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Side-by-side financial comparison of CHOICEONE FINANCIAL SERVICES INC (COFS) and Outset Medical, Inc. (OM). Click either name above to swap in a different company.

CHOICEONE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($42.9M vs $28.9M, roughly 1.5× Outset Medical, Inc.). On growth, CHOICEONE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (76.4% vs -2.0%). CHOICEONE FINANCIAL SERVICES INC produced more free cash flow last quarter ($25.2M vs $-9.7M). Over the past eight quarters, CHOICEONE FINANCIAL SERVICES INC's revenue compounded faster (15.0% CAGR vs 1.2%).

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

Outset Medical, Inc. is a medical technology company focused on developing and commercializing innovative dialysis solutions for patients living with kidney disease. Its flagship Tablo Hemodialysis System supports use in acute care facilities, outpatient clinics, and home settings, serving healthcare providers and patients across the U.S. and select international markets.

COFS vs OM — Head-to-Head

Bigger by revenue
COFS
COFS
1.5× larger
COFS
$42.9M
$28.9M
OM
Growing faster (revenue YoY)
COFS
COFS
+78.4% gap
COFS
76.4%
-2.0%
OM
More free cash flow
COFS
COFS
$34.9M more FCF
COFS
$25.2M
$-9.7M
OM
Faster 2-yr revenue CAGR
COFS
COFS
Annualised
COFS
15.0%
1.2%
OM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COFS
COFS
OM
OM
Revenue
$42.9M
$28.9M
Net Profit
$-19.5M
Gross Margin
42.4%
Operating Margin
39.1%
-61.1%
Net Margin
-67.5%
Revenue YoY
76.4%
-2.0%
Net Profit YoY
24.0%
EPS (diluted)
$1.43
$0.33

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COFS
COFS
OM
OM
Q4 25
$42.9M
$28.9M
Q3 25
$61.8M
$29.4M
Q2 25
$60.4M
$31.4M
Q1 25
$44.9M
$29.8M
Q4 24
$24.3M
$29.5M
Q3 24
$36.6M
$28.7M
Q2 24
$34.0M
$27.4M
Q1 24
$32.5M
$28.2M
Net Profit
COFS
COFS
OM
OM
Q4 25
$-19.5M
Q3 25
$14.7M
$-17.8M
Q2 25
$13.5M
$-18.5M
Q1 25
$-13.9M
$-25.8M
Q4 24
$-25.6M
Q3 24
$7.3M
$-27.9M
Q2 24
$6.6M
$-34.5M
Q1 24
$5.6M
$-39.9M
Gross Margin
COFS
COFS
OM
OM
Q4 25
42.4%
Q3 25
39.4%
Q2 25
37.8%
Q1 25
37.2%
Q4 24
36.5%
Q3 24
34.3%
Q2 24
35.7%
Q1 24
29.2%
Operating Margin
COFS
COFS
OM
OM
Q4 25
39.1%
-61.1%
Q3 25
29.6%
-53.7%
Q2 25
27.6%
-53.7%
Q1 25
-39.2%
-55.1%
Q4 24
36.1%
-74.2%
Q3 24
25.4%
-83.2%
Q2 24
24.0%
-112.3%
Q1 24
21.1%
-131.0%
Net Margin
COFS
COFS
OM
OM
Q4 25
-67.5%
Q3 25
23.7%
-60.6%
Q2 25
22.4%
-59.0%
Q1 25
-31.0%
-86.7%
Q4 24
-87.0%
Q3 24
20.1%
-97.5%
Q2 24
19.4%
-125.8%
Q1 24
17.3%
-141.8%
EPS (diluted)
COFS
COFS
OM
OM
Q4 25
$1.43
$0.33
Q3 25
$0.97
$-1.00
Q2 25
$0.90
$-1.04
Q1 25
$-1.29
$-3.66
Q4 24
$0.79
$-7.21
Q3 24
$0.85
$-8.02
Q2 24
$0.87
$-9.96
Q1 24
$0.74
$-11.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COFS
COFS
OM
OM
Cash + ST InvestmentsLiquidity on hand
$88.0M
$168.9M
Total DebtLower is stronger
$96.2M
Stockholders' EquityBook value
$465.4M
$127.0M
Total Assets
$4.4B
$264.5M
Debt / EquityLower = less leverage
0.76×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COFS
COFS
OM
OM
Q4 25
$88.0M
$168.9M
Q3 25
$99.0M
$178.6M
Q2 25
$156.3M
$184.1M
Q1 25
$139.4M
$189.0M
Q4 24
$96.8M
$158.7M
Q3 24
$145.9M
$175.6M
Q2 24
$101.0M
$194.8M
Q1 24
$150.1M
$226.9M
Total Debt
COFS
COFS
OM
OM
Q4 25
$96.2M
Q3 25
Q2 25
Q1 25
Q4 24
$197.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
COFS
COFS
OM
OM
Q4 25
$465.4M
$127.0M
Q3 25
$449.6M
$142.4M
Q2 25
$431.8M
$154.8M
Q1 25
$427.1M
$169.9M
Q4 24
$260.4M
$26.8M
Q3 24
$247.7M
$47.8M
Q2 24
$214.5M
$68.6M
Q1 24
$206.8M
$93.2M
Total Assets
COFS
COFS
OM
OM
Q4 25
$4.4B
$264.5M
Q3 25
$4.3B
$277.3M
Q2 25
$4.3B
$288.8M
Q1 25
$4.3B
$301.2M
Q4 24
$2.7B
$275.8M
Q3 24
$2.7B
$292.9M
Q2 24
$2.7B
$314.5M
Q1 24
$2.7B
$346.2M
Debt / Equity
COFS
COFS
OM
OM
Q4 25
0.76×
Q3 25
Q2 25
Q1 25
Q4 24
7.36×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COFS
COFS
OM
OM
Operating Cash FlowLast quarter
$31.8M
$-9.5M
Free Cash FlowOCF − Capex
$25.2M
$-9.7M
FCF MarginFCF / Revenue
58.7%
-33.7%
Capex IntensityCapex / Revenue
15.4%
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$38.5M
$-47.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COFS
COFS
OM
OM
Q4 25
$31.8M
$-9.5M
Q3 25
$15.3M
$-6.3M
Q2 25
$9.0M
$-4.8M
Q1 25
$-6.5M
$-25.7M
Q4 24
$47.1M
$-16.5M
Q3 24
$-7.4M
$-20.6M
Q2 24
$15.7M
$-33.3M
Q1 24
$15.3M
$-45.9M
Free Cash Flow
COFS
COFS
OM
OM
Q4 25
$25.2M
$-9.7M
Q3 25
$13.7M
$-6.5M
Q2 25
$6.9M
$-5.1M
Q1 25
$-7.3M
$-25.8M
Q4 24
$45.4M
$-16.5M
Q3 24
$-7.6M
$-21.0M
Q2 24
$15.3M
$-33.5M
Q1 24
$15.0M
$-46.3M
FCF Margin
COFS
COFS
OM
OM
Q4 25
58.7%
-33.7%
Q3 25
22.1%
-22.0%
Q2 25
11.4%
-16.3%
Q1 25
-16.3%
-86.7%
Q4 24
186.4%
-56.1%
Q3 24
-20.8%
-73.1%
Q2 24
44.8%
-122.2%
Q1 24
46.2%
-164.3%
Capex Intensity
COFS
COFS
OM
OM
Q4 25
15.4%
0.8%
Q3 25
2.6%
0.5%
Q2 25
3.4%
0.9%
Q1 25
1.9%
0.4%
Q4 24
7.0%
0.1%
Q3 24
0.7%
1.4%
Q2 24
1.4%
0.4%
Q1 24
1.0%
1.3%
Cash Conversion
COFS
COFS
OM
OM
Q4 25
Q3 25
1.04×
Q2 25
0.66×
Q1 25
Q4 24
Q3 24
-1.00×
Q2 24
2.39×
Q1 24
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COFS
COFS

Segment breakdown not available.

OM
OM

Consumables Product$13.5M47%
Service And Other Revenue$9.0M31%
Consoles Product$6.4M22%

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