vs

Side-by-side financial comparison of CUMBERLAND PHARMACEUTICALS INC (CPIX) and IF Bancorp, Inc. (IROQ). Click either name above to swap in a different company.

CUMBERLAND PHARMACEUTICALS INC is the larger business by last-quarter revenue ($13.7M vs $7.3M, roughly 1.9× IF Bancorp, Inc.). IF Bancorp, Inc. runs the higher net margin — 18.1% vs -10.3%, a 28.4% gap on every dollar of revenue. On growth, CUMBERLAND PHARMACEUTICALS INC posted the faster year-over-year revenue change (31.1% vs 16.8%). IF Bancorp, Inc. produced more free cash flow last quarter ($1.7M vs $3.0K). Over the past eight quarters, CUMBERLAND PHARMACEUTICALS INC's revenue compounded faster (26.9% CAGR vs 16.5%).

Cumberland Pharmaceuticals Inc is a specialty pharmaceutical company that develops, manufactures and commercializes branded prescription medicines. Its core product portfolio covers acute care, gastroenterology, pain management and rare disease treatment, with its primary operating market being the United States, serving healthcare providers and patients in relevant care segments.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CPIX vs IROQ — Head-to-Head

Bigger by revenue
CPIX
CPIX
1.9× larger
CPIX
$13.7M
$7.3M
IROQ
Growing faster (revenue YoY)
CPIX
CPIX
+14.2% gap
CPIX
31.1%
16.8%
IROQ
Higher net margin
IROQ
IROQ
28.4% more per $
IROQ
18.1%
-10.3%
CPIX
More free cash flow
IROQ
IROQ
$1.7M more FCF
IROQ
$1.7M
$3.0K
CPIX
Faster 2-yr revenue CAGR
CPIX
CPIX
Annualised
CPIX
26.9%
16.5%
IROQ

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CPIX
CPIX
IROQ
IROQ
Revenue
$13.7M
$7.3M
Net Profit
$-1.4M
$1.3M
Gross Margin
83.6%
Operating Margin
-10.0%
24.9%
Net Margin
-10.3%
18.1%
Revenue YoY
31.1%
16.8%
Net Profit YoY
25.8%
8.9%
EPS (diluted)
$-0.09
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPIX
CPIX
IROQ
IROQ
Q4 25
$13.7M
$7.3M
Q3 25
$8.3M
$7.3M
Q2 25
$10.8M
$6.9M
Q1 25
$11.7M
$6.4M
Q4 24
$10.4M
$6.3M
Q3 24
$9.1M
$6.2M
Q2 24
$9.8M
$5.7M
Q1 24
$8.5M
$5.4M
Net Profit
CPIX
CPIX
IROQ
IROQ
Q4 25
$-1.4M
$1.3M
Q3 25
$-1.9M
$1.4M
Q2 25
$-740.7K
$1.4M
Q1 25
$1.3M
$1.0M
Q4 24
$-1.9M
$1.2M
Q3 24
$-1.5M
$633.0K
Q2 24
$-1.1M
$431.0K
Q1 24
$-1.9M
$708.0K
Gross Margin
CPIX
CPIX
IROQ
IROQ
Q4 25
83.6%
Q3 25
88.1%
Q2 25
81.4%
Q1 25
87.8%
Q4 24
81.1%
Q3 24
85.4%
Q2 24
82.6%
Q1 24
81.5%
Operating Margin
CPIX
CPIX
IROQ
IROQ
Q4 25
-10.0%
24.9%
Q3 25
-23.7%
26.0%
Q2 25
-6.9%
29.1%
Q1 25
11.0%
21.7%
Q4 24
-17.7%
26.8%
Q3 24
-18.6%
13.7%
Q2 24
-10.4%
9.3%
Q1 24
-22.0%
17.6%
Net Margin
CPIX
CPIX
IROQ
IROQ
Q4 25
-10.3%
18.1%
Q3 25
-23.4%
19.0%
Q2 25
-6.8%
21.0%
Q1 25
10.7%
15.8%
Q4 24
-18.2%
19.4%
Q3 24
-17.0%
10.2%
Q2 24
-11.0%
7.6%
Q1 24
-22.9%
13.1%
EPS (diluted)
CPIX
CPIX
IROQ
IROQ
Q4 25
$-0.09
$0.41
Q3 25
$-0.13
$0.43
Q2 25
$-0.05
$0.48
Q1 25
$0.08
$0.31
Q4 24
$-0.13
$0.38
Q3 24
$-0.11
$0.20
Q2 24
$-0.08
$0.15
Q1 24
$-0.14
$0.22

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPIX
CPIX
IROQ
IROQ
Cash + ST InvestmentsLiquidity on hand
$11.4M
$8.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$24.9M
$87.4M
Total Assets
$76.8M
$830.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPIX
CPIX
IROQ
IROQ
Q4 25
$11.4M
$8.8M
Q3 25
$15.2M
$8.0M
Q2 25
$16.1M
$20.1M
Q1 25
$15.1M
$8.9M
Q4 24
$18.0M
$5.9M
Q3 24
$17.5M
$7.8M
Q2 24
$17.3M
$9.6M
Q1 24
$18.5M
$16.1M
Stockholders' Equity
CPIX
CPIX
IROQ
IROQ
Q4 25
$24.9M
$87.4M
Q3 25
$26.1M
$84.5M
Q2 25
$28.0M
$81.8M
Q1 25
$28.7M
$78.9M
Q4 24
$22.9M
$75.9M
Q3 24
$24.8M
$78.8M
Q2 24
$26.3M
$73.9M
Q1 24
$27.5M
$72.4M
Total Assets
CPIX
CPIX
IROQ
IROQ
Q4 25
$76.8M
$830.4M
Q3 25
$65.9M
$862.3M
Q2 25
$67.9M
$887.7M
Q1 25
$69.9M
$879.1M
Q4 24
$75.6M
$885.1M
Q3 24
$76.7M
$893.4M
Q2 24
$78.5M
$887.7M
Q1 24
$81.5M
$905.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPIX
CPIX
IROQ
IROQ
Operating Cash FlowLast quarter
$3.0K
$1.8M
Free Cash FlowOCF − Capex
$3.0K
$1.7M
FCF MarginFCF / Revenue
0.0%
23.7%
Capex IntensityCapex / Revenue
0.0%
0.9%
Cash ConversionOCF / Net Profit
1.36×
TTM Free Cash FlowTrailing 4 quarters
$4.8M
$9.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPIX
CPIX
IROQ
IROQ
Q4 25
$3.0K
$1.8M
Q3 25
$187.2K
$-539.0K
Q2 25
$843.8K
$6.8M
Q1 25
$3.9M
$1.8M
Q4 24
$1.9M
$-155.0K
Q3 24
$475.5K
$2.2M
Q2 24
$-855.7K
$2.3M
Q1 24
$-2.1M
$19.0K
Free Cash Flow
CPIX
CPIX
IROQ
IROQ
Q4 25
$3.0K
$1.7M
Q3 25
$163.4K
$-582.0K
Q2 25
$817.3K
$6.5M
Q1 25
$3.9M
$1.8M
Q4 24
$1.9M
$-226.0K
Q3 24
$460.1K
$2.1M
Q2 24
$-862.8K
$2.0M
Q1 24
$-2.2M
$-67.0K
FCF Margin
CPIX
CPIX
IROQ
IROQ
Q4 25
0.0%
23.7%
Q3 25
2.0%
-7.9%
Q2 25
7.5%
95.1%
Q1 25
32.9%
28.2%
Q4 24
18.2%
-3.6%
Q3 24
5.1%
33.6%
Q2 24
-8.8%
35.7%
Q1 24
-25.6%
-1.2%
Capex Intensity
CPIX
CPIX
IROQ
IROQ
Q4 25
0.0%
0.9%
Q3 25
0.3%
0.6%
Q2 25
0.2%
3.5%
Q1 25
0.4%
0.4%
Q4 24
0.0%
1.1%
Q3 24
0.2%
1.2%
Q2 24
0.1%
4.3%
Q1 24
0.5%
1.6%
Cash Conversion
CPIX
CPIX
IROQ
IROQ
Q4 25
1.36×
Q3 25
-0.39×
Q2 25
4.69×
Q1 25
3.10×
1.81×
Q4 24
-0.13×
Q3 24
3.42×
Q2 24
5.30×
Q1 24
0.03×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons