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Side-by-side financial comparison of Central Plains Bancshares, Inc. (CPBI) and VerifyMe, Inc. (VRME). Click either name above to swap in a different company.

Central Plains Bancshares, Inc. is the larger business by last-quarter revenue ($7.2M vs $5.0M, roughly 1.4× VerifyMe, Inc.). Central Plains Bancshares, Inc. runs the higher net margin — 16.4% vs -66.7%, a 83.1% gap on every dollar of revenue. On growth, Central Plains Bancshares, Inc. posted the faster year-over-year revenue change (14.8% vs -7.4%). Over the past eight quarters, Central Plains Bancshares, Inc.'s revenue compounded faster (11.9% CAGR vs -5.2%).

Huntington Bancshares Incorporated is an American bank holding company headquartered in Columbus, Ohio. Its banking subsidiary, The Huntington National Bank, operates 1,047 banking offices, primarily in the Midwest: 459 in Ohio, 290 in Michigan, 80 in Minnesota, 51 in Pennsylvania, 45 in Indiana, 35 in Illinois, 32 in Colorado, 29 in West Virginia, 16 in Wisconsin, 10 in Kentucky, and one in North Carolina.

VerifyMe, Inc. is a technology provider specializing in identity verification, anti-counterfeiting, and brand protection solutions. Its offerings include secure authentication tools, supply chain traceability systems, and customer engagement platforms, serving consumer goods, pharmaceutical, and retail sectors across North America and select global markets.

CPBI vs VRME — Head-to-Head

Bigger by revenue
CPBI
CPBI
1.4× larger
CPBI
$7.2M
$5.0M
VRME
Growing faster (revenue YoY)
CPBI
CPBI
+22.2% gap
CPBI
14.8%
-7.4%
VRME
Higher net margin
CPBI
CPBI
83.1% more per $
CPBI
16.4%
-66.7%
VRME
Faster 2-yr revenue CAGR
CPBI
CPBI
Annualised
CPBI
11.9%
-5.2%
VRME

Income Statement — Q3 FY2026 vs Q3 FY2025

Metric
CPBI
CPBI
VRME
VRME
Revenue
$7.2M
$5.0M
Net Profit
$1.2M
$-3.4M
Gross Margin
41.2%
Operating Margin
20.6%
-68.2%
Net Margin
16.4%
-66.7%
Revenue YoY
14.8%
-7.4%
Net Profit YoY
23.6%
-38.4%
EPS (diluted)
$0.31
$-0.26

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPBI
CPBI
VRME
VRME
Q4 25
$7.2M
Q3 25
$6.8M
$5.0M
Q2 25
$6.6M
$4.5M
Q1 25
$6.4M
$4.5M
Q4 24
$6.2M
Q3 24
$6.1M
$5.4M
Q2 24
$5.9M
$5.4M
Q1 24
$5.7M
$5.8M
Net Profit
CPBI
CPBI
VRME
VRME
Q4 25
$1.2M
Q3 25
$882.0K
$-3.4M
Q2 25
$988.0K
$-291.0K
Q1 25
$848.0K
$-571.0K
Q4 24
$951.0K
Q3 24
$952.0K
$-2.4M
Q2 24
$903.0K
$-346.0K
Q1 24
$903.0K
$-553.0K
Gross Margin
CPBI
CPBI
VRME
VRME
Q4 25
Q3 25
41.2%
Q2 25
35.2%
Q1 25
33.4%
Q4 24
Q3 24
34.9%
Q2 24
39.1%
Q1 24
39.2%
Operating Margin
CPBI
CPBI
VRME
VRME
Q4 25
20.6%
Q3 25
16.4%
-68.2%
Q2 25
18.7%
-7.1%
Q1 25
16.7%
-13.3%
Q4 24
19.1%
Q3 24
18.8%
-52.8%
Q2 24
18.8%
-10.0%
Q1 24
18.7%
-11.2%
Net Margin
CPBI
CPBI
VRME
VRME
Q4 25
16.4%
Q3 25
13.0%
-66.7%
Q2 25
15.0%
-6.4%
Q1 25
13.3%
-12.8%
Q4 24
15.2%
Q3 24
15.5%
-44.6%
Q2 24
15.3%
-6.5%
Q1 24
15.8%
-9.6%
EPS (diluted)
CPBI
CPBI
VRME
VRME
Q4 25
$0.31
Q3 25
$0.23
$-0.26
Q2 25
$0.26
$-0.02
Q1 25
$0.22
$-0.05
Q4 24
$0.25
Q3 24
$0.25
$-0.23
Q2 24
$0.24
$-0.03
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPBI
CPBI
VRME
VRME
Cash + ST InvestmentsLiquidity on hand
$28.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$87.8M
$11.1M
Total Assets
$535.7M
$13.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPBI
CPBI
VRME
VRME
Q4 25
$28.1M
Q3 25
$8.9M
Q2 25
$7.9M
Q1 25
$28.7M
Q4 24
$6.6M
Q3 24
$9.9M
$2.6M
Q2 24
$5.5M
$2.9M
Q1 24
$11.5M
$2.8M
Total Debt
CPBI
CPBI
VRME
VRME
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$500.0K
Q2 24
$600.0K
Q1 24
$800.0K
Stockholders' Equity
CPBI
CPBI
VRME
VRME
Q4 25
$87.8M
Q3 25
$86.2M
$11.1M
Q2 25
$84.6M
$14.4M
Q1 25
$83.3M
$14.6M
Q4 24
$81.3M
Q3 24
$81.6M
$10.3M
Q2 24
$79.2M
$12.3M
Q1 24
$78.3M
$12.4M
Total Assets
CPBI
CPBI
VRME
VRME
Q4 25
$535.7M
Q3 25
$510.0M
$13.3M
Q2 25
$500.9M
$17.2M
Q1 25
$508.7M
$17.1M
Q4 24
$484.3M
Q3 24
$482.0M
$14.8M
Q2 24
$466.6M
$17.5M
Q1 24
$463.3M
$17.9M
Debt / Equity
CPBI
CPBI
VRME
VRME
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.06×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPBI
CPBI
VRME
VRME
Operating Cash FlowLast quarter
$2.3M
$243.0K
Free Cash FlowOCF − Capex
$2.2M
FCF MarginFCF / Revenue
31.1%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.95×
TTM Free Cash FlowTrailing 4 quarters
$-718.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPBI
CPBI
VRME
VRME
Q4 25
$2.3M
Q3 25
$1.1M
$243.0K
Q2 25
$-96.0K
$710.0K
Q1 25
$4.5M
$-404.0K
Q4 24
$674.0K
Q3 24
$1.2M
$-10.0K
Q2 24
$505.0K
$372.0K
Q1 24
$5.7M
$-60.0K
Free Cash Flow
CPBI
CPBI
VRME
VRME
Q4 25
$2.2M
Q3 25
$888.0K
Q2 25
$-766.0K
Q1 25
$-3.1M
Q4 24
$-1.5M
Q3 24
$-975.0K
$-12.0K
Q2 24
$35.0K
$369.0K
Q1 24
$3.4M
$-62.0K
FCF Margin
CPBI
CPBI
VRME
VRME
Q4 25
31.1%
Q3 25
13.1%
Q2 25
-11.6%
Q1 25
-48.0%
Q4 24
-23.7%
Q3 24
-15.9%
-0.2%
Q2 24
0.6%
6.9%
Q1 24
59.9%
-1.1%
Capex Intensity
CPBI
CPBI
VRME
VRME
Q4 25
0.8%
Q3 25
3.6%
Q2 25
10.2%
Q1 25
117.7%
Q4 24
34.5%
Q3 24
35.4%
0.0%
Q2 24
8.0%
0.1%
Q1 24
39.9%
0.0%
Cash Conversion
CPBI
CPBI
VRME
VRME
Q4 25
1.95×
Q3 25
1.28×
Q2 25
-0.10×
Q1 25
5.26×
Q4 24
0.71×
Q3 24
1.26×
Q2 24
0.56×
Q1 24
6.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPBI
CPBI

Segment breakdown not available.

VRME
VRME

Proactive Services$4.2M83%
Other$869.0K17%

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