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Side-by-side financial comparison of Criteo S.A. (CRTO) and FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG). Click either name above to swap in a different company.

FLAGSTAR BANK, NATIONAL ASSOCIATION is the larger business by last-quarter revenue ($498.0M vs $482.7M, roughly 1.0× Criteo S.A.). Criteo S.A. runs the higher net margin — 4.4% vs 4.2%, a 0.2% gap on every dollar of revenue. On growth, Criteo S.A. posted the faster year-over-year revenue change (2.4% vs 1.6%). Over the past eight quarters, Criteo S.A.'s revenue compounded faster (1.4% CAGR vs -10.7%).

Criteo S.A. is an advertising company that provides online display advertisements. The company was founded and is headquartered in Paris, France.

Flagstar Bank was an American commercial bank headquartered in Troy, Michigan. The bank was founded in 1987 and operated as a consumer and commercial bank, mortgage lender, and offered financial services. Flagstar Bancorp, Inc. was acquired by New York Community Bancorp, Inc. on December 1, 2022. New York Community Bancorp subsequently rebranded all of its branches under the Flagstar name and changed its name to Flagstar Financial in 2024. In a corporate restructuring in 2025 Flagstar Financi...

CRTO vs FLG — Head-to-Head

Bigger by revenue
FLG
FLG
1.0× larger
FLG
$498.0M
$482.7M
CRTO
Growing faster (revenue YoY)
CRTO
CRTO
+0.8% gap
CRTO
2.4%
1.6%
FLG
Higher net margin
CRTO
CRTO
0.2% more per $
CRTO
4.4%
4.2%
FLG
Faster 2-yr revenue CAGR
CRTO
CRTO
Annualised
CRTO
1.4%
-10.7%
FLG

Income Statement — Q2 FY2025 vs Q1 FY2026

Metric
CRTO
CRTO
FLG
FLG
Revenue
$482.7M
$498.0M
Net Profit
$21.3M
$21.0M
Gross Margin
53.6%
Operating Margin
6.3%
Net Margin
4.4%
4.2%
Revenue YoY
2.4%
1.6%
Net Profit YoY
-21.3%
-27.6%
EPS (diluted)
$0.39
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CRTO
CRTO
FLG
FLG
Q1 26
$498.0M
Q4 25
$2.1B
Q3 25
$425.0M
Q2 25
$482.7M
$419.0M
Q1 25
$451.4M
Q4 24
$553.0M
$461.0M
Q3 24
$458.9M
$510.0M
Q2 24
$471.3M
$557.0M
Net Profit
CRTO
CRTO
FLG
FLG
Q1 26
$21.0M
Q4 25
$29.0M
Q3 25
$-36.0M
Q2 25
$21.3M
$-70.0M
Q1 25
$37.9M
Q4 24
$71.1M
$-188.0M
Q3 24
$6.2M
$-280.0M
Q2 24
$27.0M
$-323.0M
Gross Margin
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
Q2 25
53.6%
Q1 25
52.5%
Q4 24
54.4%
Q3 24
50.5%
Q2 24
49.4%
Operating Margin
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
-9.6%
Q2 25
6.3%
-19.3%
Q1 25
10.7%
Q4 24
17.1%
-51.6%
Q3 24
2.1%
-65.7%
Q2 24
7.8%
-76.1%
Net Margin
CRTO
CRTO
FLG
FLG
Q1 26
4.2%
Q4 25
1.4%
Q3 25
-8.5%
Q2 25
4.4%
-16.7%
Q1 25
8.4%
Q4 24
12.9%
-40.8%
Q3 24
1.4%
-54.9%
Q2 24
5.7%
-58.0%
EPS (diluted)
CRTO
CRTO
FLG
FLG
Q1 26
$0.03
Q4 25
$0.05
Q3 25
$-0.11
Q2 25
$0.39
$-0.19
Q1 25
$0.66
Q4 24
$1.21
$-1.11
Q3 24
$0.11
$-0.79
Q2 24
$0.46
$-1.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CRTO
CRTO
FLG
FLG
Cash + ST InvestmentsLiquidity on hand
$223.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.1B
$8.1B
Total Assets
$2.1B
$87.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
$23.6B
Q2 25
$223.6M
$22.9B
Q1 25
$313.2M
Q4 24
$316.9M
$25.8B
Q3 24
$231.8M
$33.6B
Q2 24
$233.2M
$29.5B
Total Debt
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
$13.2B
Q2 25
$13.2B
Q1 25
Q4 24
$14.4B
Q3 24
$20.3B
Q2 24
$28.9B
Stockholders' Equity
CRTO
CRTO
FLG
FLG
Q1 26
$8.1B
Q4 25
$8.1M
Q3 25
$8.1B
Q2 25
$1.1B
$8.1B
Q1 25
$1.1B
Q4 24
$1.0B
$8.2B
Q3 24
$1.1B
$8.6B
Q2 24
$1.0B
$8.4B
Total Assets
CRTO
CRTO
FLG
FLG
Q1 26
$87.1B
Q4 25
$87.5M
Q3 25
$91.7B
Q2 25
$2.1B
$92.2B
Q1 25
$2.1B
Q4 24
$2.3B
$100.2B
Q3 24
$2.2B
$114.4B
Q2 24
$2.2B
$119.1B
Debt / Equity
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
1.63×
Q2 25
1.63×
Q1 25
Q4 24
1.77×
Q3 24
2.37×
Q2 24
3.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CRTO
CRTO
FLG
FLG
Operating Cash FlowLast quarter
$-1.4M
Free Cash FlowOCF − Capex
$-36.6M
FCF MarginFCF / Revenue
-7.6%
Capex IntensityCapex / Revenue
7.3%
Cash ConversionOCF / Net Profit
-0.07×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
$243.0M
Q2 25
$-1.4M
Q1 25
$62.3M
Q4 24
$169.5M
$623.0M
Q3 24
$57.5M
$-1.0B
Q2 24
$17.2M
$796.0M
Free Cash Flow
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
Q2 25
$-36.6M
Q1 25
$45.3M
Q4 24
Q3 24
Q2 24
$-4.0M
FCF Margin
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
Q2 25
-7.6%
Q1 25
10.0%
Q4 24
Q3 24
Q2 24
-0.9%
Capex Intensity
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
Q2 25
7.3%
Q1 25
3.8%
Q4 24
Q3 24
Q2 24
4.5%
Cash Conversion
CRTO
CRTO
FLG
FLG
Q1 26
Q4 25
Q3 25
Q2 25
-0.07×
Q1 25
1.64×
Q4 24
2.38×
Q3 24
9.21×
Q2 24
0.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CRTO
CRTO

Commerce Growth$393.9M82%
Retail Media$60.9M13%
Other$27.9M6%

FLG
FLG

Segment breakdown not available.

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