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Side-by-side financial comparison of CHOICEONE FINANCIAL SERVICES INC (COFS) and Prairie Operating Co. (PROP). Click either name above to swap in a different company.

Prairie Operating Co. is the larger business by last-quarter revenue ($77.7M vs $42.9M, roughly 1.8× CHOICEONE FINANCIAL SERVICES INC). Over the past eight quarters, Prairie Operating Co.'s revenue compounded faster (9784.4% CAGR vs 15.0%).

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

Prairie Farms Dairy is a dairy cooperative founded in Carlinville, Illinois, and now headquartered in Edwardsville, Illinois. As a dairy cooperative, Prairie Farms receives milk from producers and converts it into many different products, including cheese, butter, ice cream, sour cream, cottage cheese, various dips, yogurt, and fluid milk. Prairie Farms also produces and sells juices, flavored drinks, and pre-made iced tea.

COFS vs PROP — Head-to-Head

Bigger by revenue
PROP
PROP
1.8× larger
PROP
$77.7M
$42.9M
COFS
Faster 2-yr revenue CAGR
PROP
PROP
Annualised
PROP
9784.4%
15.0%
COFS

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
COFS
COFS
PROP
PROP
Revenue
$42.9M
$77.7M
Net Profit
$1.3M
Gross Margin
Operating Margin
39.1%
34.8%
Net Margin
1.7%
Revenue YoY
76.4%
Net Profit YoY
111.3%
EPS (diluted)
$1.43
$-0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COFS
COFS
PROP
PROP
Q4 25
$42.9M
Q3 25
$61.8M
$77.7M
Q2 25
$60.4M
$68.1M
Q1 25
$44.9M
$13.6M
Q4 24
$24.3M
Q3 24
$36.6M
$0
Q2 24
$34.0M
Q1 24
$32.5M
Net Profit
COFS
COFS
PROP
PROP
Q4 25
Q3 25
$14.7M
$1.3M
Q2 25
$13.5M
$35.7M
Q1 25
$-13.9M
$-2.6M
Q4 24
Q3 24
$7.3M
$-11.4M
Q2 24
$6.6M
Q1 24
$5.6M
Operating Margin
COFS
COFS
PROP
PROP
Q4 25
39.1%
Q3 25
29.6%
34.8%
Q2 25
27.6%
27.8%
Q1 25
-39.2%
12.9%
Q4 24
36.1%
Q3 24
25.4%
Q2 24
24.0%
Q1 24
21.1%
Net Margin
COFS
COFS
PROP
PROP
Q4 25
Q3 25
23.7%
1.7%
Q2 25
22.4%
52.4%
Q1 25
-31.0%
-19.3%
Q4 24
Q3 24
20.1%
Q2 24
19.4%
Q1 24
17.3%
EPS (diluted)
COFS
COFS
PROP
PROP
Q4 25
$1.43
Q3 25
$0.97
$-0.44
Q2 25
$0.90
$0.18
Q1 25
$-1.29
$-3.49
Q4 24
$0.79
Q3 24
$0.85
$-0.68
Q2 24
$0.87
Q1 24
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COFS
COFS
PROP
PROP
Cash + ST InvestmentsLiquidity on hand
$88.0M
$10.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$465.4M
$101.8M
Total Assets
$4.4B
$939.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COFS
COFS
PROP
PROP
Q4 25
$88.0M
Q3 25
$99.0M
$10.6M
Q2 25
$156.3M
$10.7M
Q1 25
$139.4M
$15.0M
Q4 24
$96.8M
Q3 24
$145.9M
$40.1M
Q2 24
$101.0M
Q1 24
$150.1M
Total Debt
COFS
COFS
PROP
PROP
Q4 25
Q3 25
Q2 25
$387.0M
Q1 25
$377.0M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
COFS
COFS
PROP
PROP
Q4 25
$465.4M
Q3 25
$449.6M
$101.8M
Q2 25
$431.8M
$94.2M
Q1 25
$427.1M
$34.0M
Q4 24
$260.4M
Q3 24
$247.7M
$61.3M
Q2 24
$214.5M
Q1 24
$206.8M
Total Assets
COFS
COFS
PROP
PROP
Q4 25
$4.4B
Q3 25
$4.3B
$939.8M
Q2 25
$4.3B
$858.5M
Q1 25
$4.3B
$775.4M
Q4 24
$2.7B
Q3 24
$2.7B
$107.2M
Q2 24
$2.7B
Q1 24
$2.7B
Debt / Equity
COFS
COFS
PROP
PROP
Q4 25
Q3 25
Q2 25
4.11×
Q1 25
11.07×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COFS
COFS
PROP
PROP
Operating Cash FlowLast quarter
$31.8M
$57.7M
Free Cash FlowOCF − Capex
$25.2M
FCF MarginFCF / Revenue
58.7%
Capex IntensityCapex / Revenue
15.4%
Cash ConversionOCF / Net Profit
44.80×
TTM Free Cash FlowTrailing 4 quarters
$38.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COFS
COFS
PROP
PROP
Q4 25
$31.8M
Q3 25
$15.3M
$57.7M
Q2 25
$9.0M
$-7.2M
Q1 25
$-6.5M
$16.9M
Q4 24
$47.1M
Q3 24
$-7.4M
$2.8M
Q2 24
$15.7M
Q1 24
$15.3M
Free Cash Flow
COFS
COFS
PROP
PROP
Q4 25
$25.2M
Q3 25
$13.7M
Q2 25
$6.9M
Q1 25
$-7.3M
Q4 24
$45.4M
Q3 24
$-7.6M
Q2 24
$15.3M
Q1 24
$15.0M
FCF Margin
COFS
COFS
PROP
PROP
Q4 25
58.7%
Q3 25
22.1%
Q2 25
11.4%
Q1 25
-16.3%
Q4 24
186.4%
Q3 24
-20.8%
Q2 24
44.8%
Q1 24
46.2%
Capex Intensity
COFS
COFS
PROP
PROP
Q4 25
15.4%
Q3 25
2.6%
Q2 25
3.4%
Q1 25
1.9%
Q4 24
7.0%
Q3 24
0.7%
Q2 24
1.4%
Q1 24
1.0%
Cash Conversion
COFS
COFS
PROP
PROP
Q4 25
Q3 25
1.04×
44.80×
Q2 25
0.66×
-0.20×
Q1 25
Q4 24
Q3 24
-1.00×
Q2 24
2.39×
Q1 24
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COFS
COFS

Segment breakdown not available.

PROP
PROP

Crude Oil Sales$64.9M84%
Natural Gas Sales$7.6M10%
Natural Gas Liquids Reserves$5.2M7%

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