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Side-by-side financial comparison of CRISPR Therapeutics AG (CRSP) and CITIZENS FINANCIAL SERVICES INC (CZFS). Click either name above to swap in a different company.

CRISPR Therapeutics AG is the larger business by last-quarter revenue ($35.7M vs $29.6M, roughly 1.2× CITIZENS FINANCIAL SERVICES INC). CITIZENS FINANCIAL SERVICES INC runs the higher net margin — 35.4% vs -104.5%, a 139.9% gap on every dollar of revenue. On growth, CITIZENS FINANCIAL SERVICES INC posted the faster year-over-year revenue change (13.0% vs -82.3%). CITIZENS FINANCIAL SERVICES INC produced more free cash flow last quarter ($35.2M vs $-50.3M).

CRISPR Therapeutics AG is a Swiss–American biotechnology company headquartered in Zug, Switzerland. The company does business as CRISPR Therapeutics, Inc. in the United States. It was one of the first companies formed to utilize the CRISPR gene editing platform to develop medicines for the treatment of various rare and common diseases. The company has approximately 500 employees and has offices in Zug, Switzerland, Boston, Massachusetts, San Francisco, California and London, United Kingdom. I...

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

CRSP vs CZFS — Head-to-Head

Bigger by revenue
CRSP
CRSP
1.2× larger
CRSP
$35.7M
$29.6M
CZFS
Growing faster (revenue YoY)
CZFS
CZFS
+95.2% gap
CZFS
13.0%
-82.3%
CRSP
Higher net margin
CZFS
CZFS
139.9% more per $
CZFS
35.4%
-104.5%
CRSP
More free cash flow
CZFS
CZFS
$85.5M more FCF
CZFS
$35.2M
$-50.3M
CRSP

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
CRSP
CRSP
CZFS
CZFS
Revenue
$35.7M
$29.6M
Net Profit
$-37.3M
$10.5M
Gross Margin
Operating Margin
-181.0%
44.2%
Net Margin
-104.5%
35.4%
Revenue YoY
-82.3%
13.0%
Net Profit YoY
-141.8%
31.3%
EPS (diluted)
$-0.41
$2.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRSP
CRSP
CZFS
CZFS
Q4 25
$29.6M
Q3 25
$29.0M
Q2 25
$27.3M
Q1 25
$26.4M
Q4 24
$35.7M
$26.2M
Q3 24
$25.1M
Q2 24
$24.6M
Q1 24
$25.9M
Net Profit
CRSP
CRSP
CZFS
CZFS
Q4 25
$10.5M
Q3 25
$10.0M
Q2 25
$8.5M
Q1 25
$7.6M
Q4 24
$-37.3M
$8.0M
Q3 24
$7.5M
Q2 24
$5.3M
Q1 24
$7.0M
Operating Margin
CRSP
CRSP
CZFS
CZFS
Q4 25
44.2%
Q3 25
42.6%
Q2 25
38.1%
Q1 25
35.5%
Q4 24
-181.0%
37.2%
Q3 24
36.9%
Q2 24
25.9%
Q1 24
32.8%
Net Margin
CRSP
CRSP
CZFS
CZFS
Q4 25
35.4%
Q3 25
34.5%
Q2 25
31.0%
Q1 25
28.8%
Q4 24
-104.5%
30.5%
Q3 24
30.0%
Q2 24
21.4%
Q1 24
27.1%
EPS (diluted)
CRSP
CRSP
CZFS
CZFS
Q4 25
$2.17
Q3 25
$2.09
Q2 25
$1.76
Q1 25
$1.60
Q4 24
$-0.41
$1.64
Q3 24
$1.57
Q2 24
$1.10
Q1 24
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRSP
CRSP
CZFS
CZFS
Cash + ST InvestmentsLiquidity on hand
$1.9B
$34.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$338.1M
Total Assets
$2.2B
$3.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRSP
CRSP
CZFS
CZFS
Q4 25
$34.3M
Q3 25
$31.1M
Q2 25
$49.5M
Q1 25
$36.8M
Q4 24
$1.9B
$42.2M
Q3 24
$36.8M
Q2 24
$38.4M
Q1 24
$29.6M
Stockholders' Equity
CRSP
CRSP
CZFS
CZFS
Q4 25
$338.1M
Q3 25
$327.7M
Q2 25
$313.7M
Q1 25
$308.3M
Q4 24
$1.9B
$299.7M
Q3 24
$298.7M
Q2 24
$286.5M
Q1 24
$282.7M
Total Assets
CRSP
CRSP
CZFS
CZFS
Q4 25
$3.1B
Q3 25
$3.1B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$2.2B
$3.0B
Q3 24
$3.0B
Q2 24
$2.9B
Q1 24
$2.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRSP
CRSP
CZFS
CZFS
Operating Cash FlowLast quarter
$-50.0M
$36.5M
Free Cash FlowOCF − Capex
$-50.3M
$35.2M
FCF MarginFCF / Revenue
-140.9%
119.0%
Capex IntensityCapex / Revenue
0.7%
4.4%
Cash ConversionOCF / Net Profit
3.49×
TTM Free Cash FlowTrailing 4 quarters
$-325.9M
$53.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRSP
CRSP
CZFS
CZFS
Q4 25
$36.5M
Q3 25
$2.9M
Q2 25
$6.0M
Q1 25
$10.9M
Q4 24
$-50.0M
$33.2M
Q3 24
$6.2M
Q2 24
$3.0M
Q1 24
$13.5M
Free Cash Flow
CRSP
CRSP
CZFS
CZFS
Q4 25
$35.2M
Q3 25
$2.7M
Q2 25
$5.5M
Q1 25
$10.4M
Q4 24
$-50.3M
$31.9M
Q3 24
$5.6M
Q2 24
$2.9M
Q1 24
$13.4M
FCF Margin
CRSP
CRSP
CZFS
CZFS
Q4 25
119.0%
Q3 25
9.4%
Q2 25
20.1%
Q1 25
39.2%
Q4 24
-140.9%
121.6%
Q3 24
22.3%
Q2 24
11.8%
Q1 24
51.5%
Capex Intensity
CRSP
CRSP
CZFS
CZFS
Q4 25
4.4%
Q3 25
0.5%
Q2 25
1.8%
Q1 25
2.2%
Q4 24
0.7%
5.0%
Q3 24
2.5%
Q2 24
0.5%
Q1 24
0.4%
Cash Conversion
CRSP
CRSP
CZFS
CZFS
Q4 25
3.49×
Q3 25
0.29×
Q2 25
0.71×
Q1 25
1.44×
Q4 24
4.16×
Q3 24
0.83×
Q2 24
0.57×
Q1 24
1.92×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRSP
CRSP

Collaboration Revenue$35.0M98%
Grant$2.3M6%

CZFS
CZFS

Segment breakdown not available.

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