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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $21.3M, roughly 1.1× CoastalSouth Bancshares, Inc.). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs 0.8%, a 30.9% gap on every dollar of revenue. R F INDUSTRIES LTD produced more free cash flow last quarter ($2.0M vs $-5.9M).

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

COSO vs RFIL — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.1× larger
RFIL
$22.7M
$21.3M
COSO
Higher net margin
COSO
COSO
30.9% more per $
COSO
31.7%
0.8%
RFIL
More free cash flow
RFIL
RFIL
$7.9M more FCF
RFIL
$2.0M
$-5.9M
COSO

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
COSO
COSO
RFIL
RFIL
Revenue
$21.3M
$22.7M
Net Profit
$6.7M
$173.0K
Gross Margin
36.8%
Operating Margin
41.2%
4.0%
Net Margin
31.7%
0.8%
Revenue YoY
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.54
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
RFIL
RFIL
Q4 25
$22.7M
Q3 25
$21.3M
$19.8M
Q2 25
$19.9M
$18.9M
Q1 25
$19.2M
Q4 24
$18.5M
Q3 24
$16.8M
Q2 24
$16.1M
Q1 24
$13.5M
Net Profit
COSO
COSO
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$6.7M
$392.0K
Q2 25
$6.0M
$-245.0K
Q1 25
$-245.0K
Q4 24
$-238.0K
Q3 24
$-705.0K
Q2 24
$-4.3M
Q1 24
$-1.4M
Gross Margin
COSO
COSO
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
COSO
COSO
RFIL
RFIL
Q4 25
4.0%
Q3 25
41.2%
3.6%
Q2 25
35.4%
0.6%
Q1 25
0.3%
Q4 24
0.5%
Q3 24
-2.5%
Q2 24
-2.6%
Q1 24
-15.5%
Net Margin
COSO
COSO
RFIL
RFIL
Q4 25
0.8%
Q3 25
31.7%
2.0%
Q2 25
30.0%
-1.3%
Q1 25
-1.3%
Q4 24
-1.3%
Q3 24
-4.2%
Q2 24
-26.7%
Q1 24
-10.1%
EPS (diluted)
COSO
COSO
RFIL
RFIL
Q4 25
$0.01
Q3 25
$0.54
$0.04
Q2 25
$0.57
$-0.02
Q1 25
$-0.02
Q4 24
$-0.02
Q3 24
$-0.07
Q2 24
$-0.41
Q1 24
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$250.4M
$35.2M
Total Assets
$2.3B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
RFIL
RFIL
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Stockholders' Equity
COSO
COSO
RFIL
RFIL
Q4 25
$35.2M
Q3 25
$250.4M
$34.8M
Q2 25
$209.4M
$34.2M
Q1 25
$34.2M
Q4 24
$34.1M
Q3 24
$34.1M
Q2 24
$34.6M
Q1 24
$38.7M
Total Assets
COSO
COSO
RFIL
RFIL
Q4 25
$73.0M
Q3 25
$2.3B
$73.2M
Q2 25
$2.2B
$72.7M
Q1 25
$70.4M
Q4 24
$71.0M
Q3 24
$71.9M
Q2 24
$72.8M
Q1 24
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
RFIL
RFIL
Operating Cash FlowLast quarter
$-5.5M
$2.1M
Free Cash FlowOCF − Capex
$-5.9M
$2.0M
FCF MarginFCF / Revenue
-27.7%
9.0%
Capex IntensityCapex / Revenue
1.9%
0.3%
Cash ConversionOCF / Net Profit
-0.82×
12.13×
TTM Free Cash FlowTrailing 4 quarters
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
RFIL
RFIL
Q4 25
$2.1M
Q3 25
$-5.5M
$-311.0K
Q2 25
$-16.8M
$2.2M
Q1 25
$601.0K
Q4 24
$-244.0K
Q3 24
$2.4M
Q2 24
$197.0K
Q1 24
$840.0K
Free Cash Flow
COSO
COSO
RFIL
RFIL
Q4 25
$2.0M
Q3 25
$-5.9M
$-419.0K
Q2 25
$-17.9M
$2.2M
Q1 25
$574.0K
Q4 24
$-418.0K
Q3 24
$2.1M
Q2 24
$28.0K
Q1 24
$697.0K
FCF Margin
COSO
COSO
RFIL
RFIL
Q4 25
9.0%
Q3 25
-27.7%
-2.1%
Q2 25
-90.3%
11.4%
Q1 25
3.0%
Q4 24
-2.3%
Q3 24
12.6%
Q2 24
0.2%
Q1 24
5.2%
Capex Intensity
COSO
COSO
RFIL
RFIL
Q4 25
0.3%
Q3 25
1.9%
0.5%
Q2 25
5.5%
0.2%
Q1 25
0.1%
Q4 24
0.9%
Q3 24
1.5%
Q2 24
1.0%
Q1 24
1.1%
Cash Conversion
COSO
COSO
RFIL
RFIL
Q4 25
12.13×
Q3 25
-0.82×
-0.79×
Q2 25
-2.82×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COSO
COSO

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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