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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and OFF THE HOOK YS INC. (OTH). Click either name above to swap in a different company.

OFF THE HOOK YS INC. is the larger business by last-quarter revenue ($24.0M vs $21.3M, roughly 1.1× CoastalSouth Bancshares, Inc.). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs -0.3%, a 31.9% gap on every dollar of revenue. OFF THE HOOK YS INC. produced more free cash flow last quarter ($-867.2K vs $-5.9M).

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

COSO vs OTH — Head-to-Head

Bigger by revenue
OTH
OTH
1.1× larger
OTH
$24.0M
$21.3M
COSO
Higher net margin
COSO
COSO
31.9% more per $
COSO
31.7%
-0.3%
OTH
More free cash flow
OTH
OTH
$5.0M more FCF
OTH
$-867.2K
$-5.9M
COSO

Income Statement — Q3 FY2025 vs Q3 FY2025

Metric
COSO
COSO
OTH
OTH
Revenue
$21.3M
$24.0M
Net Profit
$6.7M
$-66.7K
Gross Margin
12.6%
Operating Margin
41.2%
1.3%
Net Margin
31.7%
-0.3%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.54
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
OTH
OTH
Q3 25
$21.3M
$24.0M
Q2 25
$19.9M
Net Profit
COSO
COSO
OTH
OTH
Q3 25
$6.7M
$-66.7K
Q2 25
$6.0M
Gross Margin
COSO
COSO
OTH
OTH
Q3 25
12.6%
Q2 25
Operating Margin
COSO
COSO
OTH
OTH
Q3 25
41.2%
1.3%
Q2 25
35.4%
Net Margin
COSO
COSO
OTH
OTH
Q3 25
31.7%
-0.3%
Q2 25
30.0%
EPS (diluted)
COSO
COSO
OTH
OTH
Q3 25
$0.54
$-0.00
Q2 25
$0.57

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
OTH
OTH
Cash + ST InvestmentsLiquidity on hand
$2.3M
Total DebtLower is stronger
$287.2K
Stockholders' EquityBook value
$250.4M
$-610.5K
Total Assets
$2.3B
$32.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
OTH
OTH
Q3 25
$2.3M
Q2 25
Total Debt
COSO
COSO
OTH
OTH
Q3 25
$287.2K
Q2 25
Stockholders' Equity
COSO
COSO
OTH
OTH
Q3 25
$250.4M
$-610.5K
Q2 25
$209.4M
Total Assets
COSO
COSO
OTH
OTH
Q3 25
$2.3B
$32.6M
Q2 25
$2.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
OTH
OTH
Operating Cash FlowLast quarter
$-5.5M
$-664.2K
Free Cash FlowOCF − Capex
$-5.9M
$-867.2K
FCF MarginFCF / Revenue
-27.7%
-3.6%
Capex IntensityCapex / Revenue
1.9%
0.8%
Cash ConversionOCF / Net Profit
-0.82×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
OTH
OTH
Q3 25
$-5.5M
$-664.2K
Q2 25
$-16.8M
Free Cash Flow
COSO
COSO
OTH
OTH
Q3 25
$-5.9M
$-867.2K
Q2 25
$-17.9M
FCF Margin
COSO
COSO
OTH
OTH
Q3 25
-27.7%
-3.6%
Q2 25
-90.3%
Capex Intensity
COSO
COSO
OTH
OTH
Q3 25
1.9%
0.8%
Q2 25
5.5%
Cash Conversion
COSO
COSO
OTH
OTH
Q3 25
-0.82×
Q2 25
-2.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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