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Side-by-side financial comparison of Copart (CPRT) and SiriusPoint Ltd (SPNT). Click either name above to swap in a different company.

Copart is the larger business by last-quarter revenue ($1.2B vs $973.7M, roughly 1.2× SiriusPoint Ltd). Copart runs the higher net margin — 35.0% vs 25.1%, a 9.9% gap on every dollar of revenue. On growth, SiriusPoint Ltd posted the faster year-over-year revenue change (58.9% vs 0.7%). Over the past eight quarters, SiriusPoint Ltd's revenue compounded faster (19.2% CAGR vs 6.4%).

Copart, Inc. is a multinational provider of online vehicle auction and remarketing services to automotive resellers such as insurance, rental car, fleet, and finance companies in 11 countries: the US, Canada, the UK, Germany, Ireland, Brazil, Spain, UAE, Bahrain, Oman, and Finland. Headquartered in Dallas, Texas, Copart has more than 200 physical locations, where it houses more than 10,000 acres of vehicle inventory.

SiriusPoint Ltd is a global specialty insurance and reinsurance provider based in Pembroke, Bermuda. It offers property, casualty, specialty line coverages and alternative capital solutions, serving commercial clients and risk carriers across North America, Europe, Asia Pacific and other key markets, focusing on rigorous underwriting and stable risk-adjusted returns.

CPRT vs SPNT — Head-to-Head

Bigger by revenue
CPRT
CPRT
1.2× larger
CPRT
$1.2B
$973.7M
SPNT
Growing faster (revenue YoY)
SPNT
SPNT
+58.2% gap
SPNT
58.9%
0.7%
CPRT
Higher net margin
CPRT
CPRT
9.9% more per $
CPRT
35.0%
25.1%
SPNT
Faster 2-yr revenue CAGR
SPNT
SPNT
Annualised
SPNT
19.2%
6.4%
CPRT

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPRT
CPRT
SPNT
SPNT
Revenue
$1.2B
$973.7M
Net Profit
$403.7M
$244.1M
Gross Margin
Operating Margin
37.3%
28.8%
Net Margin
35.0%
25.1%
Revenue YoY
0.7%
58.9%
Net Profit YoY
11.5%
1535.9%
EPS (diluted)
$0.41
$1.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPRT
CPRT
SPNT
SPNT
Q4 25
$1.2B
$973.7M
Q3 25
$1.1B
$755.9M
Q2 25
$1.2B
$748.2M
Q1 25
$1.2B
$727.3M
Q4 24
$1.1B
$612.8M
Q3 24
$1.1B
$562.2M
Q2 24
$1.1B
$743.3M
Q1 24
$1.0B
$685.5M
Net Profit
CPRT
CPRT
SPNT
SPNT
Q4 25
$403.7M
$244.1M
Q3 25
$396.4M
$90.8M
Q2 25
$406.6M
$63.2M
Q1 25
$387.4M
$61.6M
Q4 24
$362.1M
$-17.0M
Q3 24
$322.6M
$8.5M
Q2 24
$382.3M
$113.9M
Q1 24
$325.6M
$94.8M
Operating Margin
CPRT
CPRT
SPNT
SPNT
Q4 25
37.3%
28.8%
Q3 25
36.7%
14.7%
Q2 25
37.3%
10.0%
Q1 25
36.6%
10.4%
Q4 24
35.4%
-2.1%
Q3 24
33.6%
2.0%
Q2 24
38.8%
17.4%
Q1 24
37.2%
15.4%
Net Margin
CPRT
CPRT
SPNT
SPNT
Q4 25
35.0%
25.1%
Q3 25
35.2%
12.0%
Q2 25
33.6%
8.4%
Q1 25
33.3%
8.5%
Q4 24
31.6%
-2.8%
Q3 24
30.2%
1.5%
Q2 24
33.9%
15.3%
Q1 24
31.9%
13.8%
EPS (diluted)
CPRT
CPRT
SPNT
SPNT
Q4 25
$0.41
$1.92
Q3 25
$0.40
$0.73
Q2 25
$0.42
$0.50
Q1 25
$0.40
$0.49
Q4 24
$0.37
$-0.05
Q3 24
$0.34
$0.03
Q2 24
$0.39
$0.57
Q1 24
$0.33
$0.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPRT
CPRT
SPNT
SPNT
Cash + ST InvestmentsLiquidity on hand
$731.2M
Total DebtLower is stronger
$688.6M
Stockholders' EquityBook value
$9.6B
$2.5B
Total Assets
$10.6B
$12.6B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPRT
CPRT
SPNT
SPNT
Q4 25
$731.2M
Q3 25
$582.4M
Q2 25
$732.4M
Q1 25
$740.3M
Q4 24
$682.0M
Q3 24
$640.7M
Q2 24
$598.1M
Q1 24
$867.5M
Total Debt
CPRT
CPRT
SPNT
SPNT
Q4 25
$688.6M
Q3 25
$682.5M
Q2 25
$678.4M
Q1 25
$663.5M
Q4 24
$639.1M
Q3 24
$0
$660.5M
Q2 24
$427.0K
$648.6M
Q1 24
$453.0K
$770.6M
Stockholders' Equity
CPRT
CPRT
SPNT
SPNT
Q4 25
$9.6B
$2.5B
Q3 25
$9.2B
$2.2B
Q2 25
$8.8B
$2.1B
Q1 25
$8.3B
$2.0B
Q4 24
$7.9B
$1.9B
Q3 24
$7.5B
$2.7B
Q2 24
$7.2B
$2.7B
Q1 24
$6.8B
$2.6B
Total Assets
CPRT
CPRT
SPNT
SPNT
Q4 25
$10.6B
$12.6B
Q3 25
$10.1B
$12.5B
Q2 25
$9.7B
$12.4B
Q1 25
$9.2B
$12.3B
Q4 24
$8.9B
$12.5B
Q3 24
$8.4B
$12.7B
Q2 24
$8.0B
$12.8B
Q1 24
$7.6B
$13.1B
Debt / Equity
CPRT
CPRT
SPNT
SPNT
Q4 25
0.28×
Q3 25
0.31×
Q2 25
0.32×
Q1 25
0.33×
Q4 24
0.33×
Q3 24
0.00×
0.25×
Q2 24
0.00×
0.24×
Q1 24
0.00×
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPRT
CPRT
SPNT
SPNT
Operating Cash FlowLast quarter
$535.3M
$-26.4M
Free Cash FlowOCF − Capex
$427.2M
FCF MarginFCF / Revenue
37.0%
Capex IntensityCapex / Revenue
9.4%
Cash ConversionOCF / Net Profit
1.33×
-0.11×
TTM Free Cash FlowTrailing 4 quarters
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPRT
CPRT
SPNT
SPNT
Q4 25
$535.3M
$-26.4M
Q3 25
$438.5M
$155.6M
Q2 25
$700.9M
$62.1M
Q1 25
$178.1M
$-88.9M
Q4 24
$482.3M
$107.7M
Q3 24
$439.2M
$58.1M
Q2 24
$496.3M
$-149.9M
Q1 24
$161.8M
$58.8M
Free Cash Flow
CPRT
CPRT
SPNT
SPNT
Q4 25
$427.2M
Q3 25
$350.8M
Q2 25
$572.9M
Q1 25
$61.5M
Q4 24
$245.5M
Q3 24
$301.3M
Q2 24
$408.5M
Q1 24
$38.8M
FCF Margin
CPRT
CPRT
SPNT
SPNT
Q4 25
37.0%
Q3 25
31.2%
Q2 25
47.3%
Q1 25
5.3%
Q4 24
21.4%
Q3 24
28.2%
Q2 24
36.2%
Q1 24
3.8%
Capex Intensity
CPRT
CPRT
SPNT
SPNT
Q4 25
9.4%
Q3 25
7.8%
Q2 25
10.6%
Q1 25
10.0%
Q4 24
20.6%
Q3 24
12.9%
Q2 24
7.8%
Q1 24
12.1%
Cash Conversion
CPRT
CPRT
SPNT
SPNT
Q4 25
1.33×
-0.11×
Q3 25
1.11×
1.71×
Q2 25
1.72×
0.98×
Q1 25
0.46×
-1.44×
Q4 24
1.33×
Q3 24
1.36×
6.84×
Q2 24
1.30×
-1.32×
Q1 24
0.50×
0.62×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPRT
CPRT

Services$952.1M82%
Other$203.0M18%

SPNT
SPNT

Segment breakdown not available.

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