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Side-by-side financial comparison of CoastalSouth Bancshares, Inc. (COSO) and Xilio Therapeutics, Inc. (XLO). Click either name above to swap in a different company.

CoastalSouth Bancshares, Inc. is the larger business by last-quarter revenue ($21.3M vs $13.7M, roughly 1.6× Xilio Therapeutics, Inc.). Xilio Therapeutics, Inc. runs the higher net margin — 75.7% vs 31.7%, a 44.0% gap on every dollar of revenue. Xilio Therapeutics, Inc. produced more free cash flow last quarter ($-2.1M vs $-5.9M).

CoastalSouth Bancshares, Inc. is a U.S.-based regional bank holding company. It provides a full range of personal and commercial banking services including deposit accounts, consumer loans, mortgages, commercial financing and wealth management solutions for retail customers and small-to-medium enterprises across the U.S. Gulf Coast region.

Xilio Therapeutics is a clinical-stage biotechnology company dedicated to developing novel tumor-selective immunotherapies for cancer treatment. Its product pipeline features candidates engineered to trigger anti-tumor immune responses specifically inside tumor microenvironments, reducing systemic toxicities, and it primarily targets oncology patient populations in North America and other global markets.

COSO vs XLO — Head-to-Head

Bigger by revenue
COSO
COSO
1.6× larger
COSO
$21.3M
$13.7M
XLO
Higher net margin
XLO
XLO
44.0% more per $
XLO
75.7%
31.7%
COSO
More free cash flow
XLO
XLO
$3.8M more FCF
XLO
$-2.1M
$-5.9M
COSO

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
COSO
COSO
XLO
XLO
Revenue
$21.3M
$13.7M
Net Profit
$6.7M
$10.4M
Gross Margin
Operating Margin
41.2%
-86.5%
Net Margin
31.7%
75.7%
Revenue YoY
Net Profit YoY
179.1%
EPS (diluted)
$0.54
$-3.74

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COSO
COSO
XLO
XLO
Q4 25
$13.7M
Q3 25
$21.3M
$19.1M
Q2 25
$19.9M
$8.1M
Q1 25
$2.9M
Net Profit
COSO
COSO
XLO
XLO
Q4 25
$10.4M
Q3 25
$6.7M
$-16.3M
Q2 25
$6.0M
$-15.8M
Q1 25
$-13.3M
Operating Margin
COSO
COSO
XLO
XLO
Q4 25
-86.5%
Q3 25
41.2%
-10.1%
Q2 25
35.4%
-177.7%
Q1 25
-472.7%
Net Margin
COSO
COSO
XLO
XLO
Q4 25
75.7%
Q3 25
31.7%
-85.4%
Q2 25
30.0%
-196.0%
Q1 25
-452.7%
EPS (diluted)
COSO
COSO
XLO
XLO
Q4 25
$-3.74
Q3 25
$0.54
$-0.11
Q2 25
$0.57
$-0.16
Q1 25
$-0.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COSO
COSO
XLO
XLO
Cash + ST InvestmentsLiquidity on hand
$137.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$250.4M
$35.3M
Total Assets
$2.3B
$154.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COSO
COSO
XLO
XLO
Q4 25
$137.5M
Q3 25
$103.8M
Q2 25
$121.6M
Q1 25
$89.1M
Stockholders' Equity
COSO
COSO
XLO
XLO
Q4 25
$35.3M
Q3 25
$250.4M
$-8.1M
Q2 25
$209.4M
$7.1M
Q1 25
$10.7M
Total Assets
COSO
COSO
XLO
XLO
Q4 25
$154.7M
Q3 25
$2.3B
$133.7M
Q2 25
$2.2B
$133.8M
Q1 25
$103.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COSO
COSO
XLO
XLO
Operating Cash FlowLast quarter
$-5.5M
$-2.0M
Free Cash FlowOCF − Capex
$-5.9M
$-2.1M
FCF MarginFCF / Revenue
-27.7%
-15.3%
Capex IntensityCapex / Revenue
1.9%
0.7%
Cash ConversionOCF / Net Profit
-0.82×
-0.19×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COSO
COSO
XLO
XLO
Q4 25
$-2.0M
Q3 25
$-5.5M
$-17.5M
Q2 25
$-16.8M
$-14.5M
Q1 25
$29.0M
Free Cash Flow
COSO
COSO
XLO
XLO
Q4 25
$-2.1M
Q3 25
$-5.9M
Q2 25
$-17.9M
$-14.9M
Q1 25
$29.0M
FCF Margin
COSO
COSO
XLO
XLO
Q4 25
-15.3%
Q3 25
-27.7%
Q2 25
-90.3%
-184.0%
Q1 25
988.3%
Capex Intensity
COSO
COSO
XLO
XLO
Q4 25
0.7%
Q3 25
1.9%
0.0%
Q2 25
5.5%
5.0%
Q1 25
0.8%
Cash Conversion
COSO
COSO
XLO
XLO
Q4 25
-0.19×
Q3 25
-0.82×
Q2 25
-2.82×
Q1 25

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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