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Side-by-side financial comparison of Central Plains Bancshares, Inc. (CPBI) and ESPEY MFG & ELECTRONICS CORP (ESP). Click either name above to swap in a different company.

ESPEY MFG & ELECTRONICS CORP is the larger business by last-quarter revenue ($12.1M vs $7.2M, roughly 1.7× Central Plains Bancshares, Inc.). ESPEY MFG & ELECTRONICS CORP runs the higher net margin — 23.1% vs 16.4%, a 6.7% gap on every dollar of revenue. On growth, Central Plains Bancshares, Inc. posted the faster year-over-year revenue change (14.8% vs -10.8%). Central Plains Bancshares, Inc. produced more free cash flow last quarter ($2.2M vs $-4.1M). Over the past eight quarters, ESPEY MFG & ELECTRONICS CORP's revenue compounded faster (21.3% CAGR vs 11.9%).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

ESPEY MFG & ELECTRONICS CORP is a US-based manufacturer specializing in high-reliability power supplies, power conversion systems and specialized electronic components. It serves aerospace, defense, industrial and transportation sectors, delivering custom solutions for harsh environments to OEMs and government contractors across North America and select global markets.

CPBI vs ESP — Head-to-Head

Bigger by revenue
ESP
ESP
1.7× larger
ESP
$12.1M
$7.2M
CPBI
Growing faster (revenue YoY)
CPBI
CPBI
+25.6% gap
CPBI
14.8%
-10.8%
ESP
Higher net margin
ESP
ESP
6.7% more per $
ESP
23.1%
16.4%
CPBI
More free cash flow
CPBI
CPBI
$6.4M more FCF
CPBI
$2.2M
$-4.1M
ESP
Faster 2-yr revenue CAGR
ESP
ESP
Annualised
ESP
21.3%
11.9%
CPBI

Income Statement — Q3 FY2026 vs Q2 FY2026

Metric
CPBI
CPBI
ESP
ESP
Revenue
$7.2M
$12.1M
Net Profit
$1.2M
$2.8M
Gross Margin
34.7%
Operating Margin
20.6%
25.3%
Net Margin
16.4%
23.1%
Revenue YoY
14.8%
-10.8%
Net Profit YoY
23.6%
47.0%
EPS (diluted)
$0.31
$0.99

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPBI
CPBI
ESP
ESP
Q4 25
$7.2M
$12.1M
Q3 25
$6.8M
$9.1M
Q2 25
$6.6M
$9.6M
Q1 25
$6.4M
$10.3M
Q4 24
$6.2M
$13.6M
Q3 24
$6.1M
$10.4M
Q2 24
$5.9M
$11.6M
Q1 24
$5.7M
$8.3M
Net Profit
CPBI
CPBI
ESP
ESP
Q4 25
$1.2M
$2.8M
Q3 25
$882.0K
$2.2M
Q2 25
$988.0K
$2.9M
Q1 25
$848.0K
$1.7M
Q4 24
$951.0K
$1.9M
Q3 24
$952.0K
$1.6M
Q2 24
$903.0K
$1.9M
Q1 24
$903.0K
$1.0M
Gross Margin
CPBI
CPBI
ESP
ESP
Q4 25
34.7%
Q3 25
35.4%
Q2 25
39.3%
Q1 25
28.6%
Q4 24
23.2%
Q3 24
26.8%
Q2 24
27.6%
Q1 24
25.0%
Operating Margin
CPBI
CPBI
ESP
ESP
Q4 25
20.6%
25.3%
Q3 25
16.4%
22.7%
Q2 25
18.7%
27.4%
Q1 25
16.7%
17.0%
Q4 24
19.1%
14.9%
Q3 24
18.8%
16.5%
Q2 24
18.8%
18.4%
Q1 24
18.7%
13.2%
Net Margin
CPBI
CPBI
ESP
ESP
Q4 25
16.4%
23.1%
Q3 25
13.0%
23.9%
Q2 25
15.0%
30.6%
Q1 25
13.3%
16.5%
Q4 24
15.2%
14.0%
Q3 24
15.5%
15.3%
Q2 24
15.3%
16.3%
Q1 24
15.8%
12.5%
EPS (diluted)
CPBI
CPBI
ESP
ESP
Q4 25
$0.31
$0.99
Q3 25
$0.23
$0.76
Q2 25
$0.26
$1.07
Q1 25
$0.22
$0.63
Q4 24
$0.25
$0.71
Q3 24
$0.25
$0.61
Q2 24
$0.24
$0.73
Q1 24
$0.40

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPBI
CPBI
ESP
ESP
Cash + ST InvestmentsLiquidity on hand
$28.1M
$17.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$87.8M
$53.2M
Total Assets
$535.7M
$85.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPBI
CPBI
ESP
ESP
Q4 25
$28.1M
$17.8M
Q3 25
$8.9M
$22.2M
Q2 25
$7.9M
$18.9M
Q1 25
$28.7M
$13.9M
Q4 24
$6.6M
$8.0M
Q3 24
$9.9M
$4.8M
Q2 24
$5.5M
$4.4M
Q1 24
$11.5M
$5.6M
Stockholders' Equity
CPBI
CPBI
ESP
ESP
Q4 25
$87.8M
$53.2M
Q3 25
$86.2M
$51.0M
Q2 25
$84.6M
$50.8M
Q1 25
$83.3M
$46.3M
Q4 24
$81.3M
$44.8M
Q3 24
$81.6M
$42.5M
Q2 24
$79.2M
$41.3M
Q1 24
$78.3M
$39.3M
Total Assets
CPBI
CPBI
ESP
ESP
Q4 25
$535.7M
$85.2M
Q3 25
$510.0M
$84.8M
Q2 25
$500.9M
$79.1M
Q1 25
$508.7M
$72.8M
Q4 24
$484.3M
$60.2M
Q3 24
$482.0M
$57.6M
Q2 24
$466.6M
$56.5M
Q1 24
$463.3M
$53.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPBI
CPBI
ESP
ESP
Operating Cash FlowLast quarter
$2.3M
$-2.8M
Free Cash FlowOCF − Capex
$2.2M
$-4.1M
FCF MarginFCF / Revenue
31.1%
-34.1%
Capex IntensityCapex / Revenue
0.8%
10.9%
Cash ConversionOCF / Net Profit
1.95×
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$-718.0K
$11.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPBI
CPBI
ESP
ESP
Q4 25
$2.3M
$-2.8M
Q3 25
$1.1M
$5.7M
Q2 25
$-96.0K
$2.8M
Q1 25
$4.5M
$11.5M
Q4 24
$674.0K
$5.4M
Q3 24
$1.2M
$1.4M
Q2 24
$505.0K
$3.2M
Q1 24
$5.7M
$1.4M
Free Cash Flow
CPBI
CPBI
ESP
ESP
Q4 25
$2.2M
$-4.1M
Q3 25
$888.0K
$4.4M
Q2 25
$-766.0K
$915.3K
Q1 25
$-3.1M
$10.5M
Q4 24
$-1.5M
$4.5M
Q3 24
$-975.0K
$724.8K
Q2 24
$35.0K
$2.6M
Q1 24
$3.4M
$379.1K
FCF Margin
CPBI
CPBI
ESP
ESP
Q4 25
31.1%
-34.1%
Q3 25
13.1%
48.7%
Q2 25
-11.6%
9.5%
Q1 25
-48.0%
101.8%
Q4 24
-23.7%
33.0%
Q3 24
-15.9%
6.9%
Q2 24
0.6%
22.2%
Q1 24
59.9%
4.6%
Capex Intensity
CPBI
CPBI
ESP
ESP
Q4 25
0.8%
10.9%
Q3 25
3.6%
14.2%
Q2 25
10.2%
19.3%
Q1 25
117.7%
9.3%
Q4 24
34.5%
6.5%
Q3 24
35.4%
6.4%
Q2 24
8.0%
5.7%
Q1 24
39.9%
12.5%
Cash Conversion
CPBI
CPBI
ESP
ESP
Q4 25
1.95×
-1.00×
Q3 25
1.28×
2.64×
Q2 25
-0.10×
0.95×
Q1 25
5.26×
6.72×
Q4 24
0.71×
2.82×
Q3 24
1.26×
0.87×
Q2 24
0.56×
1.71×
Q1 24
6.32×
1.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPBI
CPBI

Segment breakdown not available.

ESP
ESP

ASC606$11.3M93%
Other$855.0K7%

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