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Side-by-side financial comparison of Central Plains Bancshares, Inc. (CPBI) and Currenc Group Inc. (CURR). Click either name above to swap in a different company.

Currenc Group Inc. is the larger business by last-quarter revenue ($10.1M vs $7.2M, roughly 1.4× Central Plains Bancshares, Inc.). Central Plains Bancshares, Inc. runs the higher net margin — 16.4% vs -46.5%, a 62.9% gap on every dollar of revenue. On growth, Central Plains Bancshares, Inc. posted the faster year-over-year revenue change (14.8% vs -23.3%). Central Plains Bancshares, Inc. produced more free cash flow last quarter ($2.2M vs $-1.7M).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

CPBI vs CURR — Head-to-Head

Bigger by revenue
CURR
CURR
1.4× larger
CURR
$10.1M
$7.2M
CPBI
Growing faster (revenue YoY)
CPBI
CPBI
+38.1% gap
CPBI
14.8%
-23.3%
CURR
Higher net margin
CPBI
CPBI
62.9% more per $
CPBI
16.4%
-46.5%
CURR
More free cash flow
CPBI
CPBI
$3.9M more FCF
CPBI
$2.2M
$-1.7M
CURR

Income Statement — Q3 FY2026 vs Q1 FY2025

Metric
CPBI
CPBI
CURR
CURR
Revenue
$7.2M
$10.1M
Net Profit
$1.2M
$-4.7M
Gross Margin
31.8%
Operating Margin
20.6%
-43.0%
Net Margin
16.4%
-46.5%
Revenue YoY
14.8%
-23.3%
Net Profit YoY
23.6%
-54.0%
EPS (diluted)
$0.31
$-0.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPBI
CPBI
CURR
CURR
Q4 25
$7.2M
Q3 25
$6.8M
Q2 25
$6.6M
Q1 25
$6.4M
$10.1M
Q4 24
$6.2M
Q3 24
$6.1M
$11.3M
Q2 24
$5.9M
Q1 24
$5.7M
$13.1M
Net Profit
CPBI
CPBI
CURR
CURR
Q4 25
$1.2M
Q3 25
$882.0K
Q2 25
$988.0K
Q1 25
$848.0K
$-4.7M
Q4 24
$951.0K
Q3 24
$952.0K
$-5.0M
Q2 24
$903.0K
Q1 24
$903.0K
$-3.0M
Gross Margin
CPBI
CPBI
CURR
CURR
Q4 25
Q3 25
Q2 25
Q1 25
31.8%
Q4 24
Q3 24
27.8%
Q2 24
Q1 24
33.6%
Operating Margin
CPBI
CPBI
CURR
CURR
Q4 25
20.6%
Q3 25
16.4%
Q2 25
18.7%
Q1 25
16.7%
-43.0%
Q4 24
19.1%
Q3 24
18.8%
-141.5%
Q2 24
18.8%
Q1 24
18.7%
-10.8%
Net Margin
CPBI
CPBI
CURR
CURR
Q4 25
16.4%
Q3 25
13.0%
Q2 25
15.0%
Q1 25
13.3%
-46.5%
Q4 24
15.2%
Q3 24
15.5%
-44.1%
Q2 24
15.3%
Q1 24
15.8%
-23.2%
EPS (diluted)
CPBI
CPBI
CURR
CURR
Q4 25
$0.31
Q3 25
$0.23
Q2 25
$0.26
Q1 25
$0.22
$-0.13
Q4 24
$0.25
Q3 24
$0.25
$-0.13
Q2 24
$0.24
Q1 24
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPBI
CPBI
CURR
CURR
Cash + ST InvestmentsLiquidity on hand
$28.1M
$62.3M
Total DebtLower is stronger
$3.7M
Stockholders' EquityBook value
$87.8M
$-68.4M
Total Assets
$535.7M
$110.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPBI
CPBI
CURR
CURR
Q4 25
$28.1M
Q3 25
$8.9M
Q2 25
$7.9M
Q1 25
$28.7M
$62.3M
Q4 24
$6.6M
Q3 24
$9.9M
$49.1M
Q2 24
$5.5M
Q1 24
$11.5M
Total Debt
CPBI
CPBI
CURR
CURR
Q4 25
Q3 25
Q2 25
Q1 25
$3.7M
Q4 24
Q3 24
$20.1M
Q2 24
Q1 24
Stockholders' Equity
CPBI
CPBI
CURR
CURR
Q4 25
$87.8M
Q3 25
$86.2M
Q2 25
$84.6M
Q1 25
$83.3M
$-68.4M
Q4 24
$81.3M
Q3 24
$81.6M
$-47.0M
Q2 24
$79.2M
Q1 24
$78.3M
$-10.9M
Total Assets
CPBI
CPBI
CURR
CURR
Q4 25
$535.7M
Q3 25
$510.0M
Q2 25
$500.9M
Q1 25
$508.7M
$110.8M
Q4 24
$484.3M
Q3 24
$482.0M
$115.0M
Q2 24
$466.6M
Q1 24
$463.3M
$54.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPBI
CPBI
CURR
CURR
Operating Cash FlowLast quarter
$2.3M
$-1.5M
Free Cash FlowOCF − Capex
$2.2M
$-1.7M
FCF MarginFCF / Revenue
31.1%
-16.5%
Capex IntensityCapex / Revenue
0.8%
1.7%
Cash ConversionOCF / Net Profit
1.95×
TTM Free Cash FlowTrailing 4 quarters
$-718.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPBI
CPBI
CURR
CURR
Q4 25
$2.3M
Q3 25
$1.1M
Q2 25
$-96.0K
Q1 25
$4.5M
$-1.5M
Q4 24
$674.0K
Q3 24
$1.2M
$-11.3M
Q2 24
$505.0K
Q1 24
$5.7M
$-221.0K
Free Cash Flow
CPBI
CPBI
CURR
CURR
Q4 25
$2.2M
Q3 25
$888.0K
Q2 25
$-766.0K
Q1 25
$-3.1M
$-1.7M
Q4 24
$-1.5M
Q3 24
$-975.0K
Q2 24
$35.0K
Q1 24
$3.4M
$-233.0K
FCF Margin
CPBI
CPBI
CURR
CURR
Q4 25
31.1%
Q3 25
13.1%
Q2 25
-11.6%
Q1 25
-48.0%
-16.5%
Q4 24
-23.7%
Q3 24
-15.9%
Q2 24
0.6%
Q1 24
59.9%
-1.8%
Capex Intensity
CPBI
CPBI
CURR
CURR
Q4 25
0.8%
Q3 25
3.6%
Q2 25
10.2%
Q1 25
117.7%
1.7%
Q4 24
34.5%
Q3 24
35.4%
Q2 24
8.0%
Q1 24
39.9%
0.1%
Cash Conversion
CPBI
CPBI
CURR
CURR
Q4 25
1.95×
Q3 25
1.28×
Q2 25
-0.10×
Q1 25
5.26×
Q4 24
0.71×
Q3 24
1.26×
Q2 24
0.56×
Q1 24
6.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPBI
CPBI

Segment breakdown not available.

CURR
CURR

Sales Of Airtime$5.5M54%
Fiat Remittance Service$4.4M44%

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