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Side-by-side financial comparison of Charles River Laboratories (CRL) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

Charles River Laboratories is the larger business by last-quarter revenue ($994.2M vs $731.2M, roughly 1.4× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs -27.8%, a 55.3% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -0.9%).

Charles River Laboratories International, Inc. is an American pharmaceutical and biotechnology contract research organisation (CRO) headquartered in Wilmington, Massachusetts, United States. Founded in 1947, the company provides preclinical and clinical laboratory services for the development of new drugs, vaccines, and medical devices.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

CRL vs QFIN — Head-to-Head

Bigger by revenue
CRL
CRL
1.4× larger
CRL
$994.2M
$731.2M
QFIN
Higher net margin
QFIN
QFIN
55.3% more per $
QFIN
27.5%
-27.8%
CRL
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-0.9%
CRL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
CRL
CRL
QFIN
QFIN
Revenue
$994.2M
$731.2M
Net Profit
$-276.6M
$201.2M
Gross Margin
Operating Margin
-28.5%
32.7%
Net Margin
-27.8%
27.5%
Revenue YoY
-0.8%
Net Profit YoY
-28.9%
EPS (diluted)
$-5.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRL
CRL
QFIN
QFIN
Q4 25
$994.2M
Q3 25
$1.0B
$731.2M
Q2 25
$1.0B
$728.1M
Q1 25
$984.2M
$646.4M
Q4 24
$1.0B
Q3 24
$1.0B
$622.7M
Q2 24
$1.0B
$572.4M
Q1 24
$1.0B
$575.2M
Net Profit
CRL
CRL
QFIN
QFIN
Q4 25
$-276.6M
Q3 25
$54.4M
$201.2M
Q2 25
$52.3M
$241.6M
Q1 25
$25.5M
$247.6M
Q4 24
$-214.5M
Q3 24
$69.7M
$256.3M
Q2 24
$94.1M
$189.4M
Q1 24
$73.0M
$160.7M
Gross Margin
CRL
CRL
QFIN
QFIN
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
34.6%
Q2 24
34.5%
Q1 24
34.1%
Operating Margin
CRL
CRL
QFIN
QFIN
Q4 25
-28.5%
Q3 25
13.3%
32.7%
Q2 25
9.7%
41.0%
Q1 25
7.6%
42.1%
Q4 24
-16.7%
Q3 24
11.6%
52.4%
Q2 24
14.8%
47.7%
Q1 24
12.5%
32.8%
Net Margin
CRL
CRL
QFIN
QFIN
Q4 25
-27.8%
Q3 25
5.4%
27.5%
Q2 25
5.1%
33.2%
Q1 25
2.6%
38.3%
Q4 24
-21.4%
Q3 24
6.9%
41.2%
Q2 24
9.2%
33.1%
Q1 24
7.2%
27.9%
EPS (diluted)
CRL
CRL
QFIN
QFIN
Q4 25
$-5.57
Q3 25
$1.10
Q2 25
$1.06
Q1 25
$0.50
Q4 24
$-4.17
Q3 24
$1.33
Q2 24
$1.74
Q1 24
$1.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRL
CRL
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$213.8M
$6.5B
Total DebtLower is stronger
$2.1B
Stockholders' EquityBook value
$3.2B
$24.3B
Total Assets
$7.1B
$61.4B
Debt / EquityLower = less leverage
0.68×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRL
CRL
QFIN
QFIN
Q4 25
$213.8M
Q3 25
$207.1M
$6.5B
Q2 25
$182.8M
$5.3B
Q1 25
$229.4M
$8.6B
Q4 24
$194.6M
Q3 24
$210.2M
$4.3B
Q2 24
$179.2M
$6.3B
Q1 24
$327.0M
$5.3B
Total Debt
CRL
CRL
QFIN
QFIN
Q4 25
$2.1B
Q3 25
$2.2B
Q2 25
$2.3B
Q1 25
$2.5B
Q4 24
$2.2B
Q3 24
$2.3B
Q2 24
$2.4B
Q1 24
$2.7B
Stockholders' Equity
CRL
CRL
QFIN
QFIN
Q4 25
$3.2B
Q3 25
$3.4B
$24.3B
Q2 25
$3.4B
$24.1B
Q1 25
$3.2B
$23.1B
Q4 24
$3.5B
Q3 24
$3.8B
$22.9B
Q2 24
$3.7B
$22.6B
Q1 24
$3.6B
$22.1B
Total Assets
CRL
CRL
QFIN
QFIN
Q4 25
$7.1B
Q3 25
$7.5B
$61.4B
Q2 25
$7.6B
$59.8B
Q1 25
$7.6B
$55.6B
Q4 24
$7.5B
Q3 24
$8.0B
$47.0B
Q2 24
$7.9B
$47.0B
Q1 24
$8.2B
$47.4B
Debt / Equity
CRL
CRL
QFIN
QFIN
Q4 25
0.68×
Q3 25
0.64×
Q2 25
0.70×
Q1 25
0.79×
Q4 24
0.65×
Q3 24
0.62×
Q2 24
0.65×
Q1 24
0.73×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRL
CRL
QFIN
QFIN
Operating Cash FlowLast quarter
$147.5M
$351.4M
Free Cash FlowOCF − Capex
$58.6M
FCF MarginFCF / Revenue
5.9%
Capex IntensityCapex / Revenue
8.9%
Cash ConversionOCF / Net Profit
1.75×
TTM Free Cash FlowTrailing 4 quarters
$518.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRL
CRL
QFIN
QFIN
Q4 25
$147.5M
Q3 25
$213.8M
$351.4M
Q2 25
$204.6M
$366.0M
Q1 25
$171.7M
$386.6M
Q4 24
$159.4M
Q3 24
$251.8M
$338.0M
Q2 24
$193.5M
$269.9M
Q1 24
$129.9M
$271.2M
Free Cash Flow
CRL
CRL
QFIN
QFIN
Q4 25
$58.6M
Q3 25
$178.2M
Q2 25
$169.3M
Q1 25
$112.4M
Q4 24
$83.7M
Q3 24
$213.1M
Q2 24
$154.0M
Q1 24
$50.7M
FCF Margin
CRL
CRL
QFIN
QFIN
Q4 25
5.9%
Q3 25
17.7%
Q2 25
16.4%
Q1 25
11.4%
Q4 24
8.4%
Q3 24
21.1%
Q2 24
15.0%
Q1 24
5.0%
Capex Intensity
CRL
CRL
QFIN
QFIN
Q4 25
8.9%
Q3 25
3.5%
Q2 25
3.4%
Q1 25
6.0%
Q4 24
7.5%
Q3 24
3.8%
Q2 24
3.8%
Q1 24
7.8%
Cash Conversion
CRL
CRL
QFIN
QFIN
Q4 25
Q3 25
3.93×
1.75×
Q2 25
3.91×
1.52×
Q1 25
6.74×
1.56×
Q4 24
Q3 24
3.61×
1.32×
Q2 24
2.06×
1.43×
Q1 24
1.78×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRL
CRL

Discovery And Safety Assessment Segment$591.6M60%
Manufacturing Support Segment$196.4M20%
Transferred At Point In Time$108.0M11%
Transferred Over Time$98.3M10%

QFIN
QFIN

Segment breakdown not available.

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