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Side-by-side financial comparison of Camden Property Trust (CPT) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $5.3M, roughly 1.8× Camden Property Trust). On growth, Camden Property Trust posted the faster year-over-year revenue change (243.0% vs 1.5%). Over the past eight quarters, Camden Property Trust's revenue compounded faster (102.8% CAGR vs 5.5%).

Camden Property Trust is a publicly traded real estate investment trust that invests in apartments in the United States. As of December 31, 2023, the company owned interests in 176 apartment communities containing 59,800 apartment homes in the United States. It is the 14th largest owner of apartments in the United States.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CPT vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.8× larger
SFBC
$9.5M
$5.3M
CPT
Growing faster (revenue YoY)
CPT
CPT
+241.5% gap
CPT
243.0%
1.5%
SFBC
Faster 2-yr revenue CAGR
CPT
CPT
Annualised
CPT
102.8%
5.5%
SFBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CPT
CPT
SFBC
SFBC
Revenue
$5.3M
$9.5M
Net Profit
$156.0M
Gross Margin
Operating Margin
27.1%
Net Margin
2954.1%
Revenue YoY
243.0%
1.5%
Net Profit YoY
283.5%
EPS (diluted)
$1.44
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPT
CPT
SFBC
SFBC
Q4 25
$5.3M
$9.5M
Q3 25
$2.6M
$9.8M
Q2 25
$2.6M
$10.4M
Q1 25
$2.5M
$9.2M
Q4 24
$1.5M
$9.4M
Q3 24
$1.7M
$9.1M
Q2 24
$2.6M
$8.6M
Q1 24
$1.3M
$8.6M
Net Profit
CPT
CPT
SFBC
SFBC
Q4 25
$156.0M
Q3 25
$108.9M
$1.7M
Q2 25
$80.7M
$2.1M
Q1 25
$38.8M
$1.2M
Q4 24
$40.7M
Q3 24
$-4.2M
$1.2M
Q2 24
$42.9M
$795.0K
Q1 24
$83.9M
$770.0K
Operating Margin
CPT
CPT
SFBC
SFBC
Q4 25
27.1%
Q3 25
21.3%
Q2 25
24.5%
Q1 25
15.9%
Q4 24
24.6%
Q3 24
15.6%
Q2 24
11.4%
Q1 24
10.9%
Net Margin
CPT
CPT
SFBC
SFBC
Q4 25
2954.1%
Q3 25
4246.9%
17.3%
Q2 25
3063.8%
19.8%
Q1 25
1561.0%
12.7%
Q4 24
2642.3%
Q3 24
-246.3%
12.7%
Q2 24
1646.9%
9.2%
Q1 24
6533.4%
9.0%
EPS (diluted)
CPT
CPT
SFBC
SFBC
Q4 25
$1.44
$0.87
Q3 25
$1.00
$0.66
Q2 25
$0.74
$0.79
Q1 25
$0.36
$0.45
Q4 24
$0.37
$0.74
Q3 24
$-0.04
$0.45
Q2 24
$0.40
$0.31
Q1 24
$0.77
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPT
CPT
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$25.2M
$138.5M
Total DebtLower is stronger
$3.9B
Stockholders' EquityBook value
$4.4B
$109.4M
Total Assets
$9.0B
$1.1B
Debt / EquityLower = less leverage
0.89×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPT
CPT
SFBC
SFBC
Q4 25
$25.2M
$138.5M
Q3 25
$25.9M
$101.2M
Q2 25
$33.1M
$102.5M
Q1 25
$26.2M
$131.5M
Q4 24
$21.0M
$43.6M
Q3 24
$31.2M
$148.9M
Q2 24
$93.9M
$135.1M
Q1 24
$92.7M
$138.0M
Total Debt
CPT
CPT
SFBC
SFBC
Q4 25
$3.9B
Q3 25
$3.7B
Q2 25
$3.8B
Q1 25
$3.7B
Q4 24
$3.5B
Q3 24
$3.5B
Q2 24
$3.6B
Q1 24
$3.6B
Stockholders' Equity
CPT
CPT
SFBC
SFBC
Q4 25
$4.4B
$109.4M
Q3 25
$4.5B
$107.5M
Q2 25
$4.6B
$106.0M
Q1 25
$4.6B
$104.4M
Q4 24
$4.7B
$103.7M
Q3 24
$4.7B
$102.2M
Q2 24
$4.9B
$101.3M
Q1 24
$4.9B
$101.0M
Total Assets
CPT
CPT
SFBC
SFBC
Q4 25
$9.0B
$1.1B
Q3 25
$9.1B
$1.1B
Q2 25
$9.1B
$1.1B
Q1 25
$9.0B
$1.1B
Q4 24
$8.9B
$993.6M
Q3 24
$8.9B
$1.1B
Q2 24
$9.1B
$1.1B
Q1 24
$9.1B
$1.1B
Debt / Equity
CPT
CPT
SFBC
SFBC
Q4 25
0.89×
Q3 25
0.82×
Q2 25
0.83×
Q1 25
0.81×
Q4 24
0.75×
Q3 24
0.73×
Q2 24
0.73×
Q1 24
0.72×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPT
CPT
SFBC
SFBC
Operating Cash FlowLast quarter
$826.6M
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
5.30×
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPT
CPT
SFBC
SFBC
Q4 25
$826.6M
$7.2M
Q3 25
$250.9M
$3.8M
Q2 25
$230.7M
$-494.0K
Q1 25
$148.2M
$1.9M
Q4 24
$774.9M
$2.9M
Q3 24
$261.6M
$3.3M
Q2 24
$225.1M
$-4.0M
Q1 24
$135.9M
$3.5M
Free Cash Flow
CPT
CPT
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
CPT
CPT
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
CPT
CPT
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
CPT
CPT
SFBC
SFBC
Q4 25
5.30×
Q3 25
2.30×
2.24×
Q2 25
2.86×
-0.24×
Q1 25
3.82×
1.59×
Q4 24
19.04×
Q3 24
2.84×
Q2 24
5.24×
-5.05×
Q1 24
1.62×
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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