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Side-by-side financial comparison of California Resources Corp (CRC) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $119.0M, roughly 1.2× California Resources Corp). Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs -46.3%).

California Resources Corporation is an American energy corporation engaged in hydrocarbon exploration in California. It is organized in Delaware and headquartered in Long Beach, California. Its mineral acreage holdings in California constitute the largest privately held position in the state.

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

CRC vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.2× larger
LOB
$145.5M
$119.0M
CRC
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
-46.3%
CRC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CRC
CRC
LOB
LOB
Revenue
$119.0M
$145.5M
Net Profit
$27.9M
Gross Margin
Operating Margin
-597.5%
Net Margin
19.2%
Revenue YoY
18.4%
Net Profit YoY
187.6%
EPS (diluted)
$-8.02
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRC
CRC
LOB
LOB
Q1 26
$119.0M
$145.5M
Q4 25
$679.0M
$161.9M
Q3 25
$715.0M
$146.1M
Q2 25
$702.0M
$143.7M
Q1 25
$814.0M
$126.1M
Q4 24
$826.0M
$116.9M
Q3 24
$870.0M
$129.9M
Q2 24
$412.0M
$125.5M
Net Profit
CRC
CRC
LOB
LOB
Q1 26
$27.9M
Q4 25
$12.0M
$46.2M
Q3 25
$64.0M
$26.5M
Q2 25
$172.0M
$23.4M
Q1 25
$115.0M
$9.7M
Q4 24
$33.0M
$9.9M
Q3 24
$345.0M
$13.0M
Q2 24
$8.0M
$27.0M
Operating Margin
CRC
CRC
LOB
LOB
Q1 26
-597.5%
Q4 25
6.9%
38.2%
Q3 25
13.7%
25.0%
Q2 25
38.0%
21.7%
Q1 25
22.9%
10.4%
Q4 24
8.2%
11.3%
Q3 24
59.5%
13.7%
Q2 24
9.2%
28.7%
Net Margin
CRC
CRC
LOB
LOB
Q1 26
19.2%
Q4 25
1.8%
28.5%
Q3 25
9.0%
18.1%
Q2 25
24.5%
16.3%
Q1 25
14.1%
7.7%
Q4 24
4.0%
8.5%
Q3 24
39.7%
10.0%
Q2 24
1.9%
21.5%
EPS (diluted)
CRC
CRC
LOB
LOB
Q1 26
$-8.02
$0.60
Q4 25
$0.21
$0.96
Q3 25
$0.76
$0.55
Q2 25
$1.92
$0.51
Q1 25
$1.26
$0.21
Q4 24
$0.87
$0.22
Q3 24
$3.78
$0.28
Q2 24
$0.11
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRC
CRC
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$2.9B
$1.3B
Total Assets
$15.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRC
CRC
LOB
LOB
Q1 26
Q4 25
$132.0M
Q3 25
$196.0M
Q2 25
$72.0M
Q1 25
$214.0M
Q4 24
$372.0M
Q3 24
$241.0M
Q2 24
$1.0B
Total Debt
CRC
CRC
LOB
LOB
Q1 26
Q4 25
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$1.1B
Q3 24
$1.1B
Q2 24
$1.2B
Stockholders' Equity
CRC
CRC
LOB
LOB
Q1 26
$2.9B
$1.3B
Q4 25
$3.7B
$1.2B
Q3 25
$3.4B
$1.2B
Q2 25
$3.4B
$1.1B
Q1 25
$3.5B
$1.0B
Q4 24
$3.5B
$999.0M
Q3 24
$3.5B
$1.0B
Q2 24
$2.1B
$961.0M
Total Assets
CRC
CRC
LOB
LOB
Q1 26
$15.3B
Q4 25
$7.4B
$15.1B
Q3 25
$6.8B
$14.7B
Q2 25
$6.7B
$13.8B
Q1 25
$6.8B
$13.6B
Q4 24
$7.1B
$12.9B
Q3 24
$7.1B
$12.6B
Q2 24
$4.5B
$11.9B
Debt / Equity
CRC
CRC
LOB
LOB
Q1 26
Q4 25
Q3 25
0.29×
Q2 25
0.30×
Q1 25
0.29×
Q4 24
0.32×
Q3 24
0.32×
Q2 24
0.57×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRC
CRC
LOB
LOB
Operating Cash FlowLast quarter
$99.0M
Free Cash FlowOCF − Capex
$-32.0M
FCF MarginFCF / Revenue
-26.9%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$380.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRC
CRC
LOB
LOB
Q1 26
$99.0M
Q4 25
$235.0M
$158.2M
Q3 25
$279.0M
$62.3M
Q2 25
$165.0M
$49.2M
Q1 25
$186.0M
$-33.0M
Q4 24
$206.0M
$156.8M
Q3 24
$220.0M
$47.4M
Q2 24
$97.0M
$29.5M
Free Cash Flow
CRC
CRC
LOB
LOB
Q1 26
$-32.0M
Q4 25
$115.0M
$143.5M
Q3 25
$188.0M
$60.6M
Q2 25
$109.0M
$47.8M
Q1 25
$131.0M
$-35.3M
Q4 24
$118.0M
$107.5M
Q3 24
$141.0M
$41.0M
Q2 24
$63.0M
$12.3M
FCF Margin
CRC
CRC
LOB
LOB
Q1 26
-26.9%
Q4 25
16.9%
88.6%
Q3 25
26.3%
41.4%
Q2 25
15.5%
33.3%
Q1 25
16.1%
-28.0%
Q4 24
14.3%
91.9%
Q3 24
16.2%
31.6%
Q2 24
15.3%
9.8%
Capex Intensity
CRC
CRC
LOB
LOB
Q1 26
Q4 25
17.7%
9.1%
Q3 25
12.7%
1.2%
Q2 25
8.0%
1.0%
Q1 25
6.8%
1.8%
Q4 24
10.7%
42.2%
Q3 24
9.1%
4.9%
Q2 24
8.3%
13.7%
Cash Conversion
CRC
CRC
LOB
LOB
Q1 26
Q4 25
19.58×
3.42×
Q3 25
4.36×
2.35×
Q2 25
0.96×
2.10×
Q1 25
1.62×
-3.39×
Q4 24
6.24×
15.84×
Q3 24
0.64×
3.64×
Q2 24
12.13×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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