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Side-by-side financial comparison of Caesarstone Ltd. (CSTE) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $94.4M, roughly 1.5× Caesarstone Ltd.). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs -93.1%, a 112.3% gap on every dollar of revenue. Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs -57.8%).

Caesarstone Ltd., is a publicly traded company that engages in the production and marketing of quartz, porcelain, mineral and advanced fusion surfaces used for kitchen countertops, vanity tops, flooring, wall cladding and general interior design. The company was founded in 1987 and is traded on the NASDAQ in New York (CSTE). Headquarters are located in Kibbutz Sdot Yam in Israel. Production facilities are in Israel and India with third party manufactured product sourced from factories in the ...

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

CSTE vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.5× larger
LOB
$145.5M
$94.4M
CSTE
Higher net margin
LOB
LOB
112.3% more per $
LOB
19.2%
-93.1%
CSTE
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
-57.8%
CSTE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CSTE
CSTE
LOB
LOB
Revenue
$94.4M
$145.5M
Net Profit
$-87.9M
$27.9M
Gross Margin
15.5%
Operating Margin
-87.2%
Net Margin
-93.1%
19.2%
Revenue YoY
18.4%
Net Profit YoY
187.6%
EPS (diluted)
$-2.55
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSTE
CSTE
LOB
LOB
Q1 26
$145.5M
Q4 25
$94.4M
$161.9M
Q3 25
$345.4M
$146.1M
Q2 25
$237.7M
$143.7M
Q1 25
$126.1M
Q4 24
$116.9M
Q3 24
$436.7M
$129.9M
Q2 24
$294.3M
$125.5M
Net Profit
CSTE
CSTE
LOB
LOB
Q1 26
$27.9M
Q4 25
$-87.9M
$46.2M
Q3 25
$-18.5M
$26.5M
Q2 25
$-14.3M
$23.4M
Q1 25
$9.7M
Q4 24
$9.9M
Q3 24
$-57.4M
$13.0M
Q2 24
$-56.6M
$27.0M
Gross Margin
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
15.5%
Q3 25
22.5%
Q2 25
23.7%
Q1 25
Q4 24
Q3 24
15.7%
Q2 24
14.1%
Operating Margin
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
-87.2%
38.2%
Q3 25
-5.5%
25.0%
Q2 25
-6.2%
21.7%
Q1 25
10.4%
Q4 24
11.3%
Q3 24
-12.6%
13.7%
Q2 24
-18.0%
28.7%
Net Margin
CSTE
CSTE
LOB
LOB
Q1 26
19.2%
Q4 25
-93.1%
28.5%
Q3 25
-5.4%
18.1%
Q2 25
-6.0%
16.3%
Q1 25
7.7%
Q4 24
8.5%
Q3 24
-13.1%
10.0%
Q2 24
-19.2%
21.5%
EPS (diluted)
CSTE
CSTE
LOB
LOB
Q1 26
$0.60
Q4 25
$-2.55
$0.96
Q3 25
$-0.54
$0.55
Q2 25
$-0.41
$0.51
Q1 25
$0.21
Q4 24
$0.22
Q3 24
$-1.67
$0.28
Q2 24
$-1.64
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSTE
CSTE
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
$58.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$139.2M
$1.3B
Total Assets
$398.4M
$15.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
$58.4M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CSTE
CSTE
LOB
LOB
Q1 26
$1.3B
Q4 25
$139.2M
$1.2B
Q3 25
$271.6M
$1.2B
Q2 25
$271.6M
$1.1B
Q1 25
$1.0B
Q4 24
$999.0M
Q3 24
$315.1M
$1.0B
Q2 24
$315.1M
$961.0M
Total Assets
CSTE
CSTE
LOB
LOB
Q1 26
$15.3B
Q4 25
$398.4M
$15.1B
Q3 25
$549.0M
$14.7B
Q2 25
$549.0M
$13.8B
Q1 25
$13.6B
Q4 24
$12.9B
Q3 24
$579.9M
$12.6B
Q2 24
$579.9M
$11.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSTE
CSTE
LOB
LOB
Operating Cash FlowLast quarter
$-38.0M
Free Cash FlowOCF − Capex
$-47.1M
FCF MarginFCF / Revenue
-49.8%
Capex IntensityCapex / Revenue
9.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$38.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
$-38.0M
$158.2M
Q3 25
$35.0M
$62.3M
Q2 25
$18.7M
$49.2M
Q1 25
$-33.0M
Q4 24
$156.8M
Q3 24
$53.3M
$47.4M
Q2 24
$25.1M
$29.5M
Free Cash Flow
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
$-47.1M
$143.5M
Q3 25
$26.7M
$60.6M
Q2 25
$14.3M
$47.8M
Q1 25
$-35.3M
Q4 24
$107.5M
Q3 24
$44.6M
$41.0M
Q2 24
$20.7M
$12.3M
FCF Margin
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
-49.8%
88.6%
Q3 25
7.7%
41.4%
Q2 25
6.0%
33.3%
Q1 25
-28.0%
Q4 24
91.9%
Q3 24
10.2%
31.6%
Q2 24
7.0%
9.8%
Capex Intensity
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
9.6%
9.1%
Q3 25
2.4%
1.2%
Q2 25
1.8%
1.0%
Q1 25
1.8%
Q4 24
42.2%
Q3 24
2.0%
4.9%
Q2 24
1.5%
13.7%
Cash Conversion
CSTE
CSTE
LOB
LOB
Q1 26
Q4 25
3.42×
Q3 25
2.35×
Q2 25
2.10×
Q1 25
-3.39×
Q4 24
15.84×
Q3 24
3.64×
Q2 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CSTE
CSTE

America's$53.0M56%
USA$41.4M44%

LOB
LOB

Segment breakdown not available.

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