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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and LifeStance Health Group, Inc. (LFST). Click either name above to swap in a different company.

LifeStance Health Group, Inc. is the larger business by last-quarter revenue ($382.2M vs $286.3M, roughly 1.3× AMERICAS CARMART INC). LifeStance Health Group, Inc. runs the higher net margin — 3.1% vs -7.8%, a 10.9% gap on every dollar of revenue. On growth, LifeStance Health Group, Inc. posted the faster year-over-year revenue change (17.4% vs 0.2%). LifeStance Health Group, Inc. produced more free cash flow last quarter ($46.6M vs $8.3M). Over the past eight quarters, LifeStance Health Group, Inc.'s revenue compounded faster (12.8% CAGR vs 9.1%).

Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.

Lifestance Health (Lifestance) is an American outpatient behavioral health services provider. They provide their services in person and via tele-health. Their services include therapy, psychiatry, TMS, and ketamine therapies. They have landed in lawsuits multiple times over labor violations, leaking of customer information, and misleading investors.

CRMT vs LFST — Head-to-Head

Bigger by revenue
LFST
LFST
1.3× larger
LFST
$382.2M
$286.3M
CRMT
Growing faster (revenue YoY)
LFST
LFST
+17.2% gap
LFST
17.4%
0.2%
CRMT
Higher net margin
LFST
LFST
10.9% more per $
LFST
3.1%
-7.8%
CRMT
More free cash flow
LFST
LFST
$38.4M more FCF
LFST
$46.6M
$8.3M
CRMT
Faster 2-yr revenue CAGR
LFST
LFST
Annualised
LFST
12.8%
9.1%
CRMT

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
CRMT
CRMT
LFST
LFST
Revenue
$286.3M
$382.2M
Net Profit
$-22.5M
$11.7M
Gross Margin
37.5%
Operating Margin
-9.6%
4.7%
Net Margin
-7.8%
3.1%
Revenue YoY
0.2%
17.4%
Net Profit YoY
-540.7%
264.1%
EPS (diluted)
$-2.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRMT
CRMT
LFST
LFST
Q4 25
$286.3M
$382.2M
Q3 25
$276.2M
$363.8M
Q2 25
$309.7M
$345.3M
Q1 25
$263.5M
$333.0M
Q4 24
$285.8M
$325.5M
Q3 24
$287.2M
$312.7M
Q2 24
$309.7M
$312.3M
Q1 24
$240.4M
$300.4M
Net Profit
CRMT
CRMT
LFST
LFST
Q4 25
$-22.5M
$11.7M
Q3 25
$-5.7M
$1.1M
Q2 25
$10.6M
$-3.8M
Q1 25
$3.2M
$709.0K
Q4 24
$5.1M
$-7.1M
Q3 24
$-964.0K
$-6.0M
Q2 24
$426.0K
$-23.3M
Q1 24
$-8.5M
$-21.1M
Gross Margin
CRMT
CRMT
LFST
LFST
Q4 25
37.5%
Q3 25
36.6%
Q2 25
36.4%
Q1 25
35.7%
Q4 24
39.4%
Q3 24
35.0%
Q2 24
35.1%
Q1 24
34.2%
Operating Margin
CRMT
CRMT
LFST
LFST
Q4 25
-9.6%
4.7%
Q3 25
-2.7%
2.0%
Q2 25
4.0%
-0.9%
Q1 25
1.7%
0.5%
Q4 24
2.5%
0.3%
Q3 24
-0.4%
0.0%
Q2 24
-5.1%
Q1 24
-4.3%
-5.6%
Net Margin
CRMT
CRMT
LFST
LFST
Q4 25
-7.8%
3.1%
Q3 25
-2.1%
0.3%
Q2 25
3.4%
-1.1%
Q1 25
1.2%
0.2%
Q4 24
1.8%
-2.2%
Q3 24
-0.3%
-1.9%
Q2 24
0.1%
-7.5%
Q1 24
-3.6%
-7.0%
EPS (diluted)
CRMT
CRMT
LFST
LFST
Q4 25
$-2.71
Q3 25
$-0.69
Q2 25
$1.50
Q1 25
$0.37
Q4 24
$0.61
Q3 24
$-0.15
Q2 24
$0.09
Q1 24
$-1.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRMT
CRMT
LFST
LFST
Cash + ST InvestmentsLiquidity on hand
$122.4M
$248.6M
Total DebtLower is stronger
$282.8M
Stockholders' EquityBook value
$555.0M
$1.5B
Total Assets
$1.7B
$2.2B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRMT
CRMT
LFST
LFST
Q4 25
$122.4M
$248.6M
Q3 25
$9.7M
$203.9M
Q2 25
$9.8M
$188.9M
Q1 25
$8.5M
$134.3M
Q4 24
$8.0M
$154.6M
Q3 24
$4.7M
$102.6M
Q2 24
$5.5M
$87.0M
Q1 24
$4.2M
$49.5M
Total Debt
CRMT
CRMT
LFST
LFST
Q4 25
$282.8M
Q3 25
$284.6M
Q2 25
$286.4M
Q1 25
$288.2M
Q4 24
$290.0M
Q3 24
$287.3M
Q2 24
$288.0M
Q1 24
$288.8M
Stockholders' Equity
CRMT
CRMT
LFST
LFST
Q4 25
$555.0M
$1.5B
Q3 25
$564.8M
$1.5B
Q2 25
$569.4M
$1.5B
Q1 25
$557.8M
$1.5B
Q4 24
$553.6M
$1.4B
Q3 24
$471.1M
$1.4B
Q2 24
$470.6M
$1.4B
Q1 24
$468.9M
$1.4B
Total Assets
CRMT
CRMT
LFST
LFST
Q4 25
$1.7B
$2.2B
Q3 25
$1.6B
$2.1B
Q2 25
$1.6B
$2.1B
Q1 25
$1.6B
$2.1B
Q4 24
$1.6B
$2.1B
Q3 24
$1.5B
$2.1B
Q2 24
$1.5B
$2.1B
Q1 24
$1.5B
$2.1B
Debt / Equity
CRMT
CRMT
LFST
LFST
Q4 25
0.19×
Q3 25
0.19×
Q2 25
0.19×
Q1 25
0.20×
Q4 24
0.20×
Q3 24
0.20×
Q2 24
0.20×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRMT
CRMT
LFST
LFST
Operating Cash FlowLast quarter
$9.1M
$57.6M
Free Cash FlowOCF − Capex
$8.3M
$46.6M
FCF MarginFCF / Revenue
2.9%
12.2%
Capex IntensityCapex / Revenue
0.3%
2.9%
Cash ConversionOCF / Net Profit
4.93×
TTM Free Cash FlowTrailing 4 quarters
$-11.2M
$110.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRMT
CRMT
LFST
LFST
Q4 25
$9.1M
$57.6M
Q3 25
$-5.9M
$27.3M
Q2 25
$19.2M
$64.4M
Q1 25
$-30.8M
$-3.1M
Q4 24
$-22.2M
$62.3M
Q3 24
$-15.0M
$22.7M
Q2 24
$-10.7M
$44.1M
Q1 24
$13.0M
$-21.8M
Free Cash Flow
CRMT
CRMT
LFST
LFST
Q4 25
$8.3M
$46.6M
Q3 25
$-6.4M
$17.0M
Q2 25
$18.4M
$56.6M
Q1 25
$-31.5M
$-10.3M
Q4 24
$-23.6M
$56.0M
Q3 24
$-16.0M
$17.7M
Q2 24
$-12.0M
$39.0M
Q1 24
$10.2M
$-26.9M
FCF Margin
CRMT
CRMT
LFST
LFST
Q4 25
2.9%
12.2%
Q3 25
-2.3%
4.7%
Q2 25
5.9%
16.4%
Q1 25
-12.0%
-3.1%
Q4 24
-8.3%
17.2%
Q3 24
-5.6%
5.7%
Q2 24
-3.9%
12.5%
Q1 24
4.3%
-9.0%
Capex Intensity
CRMT
CRMT
LFST
LFST
Q4 25
0.3%
2.9%
Q3 25
0.2%
2.8%
Q2 25
0.3%
2.2%
Q1 25
0.3%
2.2%
Q4 24
0.5%
1.9%
Q3 24
0.3%
1.6%
Q2 24
0.4%
1.6%
Q1 24
1.1%
1.7%
Cash Conversion
CRMT
CRMT
LFST
LFST
Q4 25
4.93×
Q3 25
25.34×
Q2 25
1.81×
Q1 25
-9.73×
-4.36×
Q4 24
-4.36×
Q3 24
Q2 24
-25.18×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRMT
CRMT

Sales Used Autos$241.4M84%
Service Contract Sales$23.6M8%
Wholesales Third Party$12.6M4%
Payment Protection Plan Revenue$8.7M3%

LFST
LFST

Segment breakdown not available.

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