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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and Orthofix Medical Inc. (OFIX). Click either name above to swap in a different company.

AMERICAS CARMART INC is the larger business by last-quarter revenue ($286.3M vs $219.9M, roughly 1.3× Orthofix Medical Inc.). Orthofix Medical Inc. runs the higher net margin — -1.0% vs -7.8%, a 6.8% gap on every dollar of revenue. On growth, Orthofix Medical Inc. posted the faster year-over-year revenue change (2.0% vs 0.2%). Orthofix Medical Inc. produced more free cash flow last quarter ($16.8M vs $8.3M). Over the past eight quarters, AMERICAS CARMART INC's revenue compounded faster (9.1% CAGR vs 8.0%).

Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.

Orthofix Medical Inc. is a global medical device firm specializing in orthopedic care. It develops, manufactures and sells spinal implants, trauma care products, bone growth stimulation therapies and regenerative medicine offerings, serving orthopedic surgeons and healthcare providers across North America, Europe and Asia Pacific.

CRMT vs OFIX — Head-to-Head

Bigger by revenue
CRMT
CRMT
1.3× larger
CRMT
$286.3M
$219.9M
OFIX
Growing faster (revenue YoY)
OFIX
OFIX
+1.8% gap
OFIX
2.0%
0.2%
CRMT
Higher net margin
OFIX
OFIX
6.8% more per $
OFIX
-1.0%
-7.8%
CRMT
More free cash flow
OFIX
OFIX
$8.5M more FCF
OFIX
$16.8M
$8.3M
CRMT
Faster 2-yr revenue CAGR
CRMT
CRMT
Annualised
CRMT
9.1%
8.0%
OFIX

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
CRMT
CRMT
OFIX
OFIX
Revenue
$286.3M
$219.9M
Net Profit
$-22.5M
$-2.2M
Gross Margin
37.5%
71.1%
Operating Margin
-9.6%
0.2%
Net Margin
-7.8%
-1.0%
Revenue YoY
0.2%
2.0%
Net Profit YoY
-540.7%
92.4%
EPS (diluted)
$-2.71
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRMT
CRMT
OFIX
OFIX
Q4 25
$286.3M
$219.9M
Q3 25
$276.2M
$205.6M
Q2 25
$309.7M
$203.1M
Q1 25
$263.5M
$193.6M
Q4 24
$285.8M
$215.7M
Q3 24
$287.2M
$196.6M
Q2 24
$309.7M
$198.6M
Q1 24
$240.4M
$188.6M
Net Profit
CRMT
CRMT
OFIX
OFIX
Q4 25
$-22.5M
$-2.2M
Q3 25
$-5.7M
$-22.8M
Q2 25
$10.6M
$-14.1M
Q1 25
$3.2M
$-53.1M
Q4 24
$5.1M
$-29.1M
Q3 24
$-964.0K
$-27.4M
Q2 24
$426.0K
$-33.4M
Q1 24
$-8.5M
$-36.0M
Gross Margin
CRMT
CRMT
OFIX
OFIX
Q4 25
37.5%
71.1%
Q3 25
36.6%
72.2%
Q2 25
36.4%
68.7%
Q1 25
35.7%
62.8%
Q4 24
39.4%
69.0%
Q3 24
35.0%
68.7%
Q2 24
35.1%
67.8%
Q1 24
34.2%
67.5%
Operating Margin
CRMT
CRMT
OFIX
OFIX
Q4 25
-9.6%
0.2%
Q3 25
-2.7%
-8.3%
Q2 25
4.0%
-7.9%
Q1 25
1.7%
-25.2%
Q4 24
2.5%
-5.3%
Q3 24
-0.4%
-9.6%
Q2 24
-12.5%
Q1 24
-4.3%
-15.6%
Net Margin
CRMT
CRMT
OFIX
OFIX
Q4 25
-7.8%
-1.0%
Q3 25
-2.1%
-11.1%
Q2 25
3.4%
-6.9%
Q1 25
1.2%
-27.4%
Q4 24
1.8%
-13.5%
Q3 24
-0.3%
-13.9%
Q2 24
0.1%
-16.8%
Q1 24
-3.6%
-19.1%
EPS (diluted)
CRMT
CRMT
OFIX
OFIX
Q4 25
$-2.71
$-0.05
Q3 25
$-0.69
$-0.57
Q2 25
$1.50
$-0.36
Q1 25
$0.37
$-1.35
Q4 24
$0.61
$-0.76
Q3 24
$-0.15
$-0.71
Q2 24
$0.09
$-0.88
Q1 24
$-1.34
$-0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRMT
CRMT
OFIX
OFIX
Cash + ST InvestmentsLiquidity on hand
$122.4M
$82.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$555.0M
$450.0M
Total Assets
$1.7B
$850.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRMT
CRMT
OFIX
OFIX
Q4 25
$122.4M
$82.0M
Q3 25
$9.7M
$62.9M
Q2 25
$9.8M
$65.6M
Q1 25
$8.5M
$58.0M
Q4 24
$8.0M
$83.2M
Q3 24
$4.7M
$30.1M
Q2 24
$5.5M
$26.4M
Q1 24
$4.2M
$27.0M
Total Debt
CRMT
CRMT
OFIX
OFIX
Q4 25
Q3 25
$157.2M
Q2 25
$157.0M
Q1 25
$156.9M
Q4 24
$157.0M
Q3 24
$118.5M
Q2 24
$118.0M
Q1 24
$118.2M
Stockholders' Equity
CRMT
CRMT
OFIX
OFIX
Q4 25
$555.0M
$450.0M
Q3 25
$564.8M
$442.5M
Q2 25
$569.4M
$458.3M
Q1 25
$557.8M
$458.3M
Q4 24
$553.6M
$503.1M
Q3 24
$471.1M
$525.9M
Q2 24
$470.6M
$546.0M
Q1 24
$468.9M
$570.3M
Total Assets
CRMT
CRMT
OFIX
OFIX
Q4 25
$1.7B
$850.6M
Q3 25
$1.6B
$832.6M
Q2 25
$1.6B
$837.2M
Q1 25
$1.6B
$823.1M
Q4 24
$1.6B
$893.3M
Q3 24
$1.5B
$867.9M
Q2 24
$1.5B
$882.0M
Q1 24
$1.5B
$906.0M
Debt / Equity
CRMT
CRMT
OFIX
OFIX
Q4 25
Q3 25
0.36×
Q2 25
0.34×
Q1 25
0.34×
Q4 24
0.31×
Q3 24
0.23×
Q2 24
0.22×
Q1 24
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRMT
CRMT
OFIX
OFIX
Operating Cash FlowLast quarter
$9.1M
$27.7M
Free Cash FlowOCF − Capex
$8.3M
$16.8M
FCF MarginFCF / Revenue
2.9%
7.6%
Capex IntensityCapex / Revenue
0.3%
4.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-11.2M
$-1.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRMT
CRMT
OFIX
OFIX
Q4 25
$9.1M
$27.7M
Q3 25
$-5.9M
$12.4M
Q2 25
$19.2M
$11.6M
Q1 25
$-30.8M
$-18.4M
Q4 24
$-22.2M
$23.7M
Q3 24
$-15.0M
$11.7M
Q2 24
$-10.7M
$9.0M
Q1 24
$13.0M
$-18.6M
Free Cash Flow
CRMT
CRMT
OFIX
OFIX
Q4 25
$8.3M
$16.8M
Q3 25
$-6.4M
$2.5M
Q2 25
$18.4M
$4.5M
Q1 25
$-31.5M
$-25.1M
Q4 24
$-23.6M
$15.2M
Q3 24
$-16.0M
$6.3M
Q2 24
$-12.0M
$-360.0K
Q1 24
$10.2M
$-29.1M
FCF Margin
CRMT
CRMT
OFIX
OFIX
Q4 25
2.9%
7.6%
Q3 25
-2.3%
1.2%
Q2 25
5.9%
2.2%
Q1 25
-12.0%
-13.0%
Q4 24
-8.3%
7.0%
Q3 24
-5.6%
3.2%
Q2 24
-3.9%
-0.2%
Q1 24
4.3%
-15.4%
Capex Intensity
CRMT
CRMT
OFIX
OFIX
Q4 25
0.3%
4.9%
Q3 25
0.2%
4.8%
Q2 25
0.3%
3.5%
Q1 25
0.3%
3.5%
Q4 24
0.5%
4.0%
Q3 24
0.3%
2.7%
Q2 24
0.4%
4.7%
Q1 24
1.1%
5.6%
Cash Conversion
CRMT
CRMT
OFIX
OFIX
Q4 25
Q3 25
Q2 25
1.81×
Q1 25
-9.73×
Q4 24
-4.36×
Q3 24
Q2 24
-25.18×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRMT
CRMT

Sales Used Autos$241.4M84%
Service Contract Sales$23.6M8%
Wholesales Third Party$12.6M4%
Payment Protection Plan Revenue$8.7M3%

OFIX
OFIX

Spinal Implants Biologics And Enabling Technologies$113.6M52%
Bone Growth Therapies$68.3M31%
Other$22.7M10%
IT$5.9M3%
GB$3.5M2%
FR$3.5M2%
DE$2.3M1%

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