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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and MERCANTILE BANK CORP (MBWM). Click either name above to swap in a different company.

CENTRAL PACIFIC FINANCIAL CORP is the larger business by last-quarter revenue ($72.9M vs $67.6M, roughly 1.1× MERCANTILE BANK CORP). MERCANTILE BANK CORP runs the higher net margin — 33.6% vs 28.4%, a 5.1% gap on every dollar of revenue. Over the past eight quarters, MERCANTILE BANK CORP's revenue compounded faster (9.1% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Tamilnad Mercantile Bank Limited (TMB) is an Indian bank headquartered at Thoothukudi, Tamil Nadu. TMB was founded in 1921 as the Nadar Bank, but changed its name to Tamilnad Mercantile Bank in November 1962 to widen its appeal beyond the Nadar community. The bank currently has 600 full branches throughout India, 12 regional offices and two link offices, two central processing centres, one service branch, four currency chests, 48 eLobby centres, 262 cash recycler machines and 1151 automated ...

CPF vs MBWM — Head-to-Head

Bigger by revenue
CPF
CPF
1.1× larger
CPF
$72.9M
$67.6M
MBWM
Higher net margin
MBWM
MBWM
5.1% more per $
MBWM
33.6%
28.4%
CPF
Faster 2-yr revenue CAGR
MBWM
MBWM
Annualised
MBWM
9.1%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CPF
CPF
MBWM
MBWM
Revenue
$72.9M
$67.6M
Net Profit
$20.7M
$22.7M
Gross Margin
Operating Margin
Net Margin
28.4%
33.6%
Revenue YoY
6.0%
Net Profit YoY
16.7%
16.1%
EPS (diluted)
$0.78
$1.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
MBWM
MBWM
Q1 26
$72.9M
$67.6M
Q4 25
$76.3M
$62.1M
Q3 25
$74.8M
$62.4M
Q2 25
$72.8M
$60.9M
Q1 25
$68.8M
$57.3M
Q4 24
$58.4M
$58.5M
Q3 24
$66.6M
$58.0M
Q2 24
$64.0M
$56.8M
Net Profit
CPF
CPF
MBWM
MBWM
Q1 26
$20.7M
$22.7M
Q4 25
$22.9M
$22.8M
Q3 25
$18.6M
$23.8M
Q2 25
$18.3M
$22.6M
Q1 25
$17.8M
$19.5M
Q4 24
$11.3M
$19.6M
Q3 24
$13.3M
$19.6M
Q2 24
$15.8M
$18.8M
Operating Margin
CPF
CPF
MBWM
MBWM
Q1 26
Q4 25
37.0%
42.0%
Q3 25
31.6%
44.0%
Q2 25
32.8%
42.6%
Q1 25
32.8%
42.0%
Q4 24
23.0%
39.7%
Q3 24
25.6%
42.4%
Q2 24
32.2%
41.4%
Net Margin
CPF
CPF
MBWM
MBWM
Q1 26
28.4%
33.6%
Q4 25
30.0%
36.8%
Q3 25
24.8%
38.1%
Q2 25
25.1%
37.1%
Q1 25
25.8%
34.1%
Q4 24
19.4%
33.5%
Q3 24
20.0%
33.8%
Q2 24
24.7%
33.1%
EPS (diluted)
CPF
CPF
MBWM
MBWM
Q1 26
$0.78
$1.32
Q4 25
$0.85
$1.41
Q3 25
$0.69
$1.46
Q2 25
$0.67
$1.39
Q1 25
$0.65
$1.21
Q4 24
$0.42
$1.20
Q3 24
$0.49
$1.22
Q2 24
$0.58
$1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
MBWM
MBWM
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$76.5M
$1.5M
Stockholders' EquityBook value
$593.9M
$736.9M
Total Assets
$7.5B
$6.9B
Debt / EquityLower = less leverage
0.13×
0.00×

8-quarter trend — quarters aligned by calendar period.

Total Debt
CPF
CPF
MBWM
MBWM
Q1 26
$76.5M
$1.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
MBWM
MBWM
Q1 26
$593.9M
$736.9M
Q4 25
$592.6M
$724.9M
Q3 25
$588.1M
$657.6M
Q2 25
$568.9M
$631.5M
Q1 25
$557.4M
$608.3M
Q4 24
$538.4M
$584.5M
Q3 24
$543.7M
$583.3M
Q2 24
$518.6M
$551.2M
Total Assets
CPF
CPF
MBWM
MBWM
Q1 26
$7.5B
$6.9B
Q4 25
$7.4B
$6.8B
Q3 25
$7.4B
$6.3B
Q2 25
$7.4B
$6.2B
Q1 25
$7.4B
$6.1B
Q4 24
$7.5B
$6.1B
Q3 24
$7.4B
$5.9B
Q2 24
$7.4B
$5.6B
Debt / Equity
CPF
CPF
MBWM
MBWM
Q1 26
0.13×
0.00×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

MBWM
MBWM

Net Interest Income$55.9M83%
Noninterest Income$11.7M17%

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