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Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Canterbury Park Holding Corp is the larger business by last-quarter revenue ($12.4M vs $9.5M, roughly 1.3× Sound Financial Bancorp, Inc.). On growth, Canterbury Park Holding Corp posted the faster year-over-year revenue change (3.9% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $-611.3K). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -6.0%).

Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CPHC vs SFBC — Head-to-Head

Bigger by revenue
CPHC
CPHC
1.3× larger
CPHC
$12.4M
$9.5M
SFBC
Growing faster (revenue YoY)
CPHC
CPHC
+2.4% gap
CPHC
3.9%
1.5%
SFBC
More free cash flow
SFBC
SFBC
$7.6M more FCF
SFBC
$7.0M
$-611.3K
CPHC
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-6.0%
CPHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPHC
CPHC
SFBC
SFBC
Revenue
$12.4M
$9.5M
Net Profit
$-390.1K
Gross Margin
Operating Margin
2.6%
27.1%
Net Margin
-3.1%
Revenue YoY
3.9%
1.5%
Net Profit YoY
68.7%
EPS (diluted)
$-0.08
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPHC
CPHC
SFBC
SFBC
Q4 25
$12.4M
$9.5M
Q3 25
$18.3M
$9.8M
Q2 25
$15.7M
$10.4M
Q1 25
$13.1M
$9.2M
Q4 24
$12.0M
$9.4M
Q3 24
$19.3M
$9.1M
Q2 24
$16.2M
$8.6M
Q1 24
$14.1M
$8.6M
Net Profit
CPHC
CPHC
SFBC
SFBC
Q4 25
$-390.1K
Q3 25
$487.3K
$1.7M
Q2 25
$-327.4K
$2.1M
Q1 25
$-299.2K
$1.2M
Q4 24
$-1.2M
Q3 24
$2.0M
$1.2M
Q2 24
$338.3K
$795.0K
Q1 24
$998.2K
$770.0K
Operating Margin
CPHC
CPHC
SFBC
SFBC
Q4 25
2.6%
27.1%
Q3 25
5.7%
21.3%
Q2 25
2.8%
24.5%
Q1 25
4.9%
15.9%
Q4 24
-0.8%
24.6%
Q3 24
18.9%
15.6%
Q2 24
6.9%
11.4%
Q1 24
12.5%
10.9%
Net Margin
CPHC
CPHC
SFBC
SFBC
Q4 25
-3.1%
Q3 25
2.7%
17.3%
Q2 25
-2.1%
19.8%
Q1 25
-2.3%
12.7%
Q4 24
-10.4%
Q3 24
10.5%
12.7%
Q2 24
2.1%
9.2%
Q1 24
7.1%
9.0%
EPS (diluted)
CPHC
CPHC
SFBC
SFBC
Q4 25
$-0.08
$0.87
Q3 25
$0.10
$0.66
Q2 25
$-0.06
$0.79
Q1 25
$-0.06
$0.45
Q4 24
$-0.25
$0.74
Q3 24
$0.40
$0.45
Q2 24
$0.07
$0.31
Q1 24
$0.20
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPHC
CPHC
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$17.1M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$83.9M
$109.4M
Total Assets
$112.6M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPHC
CPHC
SFBC
SFBC
Q4 25
$17.1M
$138.5M
Q3 25
$16.7M
$101.2M
Q2 25
$16.9M
$102.5M
Q1 25
$15.4M
$131.5M
Q4 24
$15.1M
$43.6M
Q3 24
$21.7M
$148.9M
Q2 24
$23.8M
$135.1M
Q1 24
$25.2M
$138.0M
Stockholders' Equity
CPHC
CPHC
SFBC
SFBC
Q4 25
$83.9M
$109.4M
Q3 25
$84.1M
$107.5M
Q2 25
$83.6M
$106.0M
Q1 25
$83.7M
$104.4M
Q4 24
$84.1M
$103.7M
Q3 24
$85.2M
$102.2M
Q2 24
$83.2M
$101.3M
Q1 24
$82.7M
$101.0M
Total Assets
CPHC
CPHC
SFBC
SFBC
Q4 25
$112.6M
$1.1B
Q3 25
$114.4M
$1.1B
Q2 25
$114.9M
$1.1B
Q1 25
$112.4M
$1.1B
Q4 24
$109.9M
$993.6M
Q3 24
$114.2M
$1.1B
Q2 24
$111.4M
$1.1B
Q1 24
$105.6M
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPHC
CPHC
SFBC
SFBC
Operating Cash FlowLast quarter
$-103.4K
$7.2M
Free Cash FlowOCF − Capex
$-611.3K
$7.0M
FCF MarginFCF / Revenue
-4.9%
73.4%
Capex IntensityCapex / Revenue
4.1%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPHC
CPHC
SFBC
SFBC
Q4 25
$-103.4K
$7.2M
Q3 25
$1.2M
$3.8M
Q2 25
$4.4M
$-494.0K
Q1 25
$3.4M
$1.9M
Q4 24
$-2.8M
$2.9M
Q3 24
$2.3M
$3.3M
Q2 24
$5.4M
$-4.0M
Q1 24
$1.6M
$3.5M
Free Cash Flow
CPHC
CPHC
SFBC
SFBC
Q4 25
$-611.3K
$7.0M
Q3 25
$-395.3K
$3.8M
Q2 25
$3.2M
$-518.0K
Q1 25
$2.5M
$1.8M
Q4 24
$-6.7M
$2.9M
Q3 24
$-25
$3.2M
Q2 24
$1.8M
$-5.6M
Q1 24
$-601.0K
$1.9M
FCF Margin
CPHC
CPHC
SFBC
SFBC
Q4 25
-4.9%
73.4%
Q3 25
-2.2%
38.3%
Q2 25
20.5%
-5.0%
Q1 25
19.1%
19.8%
Q4 24
-55.9%
30.4%
Q3 24
-0.0%
35.5%
Q2 24
11.1%
-65.4%
Q1 24
-4.3%
22.2%
Capex Intensity
CPHC
CPHC
SFBC
SFBC
Q4 25
4.1%
1.8%
Q3 25
9.0%
0.4%
Q2 25
7.5%
0.2%
Q1 25
6.5%
0.4%
Q4 24
32.6%
0.8%
Q3 24
11.8%
0.5%
Q2 24
22.2%
18.7%
Q1 24
15.7%
19.0%
Cash Conversion
CPHC
CPHC
SFBC
SFBC
Q4 25
Q3 25
2.56×
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
1.12×
2.84×
Q2 24
15.95×
-5.05×
Q1 24
1.62×
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPHC
CPHC

Casino$9.5M76%
Other$1.9M15%
Food And Beverage$1.0M8%

SFBC
SFBC

Segment breakdown not available.

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