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Side-by-side financial comparison of Core Natural Resources, Inc. (CNR) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.

Core Natural Resources, Inc. is the larger business by last-quarter revenue ($1.0B vs $540.4M, roughly 1.9× VALLEY NATIONAL BANCORP). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs -7.6%, a 37.9% gap on every dollar of revenue. On growth, Core Natural Resources, Inc. posted the faster year-over-year revenue change (81.8% vs 13.0%). Over the past eight quarters, Core Natural Resources, Inc.'s revenue compounded faster (38.1% CAGR vs 16.0%).

Arch Resources, previously known as Arch Coal, was an American coal mining and processing company. The company mined, processed, and marketed bituminous and sub-bituminous coal with low sulfur content in the United States. Arch Resources was the second-largest supplier of coal in the United States, behind Peabody Energy. As of 2011 the company supplied 15% of the domestic market. Demand came mainly from generators of electricity.

North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.

CNR vs VLY — Head-to-Head

Bigger by revenue
CNR
CNR
1.9× larger
CNR
$1.0B
$540.4M
VLY
Growing faster (revenue YoY)
CNR
CNR
+68.8% gap
CNR
81.8%
13.0%
VLY
Higher net margin
VLY
VLY
37.9% more per $
VLY
30.3%
-7.6%
CNR
Faster 2-yr revenue CAGR
CNR
CNR
Annualised
CNR
38.1%
16.0%
VLY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CNR
CNR
VLY
VLY
Revenue
$1.0B
$540.4M
Net Profit
$-79.0M
$163.9M
Gross Margin
Operating Margin
-9.3%
Net Margin
-7.6%
30.3%
Revenue YoY
81.8%
13.0%
Net Profit YoY
-356.3%
54.6%
EPS (diluted)
$-1.51
$0.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNR
CNR
VLY
VLY
Q1 26
$540.4M
Q4 25
$1.0B
$464.9M
Q3 25
$1.0B
$446.2M
Q2 25
$1.1B
$432.4M
Q1 25
$1.0B
$420.1M
Q4 24
$573.6M
$423.0M
Q3 24
$553.4M
$410.5M
Q2 24
$490.7M
$401.7M
Net Profit
CNR
CNR
VLY
VLY
Q1 26
$163.9M
Q4 25
$-79.0M
$195.4M
Q3 25
$31.6M
$163.4M
Q2 25
$-36.6M
$133.2M
Q1 25
$-69.3M
$106.1M
Q4 24
$30.8M
$115.7M
Q3 24
$95.6M
$97.9M
Q2 24
$58.1M
$70.4M
Operating Margin
CNR
CNR
VLY
VLY
Q1 26
Q4 25
-9.3%
47.7%
Q3 25
-1.2%
47.1%
Q2 25
-1.7%
40.0%
Q1 25
-5.3%
33.1%
Q4 24
6.6%
21.1%
Q3 24
21.2%
30.9%
Q2 24
14.6%
23.2%
Net Margin
CNR
CNR
VLY
VLY
Q1 26
30.3%
Q4 25
-7.6%
42.0%
Q3 25
3.2%
36.6%
Q2 25
-3.3%
30.8%
Q1 25
-6.8%
25.2%
Q4 24
5.4%
27.4%
Q3 24
17.3%
23.8%
Q2 24
11.8%
17.5%
EPS (diluted)
CNR
CNR
VLY
VLY
Q1 26
$0.29
Q4 25
$-1.51
$0.33
Q3 25
$0.61
$0.28
Q2 25
$-0.70
$0.22
Q1 25
$-1.38
$0.18
Q4 24
$1.04
$0.20
Q3 24
$3.22
$0.18
Q2 24
$1.96
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CNR
CNR
VLY
VLY
Cash + ST InvestmentsLiquidity on hand
$432.2M
Total DebtLower is stronger
$354.2M
$2.6B
Stockholders' EquityBook value
$3.7B
$7.9B
Total Assets
$6.1B
$64.5B
Debt / EquityLower = less leverage
0.10×
0.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CNR
CNR
VLY
VLY
Q1 26
Q4 25
$432.2M
Q3 25
$444.7M
Q2 25
$413.2M
Q1 25
$388.5M
Q4 24
$460.2M
Q3 24
$331.7M
Q2 24
$216.1M
Total Debt
CNR
CNR
VLY
VLY
Q1 26
$2.6B
Q4 25
$354.2M
Q3 25
$334.5M
Q2 25
$334.0M
Q1 25
$329.8M
Q4 24
$94.8M
Q3 24
$83.7M
Q2 24
$184.9M
Stockholders' Equity
CNR
CNR
VLY
VLY
Q1 26
$7.9B
Q4 25
$3.7B
$7.8B
Q3 25
$3.8B
$7.7B
Q2 25
$3.8B
$7.6B
Q1 25
$3.9B
$7.5B
Q4 24
$1.6B
$7.4B
Q3 24
$1.5B
$7.0B
Q2 24
$1.4B
$6.7B
Total Assets
CNR
CNR
VLY
VLY
Q1 26
$64.5B
Q4 25
$6.1B
$64.1B
Q3 25
$6.2B
$63.0B
Q2 25
$6.2B
$62.7B
Q1 25
$6.3B
$61.9B
Q4 24
$2.9B
$62.5B
Q3 24
$2.8B
$62.1B
Q2 24
$2.7B
$62.1B
Debt / Equity
CNR
CNR
VLY
VLY
Q1 26
0.33×
Q4 25
0.10×
Q3 25
0.09×
Q2 25
0.09×
Q1 25
0.08×
Q4 24
0.06×
Q3 24
0.05×
Q2 24
0.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CNR
CNR
VLY
VLY
Operating Cash FlowLast quarter
$107.3M
Free Cash FlowOCF − Capex
$26.0M
FCF MarginFCF / Revenue
2.5%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CNR
CNR
VLY
VLY
Q1 26
Q4 25
$107.3M
$196.6M
Q3 25
$87.9M
$5.2M
Q2 25
$220.2M
$159.2M
Q1 25
$-109.6M
$-17.1M
Q4 24
$121.3M
$392.2M
Q3 24
$161.3M
$-157.2M
Q2 24
$116.3M
$214.0M
Free Cash Flow
CNR
CNR
VLY
VLY
Q1 26
Q4 25
$26.0M
$187.5M
Q3 25
$38.6M
$2.3M
Q2 25
$131.0M
$156.0M
Q1 25
$-174.5M
$-20.2M
Q4 24
$80.5M
$385.8M
Q3 24
$121.9M
$-160.5M
Q2 24
$60.9M
$211.3M
FCF Margin
CNR
CNR
VLY
VLY
Q1 26
Q4 25
2.5%
40.3%
Q3 25
3.9%
0.5%
Q2 25
11.9%
36.1%
Q1 25
-17.1%
-4.8%
Q4 24
14.0%
91.2%
Q3 24
22.0%
-39.1%
Q2 24
12.4%
52.6%
Capex Intensity
CNR
CNR
VLY
VLY
Q1 26
Q4 25
7.8%
2.0%
Q3 25
4.9%
0.6%
Q2 25
8.1%
0.7%
Q1 25
6.4%
0.7%
Q4 24
7.1%
1.5%
Q3 24
7.1%
0.8%
Q2 24
11.3%
0.7%
Cash Conversion
CNR
CNR
VLY
VLY
Q1 26
Q4 25
1.01×
Q3 25
2.78×
0.03×
Q2 25
1.20×
Q1 25
-0.16×
Q4 24
3.94×
3.39×
Q3 24
1.69×
-1.61×
Q2 24
2.00×
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CNR
CNR

Other$397.4M38%
Power Generation$376.5M36%
PRB$183.0M18%
Metallurgical$42.0M4%
Industrial$34.1M3%
Terminal Revenue$6.4M1%
Other Revenue$3.0M0%

VLY
VLY

Segment breakdown not available.

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