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Side-by-side financial comparison of CHOICEONE FINANCIAL SERVICES INC (COFS) and GOLD RESOURCE CORP (GORO). Click either name above to swap in a different company.

GOLD RESOURCE CORP is the larger business by last-quarter revenue ($51.3M vs $42.9M, roughly 1.2× CHOICEONE FINANCIAL SERVICES INC). On growth, GOLD RESOURCE CORP posted the faster year-over-year revenue change (295.5% vs 76.4%). CHOICEONE FINANCIAL SERVICES INC produced more free cash flow last quarter ($25.2M vs $15.3M). Over the past eight quarters, GOLD RESOURCE CORP's revenue compounded faster (65.6% CAGR vs 15.0%).

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

Gold Springs Resource Corp is a Canadian company that is pursuing the development of the Gold Springs gold-silver mine on the border of Utah and Nevada in the United States. Headquartered in Vancouver, the company is listed on the Toronto Stock Exchange in Canada and the OTCQX market exchange in the US. The company was founded in 2006 as the South American Silver Corporation, an equity carve-out of the General Minerals Corporation, to pursue exploration and development of the Malku Khota and ...

COFS vs GORO — Head-to-Head

Bigger by revenue
GORO
GORO
1.2× larger
GORO
$51.3M
$42.9M
COFS
Growing faster (revenue YoY)
GORO
GORO
+219.1% gap
GORO
295.5%
76.4%
COFS
More free cash flow
COFS
COFS
$9.9M more FCF
COFS
$25.2M
$15.3M
GORO
Faster 2-yr revenue CAGR
GORO
GORO
Annualised
GORO
65.6%
15.0%
COFS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COFS
COFS
GORO
GORO
Revenue
$42.9M
$51.3M
Net Profit
$18.0M
Gross Margin
51.5%
Operating Margin
39.1%
38.9%
Net Margin
35.1%
Revenue YoY
76.4%
295.5%
Net Profit YoY
261.6%
EPS (diluted)
$1.43
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COFS
COFS
GORO
GORO
Q4 25
$42.9M
$51.3M
Q3 25
$61.8M
$24.9M
Q2 25
$60.4M
$11.2M
Q1 25
$44.9M
$12.4M
Q4 24
$24.3M
$13.0M
Q3 24
$36.6M
$13.3M
Q2 24
$34.0M
$20.8M
Q1 24
$32.5M
$18.7M
Net Profit
COFS
COFS
GORO
GORO
Q4 25
$18.0M
Q3 25
$14.7M
$-4.7M
Q2 25
$13.5M
$-11.5M
Q1 25
$-13.9M
$-8.3M
Q4 24
$-11.1M
Q3 24
$7.3M
$-12.7M
Q2 24
$6.6M
$-27.0M
Q1 24
$5.6M
$-5.7M
Gross Margin
COFS
COFS
GORO
GORO
Q4 25
51.5%
Q3 25
25.0%
Q2 25
-39.4%
Q1 25
-11.8%
Q4 24
-46.7%
Q3 24
-65.3%
Q2 24
-17.3%
Q1 24
-11.6%
Operating Margin
COFS
COFS
GORO
GORO
Q4 25
39.1%
38.9%
Q3 25
29.6%
-14.9%
Q2 25
27.6%
-102.4%
Q1 25
-39.2%
-63.1%
Q4 24
36.1%
-96.9%
Q3 24
25.4%
-122.7%
Q2 24
24.0%
-52.1%
Q1 24
21.1%
-40.4%
Net Margin
COFS
COFS
GORO
GORO
Q4 25
35.1%
Q3 25
23.7%
-18.7%
Q2 25
22.4%
-102.3%
Q1 25
-31.0%
-67.3%
Q4 24
-85.9%
Q3 24
20.1%
-95.5%
Q2 24
19.4%
-129.9%
Q1 24
17.3%
-30.4%
EPS (diluted)
COFS
COFS
GORO
GORO
Q4 25
$1.43
$0.14
Q3 25
$0.97
$-0.03
Q2 25
$0.90
$-0.09
Q1 25
$-1.29
$-0.07
Q4 24
$0.79
$-0.11
Q3 24
$0.85
$-0.14
Q2 24
$0.87
$-0.30
Q1 24
$0.74
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COFS
COFS
GORO
GORO
Cash + ST InvestmentsLiquidity on hand
$88.0M
$25.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$465.4M
$44.0M
Total Assets
$4.4B
$184.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COFS
COFS
GORO
GORO
Q4 25
$88.0M
$25.0M
Q3 25
$99.0M
$9.8M
Q2 25
$156.3M
$12.7M
Q1 25
$139.4M
$4.9M
Q4 24
$96.8M
$1.6M
Q3 24
$145.9M
$1.4M
Q2 24
$101.0M
$5.3M
Q1 24
$150.1M
$5.7M
Stockholders' Equity
COFS
COFS
GORO
GORO
Q4 25
$465.4M
$44.0M
Q3 25
$449.6M
$26.0M
Q2 25
$431.8M
$19.2M
Q1 25
$427.1M
$24.6M
Q4 24
$260.4M
$27.3M
Q3 24
$247.7M
$37.9M
Q2 24
$214.5M
$49.8M
Q1 24
$206.8M
$74.9M
Total Assets
COFS
COFS
GORO
GORO
Q4 25
$4.4B
$184.1M
Q3 25
$4.3B
$164.3M
Q2 25
$4.3B
$155.1M
Q1 25
$4.3B
$147.7M
Q4 24
$2.7B
$145.9M
Q3 24
$2.7B
$154.5M
Q2 24
$2.7B
$161.5M
Q1 24
$2.7B
$182.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COFS
COFS
GORO
GORO
Operating Cash FlowLast quarter
$31.8M
$24.2M
Free Cash FlowOCF − Capex
$25.2M
$15.3M
FCF MarginFCF / Revenue
58.7%
29.8%
Capex IntensityCapex / Revenue
15.4%
17.3%
Cash ConversionOCF / Net Profit
1.34×
TTM Free Cash FlowTrailing 4 quarters
$38.5M
$644.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COFS
COFS
GORO
GORO
Q4 25
$31.8M
$24.2M
Q3 25
$15.3M
$-325.0K
Q2 25
$9.0M
$-1.3M
Q1 25
$-6.5M
$-828.0K
Q4 24
$47.1M
$1.3M
Q3 24
$-7.4M
$-3.4M
Q2 24
$15.7M
$-63.0K
Q1 24
$15.3M
$1.5M
Free Cash Flow
COFS
COFS
GORO
GORO
Q4 25
$25.2M
$15.3M
Q3 25
$13.7M
$-7.8M
Q2 25
$6.9M
$-3.8M
Q1 25
$-7.3M
$-3.0M
Q4 24
$45.4M
$58.0K
Q3 24
$-7.6M
$-5.7M
Q2 24
$15.3M
$-2.1M
Q1 24
$15.0M
$-512.0K
FCF Margin
COFS
COFS
GORO
GORO
Q4 25
58.7%
29.8%
Q3 25
22.1%
-31.3%
Q2 25
11.4%
-34.2%
Q1 25
-16.3%
-24.4%
Q4 24
186.4%
0.4%
Q3 24
-20.8%
-43.1%
Q2 24
44.8%
-10.0%
Q1 24
46.2%
-2.7%
Capex Intensity
COFS
COFS
GORO
GORO
Q4 25
15.4%
17.3%
Q3 25
2.6%
30.0%
Q2 25
3.4%
22.6%
Q1 25
1.9%
17.7%
Q4 24
7.0%
9.8%
Q3 24
0.7%
17.7%
Q2 24
1.4%
9.7%
Q1 24
1.0%
10.7%
Cash Conversion
COFS
COFS
GORO
GORO
Q4 25
1.34×
Q3 25
1.04×
Q2 25
0.66×
Q1 25
Q4 24
Q3 24
-1.00×
Q2 24
2.39×
Q1 24
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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