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Side-by-side financial comparison of Coursera, Inc. (COUR) and Stock Yards Bancorp, Inc. (SYBT). Click either name above to swap in a different company.

Coursera, Inc. is the larger business by last-quarter revenue ($196.9M vs $104.4M, roughly 1.9× Stock Yards Bancorp, Inc.). Stock Yards Bancorp, Inc. runs the higher net margin — 35.1% vs -13.6%, a 48.7% gap on every dollar of revenue. On growth, Stock Yards Bancorp, Inc. posted the faster year-over-year revenue change (11.7% vs 9.9%). Stock Yards Bancorp, Inc. produced more free cash flow last quarter ($154.0M vs $5.4M). Over the past eight quarters, Stock Yards Bancorp, Inc.'s revenue compounded faster (11.9% CAGR vs 7.9%).

Coursera Inc. is an American for-profit online university, earlier operating as a global massive open online course provider from 2012 until 2021. It was founded in 2012 by Stanford University computer science professors Andrew Ng and Daphne Koller. Coursera works with universities and other organizations to offer online courses, certifications, and degrees in a variety of subjects.

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

COUR vs SYBT — Head-to-Head

Bigger by revenue
COUR
COUR
1.9× larger
COUR
$196.9M
$104.4M
SYBT
Growing faster (revenue YoY)
SYBT
SYBT
+1.8% gap
SYBT
11.7%
9.9%
COUR
Higher net margin
SYBT
SYBT
48.7% more per $
SYBT
35.1%
-13.6%
COUR
More free cash flow
SYBT
SYBT
$148.6M more FCF
SYBT
$154.0M
$5.4M
COUR
Faster 2-yr revenue CAGR
SYBT
SYBT
Annualised
SYBT
11.9%
7.9%
COUR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
COUR
COUR
SYBT
SYBT
Revenue
$196.9M
$104.4M
Net Profit
$-26.8M
$36.6M
Gross Margin
54.2%
Operating Margin
-16.4%
45.9%
Net Margin
-13.6%
35.1%
Revenue YoY
9.9%
11.7%
Net Profit YoY
-24.1%
15.5%
EPS (diluted)
$-0.16
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COUR
COUR
SYBT
SYBT
Q4 25
$196.9M
$104.4M
Q3 25
$194.2M
$101.5M
Q2 25
$187.1M
$97.8M
Q1 25
$179.3M
$93.5M
Q4 24
$179.2M
$93.5M
Q3 24
$176.1M
$89.8M
Q2 24
$170.3M
$85.7M
Q1 24
$169.1M
$83.3M
Net Profit
COUR
COUR
SYBT
SYBT
Q4 25
$-26.8M
$36.6M
Q3 25
$-8.6M
$36.2M
Q2 25
$-7.8M
$34.0M
Q1 25
$-7.8M
$33.3M
Q4 24
$-21.6M
$31.7M
Q3 24
$-13.7M
$29.4M
Q2 24
$-22.9M
$27.6M
Q1 24
$-21.3M
$25.9M
Gross Margin
COUR
COUR
SYBT
SYBT
Q4 25
54.2%
Q3 25
54.6%
Q2 25
54.9%
Q1 25
54.6%
Q4 24
53.3%
Q3 24
54.6%
Q2 24
53.0%
Q1 24
52.9%
Operating Margin
COUR
COUR
SYBT
SYBT
Q4 25
-16.4%
45.9%
Q3 25
-8.0%
45.0%
Q2 25
-8.1%
43.9%
Q1 25
-8.0%
44.5%
Q4 24
-17.0%
41.9%
Q3 24
-12.3%
41.2%
Q2 24
-18.3%
41.2%
Q1 24
-17.6%
39.5%
Net Margin
COUR
COUR
SYBT
SYBT
Q4 25
-13.6%
35.1%
Q3 25
-4.4%
35.7%
Q2 25
-4.2%
34.8%
Q1 25
-4.4%
35.6%
Q4 24
-12.1%
33.9%
Q3 24
-7.8%
32.7%
Q2 24
-13.4%
32.2%
Q1 24
-12.6%
31.1%
EPS (diluted)
COUR
COUR
SYBT
SYBT
Q4 25
$-0.16
$1.24
Q3 25
$-0.05
$1.23
Q2 25
$-0.05
$1.15
Q1 25
$-0.05
$1.13
Q4 24
$-0.13
$1.07
Q3 24
$-0.09
$1.00
Q2 24
$-0.15
$0.94
Q1 24
$-0.14
$0.88

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COUR
COUR
SYBT
SYBT
Cash + ST InvestmentsLiquidity on hand
$792.6M
Total DebtLower is stronger
$26.8M
Stockholders' EquityBook value
$635.7M
$1.1B
Total Assets
$1.0B
$9.5B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COUR
COUR
SYBT
SYBT
Q4 25
$792.6M
Q3 25
$797.7M
Q2 25
$775.1M
Q1 25
$748.0M
Q4 24
$726.1M
Q3 24
$719.4M
Q2 24
$708.8M
Q1 24
$725.4M
Total Debt
COUR
COUR
SYBT
SYBT
Q4 25
$26.8M
Q3 25
$26.8M
Q2 25
Q1 25
$26.8M
Q4 24
$26.8M
Q3 24
$26.8M
Q2 24
$26.8M
Q1 24
$26.8M
Stockholders' Equity
COUR
COUR
SYBT
SYBT
Q4 25
$635.7M
$1.1B
Q3 25
$639.5M
$1.0B
Q2 25
$627.0M
$1.0B
Q1 25
$610.5M
$975.5M
Q4 24
$597.4M
$940.5M
Q3 24
$593.3M
$934.1M
Q2 24
$585.2M
$894.5M
Q1 24
$609.1M
$874.7M
Total Assets
COUR
COUR
SYBT
SYBT
Q4 25
$1.0B
$9.5B
Q3 25
$995.3M
$9.3B
Q2 25
$979.9M
$9.2B
Q1 25
$951.2M
$9.0B
Q4 24
$930.3M
$8.9B
Q3 24
$914.1M
$8.4B
Q2 24
$904.4M
$8.3B
Q1 24
$916.3M
$8.1B
Debt / Equity
COUR
COUR
SYBT
SYBT
Q4 25
0.02×
Q3 25
0.03×
Q2 25
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.03×
Q2 24
0.03×
Q1 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COUR
COUR
SYBT
SYBT
Operating Cash FlowLast quarter
$5.8M
$166.0M
Free Cash FlowOCF − Capex
$5.4M
$154.0M
FCF MarginFCF / Revenue
2.7%
147.5%
Capex IntensityCapex / Revenue
0.2%
11.5%
Cash ConversionOCF / Net Profit
4.54×
TTM Free Cash FlowTrailing 4 quarters
$107.2M
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COUR
COUR
SYBT
SYBT
Q4 25
$5.8M
$166.0M
Q3 25
$33.9M
$38.2M
Q2 25
$35.5M
$55.9M
Q1 25
$33.5M
$19.8M
Q4 24
$19.2M
$142.9M
Q3 24
$27.9M
$55.4M
Q2 24
$23.8M
$51.1M
Q1 24
$24.5M
$17.4M
Free Cash Flow
COUR
COUR
SYBT
SYBT
Q4 25
$5.4M
$154.0M
Q3 25
$33.7M
$35.2M
Q2 25
$35.1M
$53.5M
Q1 25
$33.0M
$17.8M
Q4 24
$18.1M
$133.0M
Q3 24
$27.7M
$53.9M
Q2 24
$23.6M
$47.9M
Q1 24
$24.4M
$15.6M
FCF Margin
COUR
COUR
SYBT
SYBT
Q4 25
2.7%
147.5%
Q3 25
17.4%
34.6%
Q2 25
18.8%
54.7%
Q1 25
18.4%
19.1%
Q4 24
10.1%
142.3%
Q3 24
15.7%
60.0%
Q2 24
13.9%
55.9%
Q1 24
14.4%
18.7%
Capex Intensity
COUR
COUR
SYBT
SYBT
Q4 25
0.2%
11.5%
Q3 25
0.1%
3.0%
Q2 25
0.2%
2.5%
Q1 25
0.3%
2.1%
Q4 24
0.6%
10.5%
Q3 24
0.1%
1.7%
Q2 24
0.1%
3.8%
Q1 24
0.1%
2.2%
Cash Conversion
COUR
COUR
SYBT
SYBT
Q4 25
4.54×
Q3 25
1.05×
Q2 25
1.64×
Q1 25
0.59×
Q4 24
4.51×
Q3 24
1.89×
Q2 24
1.85×
Q1 24
0.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COUR
COUR

Consumer Segment$131.5M67%
Enterprise Segment$65.4M33%

SYBT
SYBT

Segment breakdown not available.

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