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Side-by-side financial comparison of Charles River Laboratories (CRL) and Fair Isaac (FICO). Click either name above to swap in a different company.

Charles River Laboratories is the larger business by last-quarter revenue ($994.2M vs $512.0M, roughly 1.9× Fair Isaac). Fair Isaac runs the higher net margin — 30.9% vs -27.8%, a 58.8% gap on every dollar of revenue. On growth, Fair Isaac posted the faster year-over-year revenue change (16.4% vs -0.8%). Fair Isaac produced more free cash flow last quarter ($173.9M vs $58.6M). Over the past eight quarters, Fair Isaac's revenue compounded faster (8.6% CAGR vs -0.9%).

Charles River Laboratories International, Inc. is an American pharmaceutical and biotechnology contract research organisation (CRO) headquartered in Wilmington, Massachusetts, United States. Founded in 1947, the company provides preclinical and clinical laboratory services for the development of new drugs, vaccines, and medical devices.

FICO, originally Fair, Isaac and Company, is an American data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956. Its FICO score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States.

CRL vs FICO — Head-to-Head

Bigger by revenue
CRL
CRL
1.9× larger
CRL
$994.2M
$512.0M
FICO
Growing faster (revenue YoY)
FICO
FICO
+17.2% gap
FICO
16.4%
-0.8%
CRL
Higher net margin
FICO
FICO
58.8% more per $
FICO
30.9%
-27.8%
CRL
More free cash flow
FICO
FICO
$115.3M more FCF
FICO
$173.9M
$58.6M
CRL
Faster 2-yr revenue CAGR
FICO
FICO
Annualised
FICO
8.6%
-0.9%
CRL

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CRL
CRL
FICO
FICO
Revenue
$994.2M
$512.0M
Net Profit
$-276.6M
$158.4M
Gross Margin
83.0%
Operating Margin
-28.5%
45.7%
Net Margin
-27.8%
30.9%
Revenue YoY
-0.8%
16.4%
Net Profit YoY
-28.9%
3.8%
EPS (diluted)
$-5.57
$6.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRL
CRL
FICO
FICO
Q4 25
$994.2M
$512.0M
Q3 25
$1.0B
$515.8M
Q2 25
$1.0B
$536.4M
Q1 25
$984.2M
$498.7M
Q4 24
$1.0B
$440.0M
Q3 24
$1.0B
$453.8M
Q2 24
$1.0B
$447.8M
Q1 24
$1.0B
$433.8M
Net Profit
CRL
CRL
FICO
FICO
Q4 25
$-276.6M
$158.4M
Q3 25
$54.4M
$155.0M
Q2 25
$52.3M
$181.8M
Q1 25
$25.5M
$162.6M
Q4 24
$-214.5M
$152.5M
Q3 24
$69.7M
$135.7M
Q2 24
$94.1M
$126.3M
Q1 24
$73.0M
$129.8M
Gross Margin
CRL
CRL
FICO
FICO
Q4 25
83.0%
Q3 25
82.3%
Q2 25
83.7%
Q1 25
82.4%
Q4 24
80.1%
Q3 24
34.6%
80.3%
Q2 24
34.5%
80.3%
Q1 24
34.1%
80.0%
Operating Margin
CRL
CRL
FICO
FICO
Q4 25
-28.5%
45.7%
Q3 25
13.3%
46.0%
Q2 25
9.7%
48.9%
Q1 25
7.6%
49.3%
Q4 24
-16.7%
40.8%
Q3 24
11.6%
43.4%
Q2 24
14.8%
42.5%
Q1 24
12.5%
44.9%
Net Margin
CRL
CRL
FICO
FICO
Q4 25
-27.8%
30.9%
Q3 25
5.4%
30.1%
Q2 25
5.1%
33.9%
Q1 25
2.6%
32.6%
Q4 24
-21.4%
34.7%
Q3 24
6.9%
29.9%
Q2 24
9.2%
28.2%
Q1 24
7.2%
29.9%
EPS (diluted)
CRL
CRL
FICO
FICO
Q4 25
$-5.57
$6.61
Q3 25
$1.10
$6.41
Q2 25
$1.06
$7.40
Q1 25
$0.50
$6.59
Q4 24
$-4.17
$6.14
Q3 24
$1.33
$5.44
Q2 24
$1.74
$5.05
Q1 24
$1.30
$5.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRL
CRL
FICO
FICO
Cash + ST InvestmentsLiquidity on hand
$213.8M
$162.0M
Total DebtLower is stronger
$2.1B
$3.2B
Stockholders' EquityBook value
$3.2B
$-1.8B
Total Assets
$7.1B
$1.9B
Debt / EquityLower = less leverage
0.68×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRL
CRL
FICO
FICO
Q4 25
$213.8M
$162.0M
Q3 25
$207.1M
$134.1M
Q2 25
$182.8M
$189.0M
Q1 25
$229.4M
$146.6M
Q4 24
$194.6M
$184.3M
Q3 24
$210.2M
$150.7M
Q2 24
$179.2M
$156.0M
Q1 24
$327.0M
$135.7M
Total Debt
CRL
CRL
FICO
FICO
Q4 25
$2.1B
$3.2B
Q3 25
$2.2B
$3.1B
Q2 25
$2.3B
$2.8B
Q1 25
$2.5B
$2.5B
Q4 24
$2.2B
$2.4B
Q3 24
$2.3B
$2.2B
Q2 24
$2.4B
$2.1B
Q1 24
$2.7B
$2.0B
Stockholders' Equity
CRL
CRL
FICO
FICO
Q4 25
$3.2B
$-1.8B
Q3 25
$3.4B
$-1.7B
Q2 25
$3.4B
$-1.4B
Q1 25
$3.2B
$-1.1B
Q4 24
$3.5B
$-1.1B
Q3 24
$3.8B
$-962.7M
Q2 24
$3.7B
$-829.3M
Q1 24
$3.6B
$-735.7M
Total Assets
CRL
CRL
FICO
FICO
Q4 25
$7.1B
$1.9B
Q3 25
$7.5B
$1.9B
Q2 25
$7.6B
$1.9B
Q1 25
$7.6B
$1.8B
Q4 24
$7.5B
$1.7B
Q3 24
$8.0B
$1.7B
Q2 24
$7.9B
$1.7B
Q1 24
$8.2B
$1.7B
Debt / Equity
CRL
CRL
FICO
FICO
Q4 25
0.68×
Q3 25
0.64×
Q2 25
0.70×
Q1 25
0.79×
Q4 24
0.65×
Q3 24
0.62×
Q2 24
0.65×
Q1 24
0.73×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRL
CRL
FICO
FICO
Operating Cash FlowLast quarter
$147.5M
$174.1M
Free Cash FlowOCF − Capex
$58.6M
$173.9M
FCF MarginFCF / Revenue
5.9%
34.0%
Capex IntensityCapex / Revenue
8.9%
0.0%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$518.5M
$750.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRL
CRL
FICO
FICO
Q4 25
$147.5M
$174.1M
Q3 25
$213.8M
$223.7M
Q2 25
$204.6M
$286.2M
Q1 25
$171.7M
$74.9M
Q4 24
$159.4M
$194.0M
Q3 24
$251.8M
$226.5M
Q2 24
$193.5M
$213.3M
Q1 24
$129.9M
$71.0M
Free Cash Flow
CRL
CRL
FICO
FICO
Q4 25
$58.6M
$173.9M
Q3 25
$178.2M
$219.5M
Q2 25
$169.3M
$284.4M
Q1 25
$112.4M
$72.8M
Q4 24
$83.7M
$193.2M
Q3 24
$213.1M
$224.7M
Q2 24
$154.0M
$211.6M
Q1 24
$50.7M
$67.0M
FCF Margin
CRL
CRL
FICO
FICO
Q4 25
5.9%
34.0%
Q3 25
17.7%
42.6%
Q2 25
16.4%
53.0%
Q1 25
11.4%
14.6%
Q4 24
8.4%
43.9%
Q3 24
21.1%
49.5%
Q2 24
15.0%
47.2%
Q1 24
5.0%
15.4%
Capex Intensity
CRL
CRL
FICO
FICO
Q4 25
8.9%
0.0%
Q3 25
3.5%
0.8%
Q2 25
3.4%
0.3%
Q1 25
6.0%
0.4%
Q4 24
7.5%
0.2%
Q3 24
3.8%
0.4%
Q2 24
3.8%
0.4%
Q1 24
7.8%
0.9%
Cash Conversion
CRL
CRL
FICO
FICO
Q4 25
1.10×
Q3 25
3.93×
1.44×
Q2 25
3.91×
1.57×
Q1 25
6.74×
0.46×
Q4 24
1.27×
Q3 24
3.61×
1.67×
Q2 24
2.06×
1.69×
Q1 24
1.78×
0.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRL
CRL

Discovery And Safety Assessment Segment$591.6M60%
Manufacturing Support Segment$196.4M20%
Transferred At Point In Time$108.0M11%
Transferred Over Time$98.3M10%

FICO
FICO

Business To Business Scores$248.6M49%
Saa S Products$115.7M23%
Platform Software$73.9M14%
Business To Consumer Scores$55.9M11%
Technology Service$19.2M4%

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