vs

Side-by-side financial comparison of CNH Industrial N.V. (CNH) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

CNH Industrial N.V. is the larger business by last-quarter revenue ($3.8B vs $2.4B, roughly 1.6× Triumph Financial, Inc.). Triumph Financial, Inc. runs the higher net margin — 0.3% vs 0.3%, a 0.0% gap on every dollar of revenue. On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (100.5% vs 0.6%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (377.6% CAGR vs -10.7%).

CNH Industrial NV is an Italian-American multinational corporation with global headquarters in Basildon, United Kingdom, but controlled and mostly owned by the multinational investment company Exor, which in turn is controlled by the Agnelli family. Through its various businesses, CNH Industrial designs, produces, and sells agricultural machinery and construction equipment. Present in all major markets worldwide, CNH Industrial is focused on expanding its presence in high-growth markets, incl...

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

CNH vs TFIN — Head-to-Head

Bigger by revenue
CNH
CNH
1.6× larger
CNH
$3.8B
$2.4B
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+99.9% gap
TFIN
100.5%
0.6%
CNH
Higher net margin
TFIN
TFIN
0.0% more per $
TFIN
0.3%
0.3%
CNH
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
377.6%
-10.7%
CNH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CNH
CNH
TFIN
TFIN
Revenue
$3.8B
$2.4B
Net Profit
$10.0M
$6.4M
Gross Margin
31.9%
86.1%
Operating Margin
0.3%
Net Margin
0.3%
0.3%
Revenue YoY
0.6%
100.5%
Net Profit YoY
-17.8%
EPS (diluted)
$0.01
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNH
CNH
TFIN
TFIN
Q1 26
$3.8B
$2.4B
Q4 25
$4.5B
$120.1M
Q3 25
$3.7B
$109.3M
Q2 25
$4.0B
$108.1M
Q1 25
$3.2B
$101.6M
Q4 24
$4.1B
$103.6M
Q3 24
$4.0B
$106.2M
Q2 24
$4.8B
$105.1M
Net Profit
CNH
CNH
TFIN
TFIN
Q1 26
$10.0M
$6.4M
Q4 25
$86.0M
Q3 25
$80.0M
$1.7M
Q2 25
$213.0M
$4.4M
Q1 25
$131.0M
$17.0K
Q4 24
$106.0M
$3.8M
Q3 24
$306.0M
$5.3M
Q2 24
$433.0M
$2.7M
Gross Margin
CNH
CNH
TFIN
TFIN
Q1 26
31.9%
86.1%
Q4 25
18.4%
Q3 25
19.1%
Q2 25
20.6%
Q1 25
19.0%
Q4 24
19.5%
Q3 24
21.7%
Q2 24
22.9%
Operating Margin
CNH
CNH
TFIN
TFIN
Q1 26
0.3%
Q4 25
3.0%
Q3 25
1.4%
1.2%
Q2 25
6.8%
7.3%
Q1 25
5.1%
0.1%
Q4 24
5.8%
5.6%
Q3 24
9.6%
5.9%
Q2 24
11.1%
3.4%
Net Margin
CNH
CNH
TFIN
TFIN
Q1 26
0.3%
0.3%
Q4 25
1.9%
Q3 25
2.2%
1.6%
Q2 25
5.3%
4.1%
Q1 25
4.1%
0.0%
Q4 24
2.6%
3.7%
Q3 24
7.7%
5.0%
Q2 24
9.0%
2.6%
EPS (diluted)
CNH
CNH
TFIN
TFIN
Q1 26
$0.01
$0.23
Q4 25
$0.08
Q3 25
$0.06
$0.04
Q2 25
$0.17
$0.15
Q1 25
$0.10
$-0.03
Q4 24
$0.10
$0.13
Q3 24
$0.24
$0.19
Q2 24
$0.34
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CNH
CNH
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$1.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.8M
$950.7M
Total Assets
$42.0M
$6.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CNH
CNH
TFIN
TFIN
Q1 26
$1.6M
Q4 25
$2.6B
$248.5M
Q3 25
$2.3B
$147.2M
Q2 25
$2.5B
$282.3M
Q1 25
$1.7B
$502.9M
Q4 24
$3.2B
$330.1M
Q3 24
$1.8B
$489.3M
Q2 24
$2.0B
$500.7M
Stockholders' Equity
CNH
CNH
TFIN
TFIN
Q1 26
$7.8M
$950.7M
Q4 25
$7.8B
$941.8M
Q3 25
$7.8B
$919.3M
Q2 25
$7.8B
$912.4M
Q1 25
$7.9B
$893.9M
Q4 24
$7.7B
$890.9M
Q3 24
$7.7B
$885.8M
Q2 24
$7.6B
$874.2M
Total Assets
CNH
CNH
TFIN
TFIN
Q1 26
$42.0M
$6.9B
Q4 25
$42.7B
$6.4B
Q3 25
$43.3B
$6.4B
Q2 25
$43.7B
$6.5B
Q1 25
$42.1B
$6.3B
Q4 24
$42.9B
$5.9B
Q3 24
$44.0B
$5.9B
Q2 24
$44.0B
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CNH
CNH
TFIN
TFIN
Operating Cash FlowLast quarter
$35.0M
Free Cash FlowOCF − Capex
$-589.0M
FCF MarginFCF / Revenue
-15.4%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
3.50×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CNH
CNH
TFIN
TFIN
Q1 26
$35.0M
Q4 25
$945.0M
$67.1M
Q3 25
$659.0M
$24.4M
Q2 25
$772.0M
$9.8M
Q1 25
$162.0M
$-3.6M
Q4 24
$1.7B
$58.5M
Q3 24
$791.0M
$26.6M
Q2 24
$379.0M
$21.9M
Free Cash Flow
CNH
CNH
TFIN
TFIN
Q1 26
$-589.0M
Q4 25
Q3 25
$22.4M
Q2 25
$6.8M
Q1 25
$-7.9M
Q4 24
Q3 24
$25.8M
Q2 24
$-31.9M
FCF Margin
CNH
CNH
TFIN
TFIN
Q1 26
-15.4%
Q4 25
Q3 25
20.5%
Q2 25
6.2%
Q1 25
-7.7%
Q4 24
Q3 24
24.3%
Q2 24
-30.3%
Capex Intensity
CNH
CNH
TFIN
TFIN
Q1 26
Q4 25
Q3 25
1.8%
Q2 25
2.8%
Q1 25
4.2%
Q4 24
Q3 24
0.8%
Q2 24
51.1%
Cash Conversion
CNH
CNH
TFIN
TFIN
Q1 26
3.50×
Q4 25
10.99×
Q3 25
8.24×
14.29×
Q2 25
3.62×
2.22×
Q1 25
1.24×
-212.82×
Q4 24
15.96×
15.25×
Q3 24
2.58×
4.97×
Q2 24
0.88×
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons