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Side-by-side financial comparison of CHOICEONE FINANCIAL SERVICES INC (COFS) and SunPower Inc. (SPWR). Click either name above to swap in a different company.

SunPower Inc. is the larger business by last-quarter revenue ($79.7M vs $42.9M, roughly 1.9× CHOICEONE FINANCIAL SERVICES INC). On growth, CHOICEONE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (76.4% vs -10.1%). Over the past eight quarters, SunPower Inc.'s revenue compounded faster (118.7% CAGR vs 15.0%).

ChoiceOne Financial Services Inc is a US regional financial holding company that operates through its banking subsidiary, offering personal and commercial banking products including savings accounts, loans, wealth management, and insurance services primarily to consumers, small businesses, and corporate clients across Michigan.

SunPower Corporation is an American provider of photovoltaic solar energy generation systems and battery energy storage products, primarily for residential customers. The company, headquartered in San Jose, California, was founded in 1985 by Richard Swanson, an electrical engineering professor from Stanford University. Cypress Semiconductor bought a majority interest in the company in 2002, growing it quickly until SunPower went public in 2005. TotalEnergies, a French energy and oil company p...

COFS vs SPWR — Head-to-Head

Bigger by revenue
SPWR
SPWR
1.9× larger
SPWR
$79.7M
$42.9M
COFS
Growing faster (revenue YoY)
COFS
COFS
+86.5% gap
COFS
76.4%
-10.1%
SPWR
Faster 2-yr revenue CAGR
SPWR
SPWR
Annualised
SPWR
118.7%
15.0%
COFS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COFS
COFS
SPWR
SPWR
Revenue
$42.9M
$79.7M
Net Profit
$-14.2M
Gross Margin
35.5%
Operating Margin
39.1%
-27.4%
Net Margin
-17.8%
Revenue YoY
76.4%
-10.1%
Net Profit YoY
-130.1%
EPS (diluted)
$1.43
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COFS
COFS
SPWR
SPWR
Q4 25
$42.9M
$79.7M
Q3 25
$61.8M
$22.0M
Q2 25
$60.4M
$67.5M
Q1 25
$44.9M
$82.7M
Q4 24
$24.3M
$88.7M
Q3 24
$36.6M
Q2 24
$34.0M
Q1 24
$32.5M
Net Profit
COFS
COFS
SPWR
SPWR
Q4 25
$-14.2M
Q3 25
$14.7M
$-16.9M
Q2 25
$13.5M
$-22.4M
Q1 25
$-13.9M
$8.1M
Q4 24
$47.0M
Q3 24
$7.3M
Q2 24
$6.6M
Q1 24
$5.6M
Gross Margin
COFS
COFS
SPWR
SPWR
Q4 25
35.5%
Q3 25
Q2 25
42.6%
Q1 25
48.5%
Q4 24
46.5%
Q3 24
Q2 24
Q1 24
Operating Margin
COFS
COFS
SPWR
SPWR
Q4 25
39.1%
-27.4%
Q3 25
29.6%
-15.7%
Q2 25
27.6%
-4.0%
Q1 25
-39.2%
1.3%
Q4 24
36.1%
-24.2%
Q3 24
25.4%
Q2 24
24.0%
Q1 24
21.1%
Net Margin
COFS
COFS
SPWR
SPWR
Q4 25
-17.8%
Q3 25
23.7%
-76.9%
Q2 25
22.4%
-33.2%
Q1 25
-31.0%
9.8%
Q4 24
53.0%
Q3 24
20.1%
Q2 24
19.4%
Q1 24
17.3%
EPS (diluted)
COFS
COFS
SPWR
SPWR
Q4 25
$1.43
$-0.05
Q3 25
$0.97
$-0.19
Q2 25
$0.90
$-0.28
Q1 25
$-1.29
$0.00
Q4 24
$0.79
$0.27
Q3 24
$0.85
Q2 24
$0.87
Q1 24
$0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COFS
COFS
SPWR
SPWR
Cash + ST InvestmentsLiquidity on hand
$88.0M
$9.6M
Total DebtLower is stronger
$164.8M
Stockholders' EquityBook value
$465.4M
$-90.1M
Total Assets
$4.4B
$241.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COFS
COFS
SPWR
SPWR
Q4 25
$88.0M
$9.6M
Q3 25
$99.0M
$5.1M
Q2 25
$156.3M
$11.1M
Q1 25
$139.4M
$10.6M
Q4 24
$96.8M
$13.4M
Q3 24
$145.9M
Q2 24
$101.0M
Q1 24
$150.1M
Total Debt
COFS
COFS
SPWR
SPWR
Q4 25
$164.8M
Q3 25
$204.3M
Q2 25
$152.9M
Q1 25
Q4 24
$147.3M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
COFS
COFS
SPWR
SPWR
Q4 25
$465.4M
$-90.1M
Q3 25
$449.6M
$-112.3M
Q2 25
$431.8M
$-107.2M
Q1 25
$427.1M
$-89.0M
Q4 24
$260.4M
$-97.5M
Q3 24
$247.7M
Q2 24
$214.5M
Q1 24
$206.8M
Total Assets
COFS
COFS
SPWR
SPWR
Q4 25
$4.4B
$241.2M
Q3 25
$4.3B
$208.3M
Q2 25
$4.3B
$163.1M
Q1 25
$4.3B
$147.8M
Q4 24
$2.7B
$144.5M
Q3 24
$2.7B
Q2 24
$2.7B
Q1 24
$2.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COFS
COFS
SPWR
SPWR
Operating Cash FlowLast quarter
$31.8M
$-1.9M
Free Cash FlowOCF − Capex
$25.2M
FCF MarginFCF / Revenue
58.7%
Capex IntensityCapex / Revenue
15.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$38.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COFS
COFS
SPWR
SPWR
Q4 25
$31.8M
$-1.9M
Q3 25
$15.3M
$-6.4M
Q2 25
$9.0M
$-4.4M
Q1 25
$-6.5M
$-2.6M
Q4 24
$47.1M
$-25.6M
Q3 24
$-7.4M
Q2 24
$15.7M
Q1 24
$15.3M
Free Cash Flow
COFS
COFS
SPWR
SPWR
Q4 25
$25.2M
Q3 25
$13.7M
Q2 25
$6.9M
Q1 25
$-7.3M
Q4 24
$45.4M
Q3 24
$-7.6M
Q2 24
$15.3M
Q1 24
$15.0M
FCF Margin
COFS
COFS
SPWR
SPWR
Q4 25
58.7%
Q3 25
22.1%
Q2 25
11.4%
Q1 25
-16.3%
Q4 24
186.4%
Q3 24
-20.8%
Q2 24
44.8%
Q1 24
46.2%
Capex Intensity
COFS
COFS
SPWR
SPWR
Q4 25
15.4%
Q3 25
2.6%
Q2 25
3.4%
Q1 25
1.9%
Q4 24
7.0%
Q3 24
0.7%
Q2 24
1.4%
Q1 24
1.0%
Cash Conversion
COFS
COFS
SPWR
SPWR
Q4 25
Q3 25
1.04×
Q2 25
0.66×
Q1 25
-0.32×
Q4 24
-0.54×
Q3 24
-1.00×
Q2 24
2.39×
Q1 24
2.72×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COFS
COFS

Segment breakdown not available.

SPWR
SPWR

Residential Solar Installation$46.9M59%
New Homes Business$22.7M29%
Other$10.1M13%

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