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Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.
Canterbury Park Holding Corp is the larger business by last-quarter revenue ($12.4M vs $9.5M, roughly 1.3× Sound Financial Bancorp, Inc.). On growth, Canterbury Park Holding Corp posted the faster year-over-year revenue change (3.9% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $-611.3K). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -6.0%).
Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...
U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...
CPHC vs SFBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $12.4M | $9.5M |
| Net Profit | $-390.1K | — |
| Gross Margin | — | — |
| Operating Margin | 2.6% | 27.1% |
| Net Margin | -3.1% | — |
| Revenue YoY | 3.9% | 1.5% |
| Net Profit YoY | 68.7% | — |
| EPS (diluted) | $-0.08 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $12.4M | $9.5M | ||
| Q3 25 | $18.3M | $9.8M | ||
| Q2 25 | $15.7M | $10.4M | ||
| Q1 25 | $13.1M | $9.2M | ||
| Q4 24 | $12.0M | $9.4M | ||
| Q3 24 | $19.3M | $9.1M | ||
| Q2 24 | $16.2M | $8.6M | ||
| Q1 24 | $14.1M | $8.6M |
| Q4 25 | $-390.1K | — | ||
| Q3 25 | $487.3K | $1.7M | ||
| Q2 25 | $-327.4K | $2.1M | ||
| Q1 25 | $-299.2K | $1.2M | ||
| Q4 24 | $-1.2M | — | ||
| Q3 24 | $2.0M | $1.2M | ||
| Q2 24 | $338.3K | $795.0K | ||
| Q1 24 | $998.2K | $770.0K |
| Q4 25 | 2.6% | 27.1% | ||
| Q3 25 | 5.7% | 21.3% | ||
| Q2 25 | 2.8% | 24.5% | ||
| Q1 25 | 4.9% | 15.9% | ||
| Q4 24 | -0.8% | 24.6% | ||
| Q3 24 | 18.9% | 15.6% | ||
| Q2 24 | 6.9% | 11.4% | ||
| Q1 24 | 12.5% | 10.9% |
| Q4 25 | -3.1% | — | ||
| Q3 25 | 2.7% | 17.3% | ||
| Q2 25 | -2.1% | 19.8% | ||
| Q1 25 | -2.3% | 12.7% | ||
| Q4 24 | -10.4% | — | ||
| Q3 24 | 10.5% | 12.7% | ||
| Q2 24 | 2.1% | 9.2% | ||
| Q1 24 | 7.1% | 9.0% |
| Q4 25 | $-0.08 | $0.87 | ||
| Q3 25 | $0.10 | $0.66 | ||
| Q2 25 | $-0.06 | $0.79 | ||
| Q1 25 | $-0.06 | $0.45 | ||
| Q4 24 | $-0.25 | $0.74 | ||
| Q3 24 | $0.40 | $0.45 | ||
| Q2 24 | $0.07 | $0.31 | ||
| Q1 24 | $0.20 | $0.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $17.1M | $138.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $83.9M | $109.4M |
| Total Assets | $112.6M | $1.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.1M | $138.5M | ||
| Q3 25 | $16.7M | $101.2M | ||
| Q2 25 | $16.9M | $102.5M | ||
| Q1 25 | $15.4M | $131.5M | ||
| Q4 24 | $15.1M | $43.6M | ||
| Q3 24 | $21.7M | $148.9M | ||
| Q2 24 | $23.8M | $135.1M | ||
| Q1 24 | $25.2M | $138.0M |
| Q4 25 | $83.9M | $109.4M | ||
| Q3 25 | $84.1M | $107.5M | ||
| Q2 25 | $83.6M | $106.0M | ||
| Q1 25 | $83.7M | $104.4M | ||
| Q4 24 | $84.1M | $103.7M | ||
| Q3 24 | $85.2M | $102.2M | ||
| Q2 24 | $83.2M | $101.3M | ||
| Q1 24 | $82.7M | $101.0M |
| Q4 25 | $112.6M | $1.1B | ||
| Q3 25 | $114.4M | $1.1B | ||
| Q2 25 | $114.9M | $1.1B | ||
| Q1 25 | $112.4M | $1.1B | ||
| Q4 24 | $109.9M | $993.6M | ||
| Q3 24 | $114.2M | $1.1B | ||
| Q2 24 | $111.4M | $1.1B | ||
| Q1 24 | $105.6M | $1.1B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-103.4K | $7.2M |
| Free Cash FlowOCF − Capex | $-611.3K | $7.0M |
| FCF MarginFCF / Revenue | -4.9% | 73.4% |
| Capex IntensityCapex / Revenue | 4.1% | 1.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $4.7M | $12.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-103.4K | $7.2M | ||
| Q3 25 | $1.2M | $3.8M | ||
| Q2 25 | $4.4M | $-494.0K | ||
| Q1 25 | $3.4M | $1.9M | ||
| Q4 24 | $-2.8M | $2.9M | ||
| Q3 24 | $2.3M | $3.3M | ||
| Q2 24 | $5.4M | $-4.0M | ||
| Q1 24 | $1.6M | $3.5M |
| Q4 25 | $-611.3K | $7.0M | ||
| Q3 25 | $-395.3K | $3.8M | ||
| Q2 25 | $3.2M | $-518.0K | ||
| Q1 25 | $2.5M | $1.8M | ||
| Q4 24 | $-6.7M | $2.9M | ||
| Q3 24 | $-25 | $3.2M | ||
| Q2 24 | $1.8M | $-5.6M | ||
| Q1 24 | $-601.0K | $1.9M |
| Q4 25 | -4.9% | 73.4% | ||
| Q3 25 | -2.2% | 38.3% | ||
| Q2 25 | 20.5% | -5.0% | ||
| Q1 25 | 19.1% | 19.8% | ||
| Q4 24 | -55.9% | 30.4% | ||
| Q3 24 | -0.0% | 35.5% | ||
| Q2 24 | 11.1% | -65.4% | ||
| Q1 24 | -4.3% | 22.2% |
| Q4 25 | 4.1% | 1.8% | ||
| Q3 25 | 9.0% | 0.4% | ||
| Q2 25 | 7.5% | 0.2% | ||
| Q1 25 | 6.5% | 0.4% | ||
| Q4 24 | 32.6% | 0.8% | ||
| Q3 24 | 11.8% | 0.5% | ||
| Q2 24 | 22.2% | 18.7% | ||
| Q1 24 | 15.7% | 19.0% |
| Q4 25 | — | — | ||
| Q3 25 | 2.56× | 2.24× | ||
| Q2 25 | — | -0.24× | ||
| Q1 25 | — | 1.59× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.12× | 2.84× | ||
| Q2 24 | 15.95× | -5.05× | ||
| Q1 24 | 1.62× | 4.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPHC
| Casino | $9.5M | 76% |
| Other | $1.9M | 15% |
| Food And Beverage | $1.0M | 8% |
SFBC
Segment breakdown not available.