vs

Side-by-side financial comparison of Canterbury Park Holding Corp (CPHC) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $12.4M, roughly 1.1× Canterbury Park Holding Corp). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -3.1%, a 28.3% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 3.9%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-611.3K). Over the past eight quarters, UNITED SECURITY BANCSHARES's revenue compounded faster (3.0% CAGR vs -6.0%).

Canterbury Park, is a horse racing track in Shakopee, Minnesota, United States. Canterbury Park Holding Corporation hosts parimutuel wagering on live thoroughbred and quarter horse racing at its facilities in Shakopee and parimutuel wagering on races held at out-of-state racetracks that are simulcast to the racetrack. In addition, the Canterbury Park Card Casino operates 24 hours a day, seven days a week, and is also regulated by the Minnesota Racing Commission. Casino games include blackjack...

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

CPHC vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.1× larger
UBFO
$13.5M
$12.4M
CPHC
Growing faster (revenue YoY)
UBFO
UBFO
+9.7% gap
UBFO
13.6%
3.9%
CPHC
Higher net margin
UBFO
UBFO
28.3% more per $
UBFO
25.2%
-3.1%
CPHC
More free cash flow
UBFO
UBFO
$20.4M more FCF
UBFO
$19.8M
$-611.3K
CPHC
Faster 2-yr revenue CAGR
UBFO
UBFO
Annualised
UBFO
3.0%
-6.0%
CPHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPHC
CPHC
UBFO
UBFO
Revenue
$12.4M
$13.5M
Net Profit
$-390.1K
$3.4M
Gross Margin
Operating Margin
2.6%
31.5%
Net Margin
-3.1%
25.2%
Revenue YoY
3.9%
13.6%
Net Profit YoY
68.7%
36.8%
EPS (diluted)
$-0.08
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPHC
CPHC
UBFO
UBFO
Q4 25
$12.4M
$13.5M
Q3 25
$18.3M
$14.0M
Q2 25
$15.7M
$12.6M
Q1 25
$13.1M
$13.7M
Q4 24
$12.0M
$11.9M
Q3 24
$19.3M
$13.8M
Q2 24
$16.2M
$13.0M
Q1 24
$14.1M
$12.8M
Net Profit
CPHC
CPHC
UBFO
UBFO
Q4 25
$-390.1K
$3.4M
Q3 25
$487.3K
$4.0M
Q2 25
$-327.4K
$2.2M
Q1 25
$-299.2K
$2.7M
Q4 24
$-1.2M
$2.5M
Q3 24
$2.0M
$3.8M
Q2 24
$338.3K
$4.3M
Q1 24
$998.2K
$4.2M
Operating Margin
CPHC
CPHC
UBFO
UBFO
Q4 25
2.6%
31.5%
Q3 25
5.7%
40.3%
Q2 25
2.8%
24.0%
Q1 25
4.9%
27.5%
Q4 24
-0.8%
27.5%
Q3 24
18.9%
37.1%
Q2 24
6.9%
46.4%
Q1 24
12.5%
45.9%
Net Margin
CPHC
CPHC
UBFO
UBFO
Q4 25
-3.1%
25.2%
Q3 25
2.7%
28.7%
Q2 25
-2.1%
17.2%
Q1 25
-2.3%
19.6%
Q4 24
-10.4%
20.9%
Q3 24
10.5%
27.7%
Q2 24
2.1%
33.0%
Q1 24
7.1%
32.6%
EPS (diluted)
CPHC
CPHC
UBFO
UBFO
Q4 25
$-0.08
$0.18
Q3 25
$0.10
$0.23
Q2 25
$-0.06
$0.13
Q1 25
$-0.06
$0.16
Q4 24
$-0.25
$0.14
Q3 24
$0.40
$0.22
Q2 24
$0.07
$0.25
Q1 24
$0.20
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPHC
CPHC
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$17.1M
$264.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$83.9M
$139.7M
Total Assets
$112.6M
$1.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPHC
CPHC
UBFO
UBFO
Q4 25
$17.1M
$264.2M
Q3 25
$16.7M
$211.1M
Q2 25
$16.9M
$199.5M
Q1 25
$15.4M
$198.4M
Q4 24
$15.1M
$216.9M
Q3 24
$21.7M
$216.8M
Q2 24
$23.8M
$166.3M
Q1 24
$25.2M
$168.6M
Stockholders' Equity
CPHC
CPHC
UBFO
UBFO
Q4 25
$83.9M
$139.7M
Q3 25
$84.1M
$137.4M
Q2 25
$83.6M
$134.3M
Q1 25
$83.7M
$132.9M
Q4 24
$84.1M
$130.4M
Q3 24
$85.2M
$132.9M
Q2 24
$83.2M
$127.3M
Q1 24
$82.7M
$124.2M
Total Assets
CPHC
CPHC
UBFO
UBFO
Q4 25
$112.6M
$1.2B
Q3 25
$114.4M
$1.2B
Q2 25
$114.9M
$1.2B
Q1 25
$112.4M
$1.2B
Q4 24
$109.9M
$1.2B
Q3 24
$114.2M
$1.3B
Q2 24
$111.4M
$1.2B
Q1 24
$105.6M
$1.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPHC
CPHC
UBFO
UBFO
Operating Cash FlowLast quarter
$-103.4K
$22.1M
Free Cash FlowOCF − Capex
$-611.3K
$19.8M
FCF MarginFCF / Revenue
-4.9%
146.0%
Capex IntensityCapex / Revenue
4.1%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$4.7M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPHC
CPHC
UBFO
UBFO
Q4 25
$-103.4K
$22.1M
Q3 25
$1.2M
$7.0M
Q2 25
$4.4M
$8.7M
Q1 25
$3.4M
$3.0M
Q4 24
$-2.8M
$19.6M
Q3 24
$2.3M
$5.4M
Q2 24
$5.4M
$2.3M
Q1 24
$1.6M
$7.4M
Free Cash Flow
CPHC
CPHC
UBFO
UBFO
Q4 25
$-611.3K
$19.8M
Q3 25
$-395.3K
$6.1M
Q2 25
$3.2M
$8.1M
Q1 25
$2.5M
$2.9M
Q4 24
$-6.7M
$18.6M
Q3 24
$-25
$5.3M
Q2 24
$1.8M
$2.0M
Q1 24
$-601.0K
$7.0M
FCF Margin
CPHC
CPHC
UBFO
UBFO
Q4 25
-4.9%
146.0%
Q3 25
-2.2%
43.7%
Q2 25
20.5%
64.3%
Q1 25
19.1%
21.2%
Q4 24
-55.9%
156.0%
Q3 24
-0.0%
38.1%
Q2 24
11.1%
15.5%
Q1 24
-4.3%
54.8%
Capex Intensity
CPHC
CPHC
UBFO
UBFO
Q4 25
4.1%
16.8%
Q3 25
9.0%
6.0%
Q2 25
7.5%
4.6%
Q1 25
6.5%
0.9%
Q4 24
32.6%
8.7%
Q3 24
11.8%
0.7%
Q2 24
22.2%
2.2%
Q1 24
15.7%
3.6%
Cash Conversion
CPHC
CPHC
UBFO
UBFO
Q4 25
6.46×
Q3 25
2.56×
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.12×
1.40×
Q2 24
15.95×
0.54×
Q1 24
1.62×
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPHC
CPHC

Casino$9.5M76%
Other$1.9M15%
Food And Beverage$1.0M8%

UBFO
UBFO

Segment breakdown not available.

Related Comparisons