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Side-by-side financial comparison of Cosmos Health Inc. (COSM) and FRANKLIN FINANCIAL SERVICES CORP (FRAF). Click either name above to swap in a different company.

FRANKLIN FINANCIAL SERVICES CORP is the larger business by last-quarter revenue ($23.3M vs $19.7M, roughly 1.2× Cosmos Health Inc.). FRANKLIN FINANCIAL SERVICES CORP runs the higher net margin — 25.9% vs -51.5%, a 77.4% gap on every dollar of revenue. On growth, FRANKLIN FINANCIAL SERVICES CORP posted the faster year-over-year revenue change (51.5% vs 38.5%). Over the past eight quarters, Cosmos Health Inc.'s revenue compounded faster (16.2% CAGR vs 14.6%).

AgniKul Cosmos Private Limited is a private Indian aerospace manufacturer and commercial launch service provider based in National Centre for Combustion Research and Development (NCCRD) of IIT Madras, Chennai. The start up aims to develop and launch its own small-lift launch vehicle such as the Agnibaan, capable of placing 100 kg (220 lb) payload into a 700 km (430 mi) orbit.

Franklin Financial Services Corp (Pennsylvania) is a U.S. regional bank holding company primarily operating across Pennsylvania. It provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage financing, and wealth management solutions for individual consumers, small local businesses and regional institutional clients.

COSM vs FRAF — Head-to-Head

Bigger by revenue
FRAF
FRAF
1.2× larger
FRAF
$23.3M
$19.7M
COSM
Growing faster (revenue YoY)
FRAF
FRAF
+13.0% gap
FRAF
51.5%
38.5%
COSM
Higher net margin
FRAF
FRAF
77.4% more per $
FRAF
25.9%
-51.5%
COSM
Faster 2-yr revenue CAGR
COSM
COSM
Annualised
COSM
16.2%
14.6%
FRAF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COSM
COSM
FRAF
FRAF
Revenue
$19.7M
$23.3M
Net Profit
$-10.1M
$6.0M
Gross Margin
10.6%
Operating Margin
-57.9%
32.1%
Net Margin
-51.5%
25.9%
Revenue YoY
38.5%
51.5%
Net Profit YoY
-203.0%
1140.7%
EPS (diluted)
$-0.33
$1.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSM
COSM
FRAF
FRAF
Q4 25
$19.7M
$23.3M
Q3 25
$17.1M
$23.0M
Q2 25
$14.7M
$22.3M
Q1 25
$13.7M
$20.2M
Q4 24
$14.2M
$15.4M
Q3 24
$12.4M
$19.5M
Q2 24
$13.2M
$18.6M
Q1 24
$14.6M
$17.7M
Net Profit
COSM
COSM
FRAF
FRAF
Q4 25
$-10.1M
$6.0M
Q3 25
$-5.4M
$5.4M
Q2 25
$-2.8M
$5.9M
Q1 25
$-818.1K
$3.9M
Q4 24
$-3.3M
$487.0K
Q3 24
$-8.4M
$4.2M
Q2 24
$-2.6M
$3.0M
Q1 24
$-1.9M
$3.4M
Gross Margin
COSM
COSM
FRAF
FRAF
Q4 25
10.6%
Q3 25
15.2%
Q2 25
7.9%
Q1 25
14.9%
Q4 24
7.1%
Q3 24
9.7%
Q2 24
5.8%
Q1 24
9.1%
Operating Margin
COSM
COSM
FRAF
FRAF
Q4 25
-57.9%
32.1%
Q3 25
-10.6%
28.9%
Q2 25
-17.9%
32.8%
Q1 25
-6.1%
23.9%
Q4 24
-63.0%
3.4%
Q3 24
-18.0%
26.2%
Q2 24
-18.9%
19.8%
Q1 24
-12.6%
22.6%
Net Margin
COSM
COSM
FRAF
FRAF
Q4 25
-51.5%
25.9%
Q3 25
-31.3%
23.3%
Q2 25
-19.2%
26.4%
Q1 25
-6.0%
19.4%
Q4 24
-23.5%
3.2%
Q3 24
-67.5%
21.6%
Q2 24
-19.6%
16.3%
Q1 24
-12.8%
18.9%
EPS (diluted)
COSM
COSM
FRAF
FRAF
Q4 25
$-0.33
$1.35
Q3 25
$-0.17
$1.19
Q2 25
$-0.10
$1.32
Q1 25
$-0.03
$0.88
Q4 24
$-0.46
$0.13
Q3 24
$-0.45
$0.95
Q2 24
$-0.15
$0.66
Q1 24
$-0.11
$0.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSM
COSM
FRAF
FRAF
Cash + ST InvestmentsLiquidity on hand
$761.8K
$127.7M
Total DebtLower is stronger
$3.8M
Stockholders' EquityBook value
$18.4M
$175.2M
Total Assets
$65.5M
$2.2B
Debt / EquityLower = less leverage
0.20×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSM
COSM
FRAF
FRAF
Q4 25
$761.8K
$127.7M
Q3 25
$922.6K
$188.1M
Q2 25
$30.3K
$207.8M
Q1 25
$25.3K
$225.0M
Q4 24
$336.3K
$203.6M
Q3 24
$22.8K
$236.3M
Q2 24
$21.5K
$179.7M
Q1 24
$21.3K
$182.6M
Total Debt
COSM
COSM
FRAF
FRAF
Q4 25
$3.8M
Q3 25
$5.4M
Q2 25
$5.2M
Q1 25
$4.9M
Q4 24
$4.1M
Q3 24
$4.3M
Q2 24
$3.9M
Q1 24
$4.1M
Stockholders' Equity
COSM
COSM
FRAF
FRAF
Q4 25
$18.4M
$175.2M
Q3 25
$23.1M
$166.3M
Q2 25
$26.2M
$157.4M
Q1 25
$26.0M
$151.4M
Q4 24
$24.5M
$144.7M
Q3 24
$35.0M
$149.9M
Q2 24
$32.1M
$136.8M
Q1 24
$34.5M
$134.2M
Total Assets
COSM
COSM
FRAF
FRAF
Q4 25
$65.5M
$2.2B
Q3 25
$69.5M
$2.3B
Q2 25
$61.8M
$2.3B
Q1 25
$57.2M
$2.3B
Q4 24
$54.3M
$2.2B
Q3 24
$64.5M
$2.2B
Q2 24
$60.8M
$2.0B
Q1 24
$62.3M
$2.0B
Debt / Equity
COSM
COSM
FRAF
FRAF
Q4 25
0.20×
Q3 25
0.23×
Q2 25
0.20×
Q1 25
0.19×
Q4 24
0.17×
Q3 24
0.12×
Q2 24
0.12×
Q1 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSM
COSM
FRAF
FRAF
Operating Cash FlowLast quarter
$-4.6M
$25.4M
Free Cash FlowOCF − Capex
$-4.6M
FCF MarginFCF / Revenue
-23.4%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$-8.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSM
COSM
FRAF
FRAF
Q4 25
$-4.6M
$25.4M
Q3 25
$-2.5M
$8.3M
Q2 25
$-1.2M
$5.1M
Q1 25
$-186.3K
$8.8M
Q4 24
$-3.8M
$21.8M
Q3 24
$739.8K
$7.8M
Q2 24
$-1.2M
$2.4M
Q1 24
$-3.4M
$7.3M
Free Cash Flow
COSM
COSM
FRAF
FRAF
Q4 25
$-4.6M
Q3 25
$-2.5M
Q2 25
$-1.2M
Q1 25
$-198.8K
Q4 24
$-3.9M
Q3 24
$511.0K
Q2 24
$-1.2M
Q1 24
$-3.5M
FCF Margin
COSM
COSM
FRAF
FRAF
Q4 25
-23.4%
Q3 25
-14.4%
Q2 25
-8.4%
Q1 25
-1.5%
Q4 24
-27.5%
Q3 24
4.1%
Q2 24
-9.4%
Q1 24
-24.0%
Capex Intensity
COSM
COSM
FRAF
FRAF
Q4 25
0.0%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.5%
Q3 24
1.8%
Q2 24
0.3%
Q1 24
0.6%
Cash Conversion
COSM
COSM
FRAF
FRAF
Q4 25
4.21×
Q3 25
1.55×
Q2 25
0.87×
Q1 25
2.25×
Q4 24
44.67×
Q3 24
1.85×
Q2 24
0.80×
Q1 24
2.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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