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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Fat Brands, Inc (FAT). Click either name above to swap in a different company.

Fat Brands, Inc is the larger business by last-quarter revenue ($140.0M vs $76.3M, roughly 1.8× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 30.0% vs -41.6%, a 71.6% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (30.6% vs -2.3%). CENTRAL PACIFIC FINANCIAL CORP produced more free cash flow last quarter ($92.3M vs $-16.9M). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (11.4% CAGR vs -6.1%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

FAT Brands Inc. is an American multi-brand restaurant and sports bar franchise operator headquartered in Beverly Hills, California.

CPF vs FAT — Head-to-Head

Bigger by revenue
FAT
FAT
1.8× larger
FAT
$140.0M
$76.3M
CPF
Growing faster (revenue YoY)
CPF
CPF
+33.0% gap
CPF
30.6%
-2.3%
FAT
Higher net margin
CPF
CPF
71.6% more per $
CPF
30.0%
-41.6%
FAT
More free cash flow
CPF
CPF
$109.2M more FCF
CPF
$92.3M
$-16.9M
FAT
Faster 2-yr revenue CAGR
CPF
CPF
Annualised
CPF
11.4%
-6.1%
FAT

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CPF
CPF
FAT
FAT
Revenue
$76.3M
$140.0M
Net Profit
$22.9M
$-58.2M
Gross Margin
Operating Margin
37.0%
-12.4%
Net Margin
30.0%
-41.6%
Revenue YoY
30.6%
-2.3%
Net Profit YoY
101.6%
-30.1%
EPS (diluted)
$0.85
$-3.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
FAT
FAT
Q4 25
$76.3M
Q3 25
$74.8M
$140.0M
Q2 25
$72.8M
$146.8M
Q1 25
$68.8M
$142.0M
Q4 24
$58.4M
$145.3M
Q3 24
$66.6M
$143.4M
Q2 24
$64.0M
$152.0M
Q1 24
$61.4M
$152.0M
Net Profit
CPF
CPF
FAT
FAT
Q4 25
$22.9M
Q3 25
$18.6M
$-58.2M
Q2 25
$18.3M
$-54.2M
Q1 25
$17.8M
$-46.0M
Q4 24
$11.3M
$-67.4M
Q3 24
$13.3M
$-44.8M
Q2 24
$15.8M
$-39.4M
Q1 24
$12.9M
$-38.3M
Operating Margin
CPF
CPF
FAT
FAT
Q4 25
37.0%
Q3 25
31.6%
-12.4%
Q2 25
32.8%
-10.6%
Q1 25
32.8%
-6.0%
Q4 24
23.0%
-27.1%
Q3 24
25.6%
-6.2%
Q2 24
32.2%
-1.8%
Q1 24
27.5%
-0.9%
Net Margin
CPF
CPF
FAT
FAT
Q4 25
30.0%
Q3 25
24.8%
-41.6%
Q2 25
25.1%
-36.9%
Q1 25
25.8%
-32.4%
Q4 24
19.4%
-46.4%
Q3 24
20.0%
-31.2%
Q2 24
24.7%
-25.9%
Q1 24
21.1%
-25.2%
EPS (diluted)
CPF
CPF
FAT
FAT
Q4 25
$0.85
Q3 25
$0.69
$-3.39
Q2 25
$0.67
$-3.17
Q1 25
$0.65
$-2.73
Q4 24
$0.42
$-4.06
Q3 24
$0.49
$-2.74
Q2 24
$0.58
$-2.43
Q1 24
$0.48
$-2.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
FAT
FAT
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$76.5M
$1.3B
Stockholders' EquityBook value
$592.6M
$-585.8M
Total Assets
$7.4B
$1.2B
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Total Debt
CPF
CPF
FAT
FAT
Q4 25
$76.5M
Q3 25
$131.5M
$1.3B
Q2 25
$131.5M
$1.3B
Q1 25
$131.4M
$1.3B
Q4 24
$156.3M
$1.3B
Q3 24
$156.3M
$1.2B
Q2 24
$156.2M
$1.2B
Q1 24
$156.2M
$1.2B
Stockholders' Equity
CPF
CPF
FAT
FAT
Q4 25
$592.6M
Q3 25
$588.1M
$-585.8M
Q2 25
$568.9M
$-536.5M
Q1 25
$557.4M
$-493.9M
Q4 24
$538.4M
$-455.7M
Q3 24
$543.7M
$-386.1M
Q2 24
$518.6M
$-338.6M
Q1 24
$507.2M
$-296.8M
Total Assets
CPF
CPF
FAT
FAT
Q4 25
$7.4B
Q3 25
$7.4B
$1.2B
Q2 25
$7.4B
$1.2B
Q1 25
$7.4B
$1.3B
Q4 24
$7.5B
$1.3B
Q3 24
$7.4B
$1.3B
Q2 24
$7.4B
$1.4B
Q1 24
$7.4B
$1.4B
Debt / Equity
CPF
CPF
FAT
FAT
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×
Q1 24
0.31×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
FAT
FAT
Operating Cash FlowLast quarter
$97.5M
$-14.5M
Free Cash FlowOCF − Capex
$92.3M
$-16.9M
FCF MarginFCF / Revenue
121.0%
-12.1%
Capex IntensityCapex / Revenue
6.8%
1.7%
Cash ConversionOCF / Net Profit
4.26×
TTM Free Cash FlowTrailing 4 quarters
$165.5M
$-75.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
FAT
FAT
Q4 25
$97.5M
Q3 25
$22.2M
$-14.5M
Q2 25
$34.3M
$-26.9M
Q1 25
$20.4M
$-13.2M
Q4 24
$90.5M
$-10.4M
Q3 24
$21.3M
$-3.2M
Q2 24
$25.9M
$-14.2M
Q1 24
$17.0M
$-28.4M
Free Cash Flow
CPF
CPF
FAT
FAT
Q4 25
$92.3M
Q3 25
$21.4M
$-16.9M
Q2 25
$32.3M
$-29.3M
Q1 25
$19.6M
$-17.8M
Q4 24
$75.4M
$-11.0M
Q3 24
$15.6M
$-11.1M
Q2 24
$21.3M
$-24.4M
Q1 24
$13.7M
$-32.5M
FCF Margin
CPF
CPF
FAT
FAT
Q4 25
121.0%
Q3 25
28.6%
-12.1%
Q2 25
44.3%
-20.0%
Q1 25
28.4%
-12.5%
Q4 24
129.2%
-7.6%
Q3 24
23.5%
-7.7%
Q2 24
33.2%
-16.1%
Q1 24
22.4%
-21.4%
Capex Intensity
CPF
CPF
FAT
FAT
Q4 25
6.8%
Q3 25
1.2%
1.7%
Q2 25
2.7%
1.6%
Q1 25
1.3%
3.2%
Q4 24
25.8%
0.4%
Q3 24
8.5%
5.5%
Q2 24
7.3%
6.7%
Q1 24
5.3%
2.7%
Cash Conversion
CPF
CPF
FAT
FAT
Q4 25
4.26×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×
Q1 24
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

FAT
FAT

Restaurant Sales$96.6M69%
Royalty$21.6M15%
Factory$9.6M7%
Advertising$9.1M7%
Franchisor$1.5M1%
Other$1.5M1%

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