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Side-by-side financial comparison of AMERICAS CARMART INC (CRMT) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
AMERICAS CARMART INC is the larger business by last-quarter revenue ($286.3M vs $151.1M, roughly 1.9× STURM RUGER & CO INC). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs 0.2%). STURM RUGER & CO INC produced more free cash flow last quarter ($12.3M vs $8.3M). Over the past eight quarters, AMERICAS CARMART INC's revenue compounded faster (9.1% CAGR vs 5.1%).
Americas CarMart Inc is a US-based specialty automotive retailer that primarily sells used vehicles and provides tailored in-house financing solutions for customers with limited or poor credit histories. It operates a network of physical dealerships concentrated in the Southern and Midwestern regions of the United States, serving underserved consumer segments in the automotive purchase market.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
CRMT vs RGR — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $286.3M | $151.1M |
| Net Profit | $-22.5M | — |
| Gross Margin | 37.5% | 17.8% |
| Operating Margin | -9.6% | 2.3% |
| Net Margin | -7.8% | — |
| Revenue YoY | 0.2% | 3.6% |
| Net Profit YoY | -540.7% | — |
| EPS (diluted) | $-2.71 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $286.3M | $151.1M | ||
| Q3 25 | $276.2M | $126.8M | ||
| Q2 25 | $309.7M | $132.5M | ||
| Q1 25 | $263.5M | $135.7M | ||
| Q4 24 | $285.8M | $145.8M | ||
| Q3 24 | $287.2M | $122.3M | ||
| Q2 24 | $309.7M | $130.8M | ||
| Q1 24 | $240.4M | $136.8M |
| Q4 25 | $-22.5M | — | ||
| Q3 25 | $-5.7M | $1.6M | ||
| Q2 25 | $10.6M | $-17.2M | ||
| Q1 25 | $3.2M | $7.8M | ||
| Q4 24 | $5.1M | — | ||
| Q3 24 | $-964.0K | $4.7M | ||
| Q2 24 | $426.0K | $8.3M | ||
| Q1 24 | $-8.5M | $7.1M |
| Q4 25 | 37.5% | 17.8% | ||
| Q3 25 | 36.6% | 15.1% | ||
| Q2 25 | 36.4% | 3.9% | ||
| Q1 25 | 35.7% | 22.0% | ||
| Q4 24 | 39.4% | 22.8% | ||
| Q3 24 | 35.0% | 18.5% | ||
| Q2 24 | 35.1% | 22.3% | ||
| Q1 24 | 34.2% | 21.5% |
| Q4 25 | -9.6% | 2.3% | ||
| Q3 25 | -2.7% | -2.7% | ||
| Q2 25 | 4.0% | -15.6% | ||
| Q1 25 | 1.7% | 6.2% | ||
| Q4 24 | 2.5% | 7.8% | ||
| Q3 24 | -0.4% | 3.1% | ||
| Q2 24 | — | 6.9% | ||
| Q1 24 | -4.3% | 5.5% |
| Q4 25 | -7.8% | — | ||
| Q3 25 | -2.1% | 1.2% | ||
| Q2 25 | 3.4% | -13.0% | ||
| Q1 25 | 1.2% | 5.7% | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | -0.3% | 3.9% | ||
| Q2 24 | 0.1% | 6.3% | ||
| Q1 24 | -3.6% | 5.2% |
| Q4 25 | $-2.71 | $0.22 | ||
| Q3 25 | $-0.69 | $0.10 | ||
| Q2 25 | $1.50 | $-1.05 | ||
| Q1 25 | $0.37 | $0.46 | ||
| Q4 24 | $0.61 | $0.62 | ||
| Q3 24 | $-0.15 | $0.28 | ||
| Q2 24 | $0.09 | $0.47 | ||
| Q1 24 | $-1.34 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $122.4M | $92.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $555.0M | $283.8M |
| Total Assets | $1.7B | $342.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $122.4M | $92.5M | ||
| Q3 25 | $9.7M | $80.8M | ||
| Q2 25 | $9.8M | $101.4M | ||
| Q1 25 | $8.5M | $108.3M | ||
| Q4 24 | $8.0M | $105.5M | ||
| Q3 24 | $4.7M | $96.0M | ||
| Q2 24 | $5.5M | $105.6M | ||
| Q1 24 | $4.2M | $115.3M |
| Q4 25 | $555.0M | $283.8M | ||
| Q3 25 | $564.8M | $279.6M | ||
| Q2 25 | $569.4M | $289.3M | ||
| Q1 25 | $557.8M | $321.5M | ||
| Q4 24 | $553.6M | $319.6M | ||
| Q3 24 | $471.1M | $314.9M | ||
| Q2 24 | $470.6M | $321.5M | ||
| Q1 24 | $468.9M | $332.0M |
| Q4 25 | $1.7B | $342.0M | ||
| Q3 25 | $1.6B | $342.3M | ||
| Q2 25 | $1.6B | $349.5M | ||
| Q1 25 | $1.6B | $379.0M | ||
| Q4 24 | $1.6B | $384.0M | ||
| Q3 24 | $1.5B | $373.5M | ||
| Q2 24 | $1.5B | $376.7M | ||
| Q1 24 | $1.5B | $385.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.1M | $15.5M |
| Free Cash FlowOCF − Capex | $8.3M | $12.3M |
| FCF MarginFCF / Revenue | 2.9% | 8.2% |
| Capex IntensityCapex / Revenue | 0.3% | 2.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-11.2M | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $9.1M | $15.5M | ||
| Q3 25 | $-5.9M | $12.9M | ||
| Q2 25 | $19.2M | $14.7M | ||
| Q1 25 | $-30.8M | $11.1M | ||
| Q4 24 | $-22.2M | $20.0M | ||
| Q3 24 | $-15.0M | $9.4M | ||
| Q2 24 | $-10.7M | $18.7M | ||
| Q1 24 | $13.0M | $7.3M |
| Q4 25 | $8.3M | $12.3M | ||
| Q3 25 | $-6.4M | $7.0M | ||
| Q2 25 | $18.4M | $9.1M | ||
| Q1 25 | $-31.5M | $10.0M | ||
| Q4 24 | $-23.6M | $16.4M | ||
| Q3 24 | $-16.0M | $2.6M | ||
| Q2 24 | $-12.0M | $10.1M | ||
| Q1 24 | $10.2M | $5.6M |
| Q4 25 | 2.9% | 8.2% | ||
| Q3 25 | -2.3% | 5.5% | ||
| Q2 25 | 5.9% | 6.9% | ||
| Q1 25 | -12.0% | 7.4% | ||
| Q4 24 | -8.3% | 11.2% | ||
| Q3 24 | -5.6% | 2.1% | ||
| Q2 24 | -3.9% | 7.7% | ||
| Q1 24 | 4.3% | 4.1% |
| Q4 25 | 0.3% | 2.1% | ||
| Q3 25 | 0.2% | 4.6% | ||
| Q2 25 | 0.3% | 4.2% | ||
| Q1 25 | 0.3% | 0.8% | ||
| Q4 24 | 0.5% | 2.5% | ||
| Q3 24 | 0.3% | 5.5% | ||
| Q2 24 | 0.4% | 6.6% | ||
| Q1 24 | 1.1% | 1.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | 8.15× | ||
| Q2 25 | 1.81× | — | ||
| Q1 25 | -9.73× | 1.43× | ||
| Q4 24 | -4.36× | — | ||
| Q3 24 | — | 1.98× | ||
| Q2 24 | -25.18× | 2.27× | ||
| Q1 24 | — | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CRMT
| Sales Used Autos | $241.4M | 84% |
| Service Contract Sales | $23.6M | 8% |
| Wholesales Third Party | $12.6M | 4% |
| Payment Protection Plan Revenue | $8.7M | 3% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
