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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and SMITH MIDLAND CORP (SMID). Click either name above to swap in a different company.

SMITH MIDLAND CORP is the larger business by last-quarter revenue ($23.1M vs $21.3M, roughly 1.1× CoastalSouth Bancshares, Inc.). CoastalSouth Bancshares, Inc. runs the higher net margin — 31.7% vs 9.2%, a 22.4% gap on every dollar of revenue.

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

Smith Midland Corp is a specialized manufacturer of precast concrete products for infrastructure, commercial, residential and industrial construction uses. Its key product lines include highway safety barriers, acoustic sound walls, architectural precast panels, and stormwater management systems, serving primarily the North American market with durable, sustainable construction solutions.

COSO vs SMID — Head-to-Head

Bigger by revenue
SMID
SMID
1.1× larger
SMID
$23.1M
$21.3M
COSO
Higher net margin
COSO
COSO
22.4% more per $
COSO
31.7%
9.2%
SMID

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
COSO
COSO
SMID
SMID
Revenue
$21.3M
$23.1M
Net Profit
$6.7M
$2.1M
Gross Margin
57.5%
Operating Margin
41.2%
37.8%
Net Margin
31.7%
9.2%
Revenue YoY
24.7%
Net Profit YoY
52.5%
EPS (diluted)
$0.54
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
SMID
SMID
Q4 25
$23.1M
Q3 25
$21.3M
$21.5M
Q2 25
$19.9M
$26.2M
Q1 25
$22.7M
Q4 24
$18.5M
Q3 24
$23.6M
Q2 24
$19.6M
Q1 24
$16.8M
Net Profit
COSO
COSO
SMID
SMID
Q4 25
$2.1M
Q3 25
$6.7M
$2.9M
Q2 25
$6.0M
$4.2M
Q1 25
$3.3M
Q4 24
$1.4M
Q3 24
$3.1M
Q2 24
$2.0M
Q1 24
$1.1M
Gross Margin
COSO
COSO
SMID
SMID
Q4 25
57.5%
Q3 25
26.8%
Q2 25
0.0%
Q1 25
30.7%
Q4 24
51.4%
Q3 24
27.9%
Q2 24
0.0%
Q1 24
23.3%
Operating Margin
COSO
COSO
SMID
SMID
Q4 25
37.8%
Q3 25
41.2%
18.0%
Q2 25
35.4%
0.0%
Q1 25
19.3%
Q4 24
24.5%
Q3 24
16.3%
Q2 24
0.0%
Q1 24
9.0%
Net Margin
COSO
COSO
SMID
SMID
Q4 25
9.2%
Q3 25
31.7%
13.4%
Q2 25
30.0%
15.9%
Q1 25
14.7%
Q4 24
7.5%
Q3 24
13.4%
Q2 24
10.1%
Q1 24
6.8%
EPS (diluted)
COSO
COSO
SMID
SMID
Q4 25
$0.41
Q3 25
$0.54
$0.54
Q2 25
$0.57
$0.79
Q1 25
$0.62
Q4 24
$0.28
Q3 24
$0.59
Q2 24
$0.37
Q1 24
$0.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
SMID
SMID
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$250.4M
$54.3M
Total Assets
$2.3B
$87.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
COSO
COSO
SMID
SMID
Q4 25
$54.3M
Q3 25
$250.4M
$52.1M
Q2 25
$209.4M
$49.2M
Q1 25
$45.1M
Q4 24
$41.7M
Q3 24
$40.3M
Q2 24
$37.2M
Q1 24
$35.3M
Total Assets
COSO
COSO
SMID
SMID
Q4 25
$87.7M
Q3 25
$2.3B
$85.4M
Q2 25
$2.2B
$81.2K
Q1 25
$74.7M
Q4 24
$68.0M
Q3 24
$66.6M
Q2 24
$64.0M
Q1 24
$64.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
SMID
SMID
Operating Cash FlowLast quarter
$-5.5M
Free Cash FlowOCF − Capex
$-5.9M
FCF MarginFCF / Revenue
-27.7%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
-0.82×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
SMID
SMID
Q4 25
Q3 25
$-5.5M
$11.7M
Q2 25
$-16.8M
Q1 25
$2.2M
Q4 24
$-645.0K
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$-777.0K
Free Cash Flow
COSO
COSO
SMID
SMID
Q4 25
Q3 25
$-5.9M
$6.3M
Q2 25
$-17.9M
Q1 25
$1.6M
Q4 24
$-1.3M
Q3 24
$1.8M
Q2 24
$998.0K
Q1 24
$-2.6M
FCF Margin
COSO
COSO
SMID
SMID
Q4 25
Q3 25
-27.7%
29.5%
Q2 25
-90.3%
Q1 25
7.1%
Q4 24
-7.0%
Q3 24
7.8%
Q2 24
5.1%
Q1 24
-15.3%
Capex Intensity
COSO
COSO
SMID
SMID
Q4 25
Q3 25
1.9%
25.1%
Q2 25
5.5%
Q1 25
2.6%
Q4 24
3.6%
Q3 24
8.6%
Q2 24
8.7%
Q1 24
10.7%
Cash Conversion
COSO
COSO
SMID
SMID
Q4 25
Q3 25
-0.82×
4.07×
Q2 25
-2.82×
Q1 25
0.67×
Q4 24
-0.46×
Q3 24
1.23×
Q2 24
1.37×
Q1 24
-0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COSO
COSO

Segment breakdown not available.

SMID
SMID

Product Sales$13.8M60%
Service Revenue$9.3M40%

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