
182.0%
30.6%
Q2 24
147.8%
1.7%
Capex Intensity
CNA
CNA
UTI
UTI
Q1 26
Q4 25
7.2%
10.1%
Q3 25
4.1%
7.4%
Q2 25
6.0%
5.5%
Q1 25
4.5%
5.3%
Q4 24
9.6%
1.7%
Q3 24
4.5%
3.8%
Q2 24
4.7%
4.0%
Cash Conversion
CNA
CNA
UTI
UTI
Q1 26
16.33×
Q4 25
1.89×
0.24×
Q3 25
1.79×
3.04×
Q2 25
1.88×
1.69×
Q1 25
2.33×
-0.07×
Q4 24
33.48×
1.04×
Q3 24
2.64×
3.58×
Q2 24
1.94×
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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