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Side-by-side financial comparison of CSW INDUSTRIALS, INC. (CSW) and FNB CORP (FNB). Click either name above to swap in a different company.

FNB CORP is the larger business by last-quarter revenue ($366.0M vs $233.0M, roughly 1.6× CSW INDUSTRIALS, INC.). FNB CORP runs the higher net margin — 45.9% vs 4.4%, a 41.5% gap on every dollar of revenue. On growth, CSW INDUSTRIALS, INC. posted the faster year-over-year revenue change (20.3% vs 13.7%). FNB CORP produced more free cash flow last quarter ($99.0M vs $22.7M). Over the past eight quarters, FNB CORP's revenue compounded faster (7.1% CAGR vs 5.1%).

FNB Corporation is a diversified financial services corporation based in Pittsburgh, Pennsylvania, and the holding company for its largest subsidiary, First National Bank. As of December 31, 2025, FNB has total assets of more than $50 billion. FNB's market coverage spans several major metropolitan areas, including Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; Washington, D.C.; Charlotte, Raleigh, Durham and the Piedmont Triad in North Carolina; and Charleston, South Carolina...

CSW vs FNB — Head-to-Head

Bigger by revenue
FNB
FNB
1.6× larger
FNB
$366.0M
$233.0M
CSW
Growing faster (revenue YoY)
CSW
CSW
+6.7% gap
CSW
20.3%
13.7%
FNB
Higher net margin
FNB
FNB
41.5% more per $
FNB
45.9%
4.4%
CSW
More free cash flow
FNB
FNB
$76.3M more FCF
FNB
$99.0M
$22.7M
CSW
Faster 2-yr revenue CAGR
FNB
FNB
Annualised
FNB
7.1%
5.1%
CSW

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
CSW
CSW
FNB
FNB
Revenue
$233.0M
$366.0M
Net Profit
$10.3M
$168.0M
Gross Margin
39.7%
Operating Margin
7.4%
45.1%
Net Margin
4.4%
45.9%
Revenue YoY
20.3%
13.7%
Net Profit YoY
-61.9%
52.7%
EPS (diluted)
$0.62
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSW
CSW
FNB
FNB
Q4 25
$233.0M
$366.0M
Q3 25
$277.0M
$359.0M
Q2 25
$263.6M
$348.0M
Q1 25
$230.5M
$323.0M
Q4 24
$193.6M
$322.0M
Q3 24
$227.9M
$323.0M
Q2 24
$226.2M
$316.0M
Q1 24
$210.9M
$319.0M
Net Profit
CSW
CSW
FNB
FNB
Q4 25
$10.3M
$168.0M
Q3 25
$40.7M
$150.0M
Q2 25
$40.9M
$130.0M
Q1 25
$35.1M
$117.0M
Q4 24
$26.9M
$110.0M
Q3 24
$36.1M
$110.0M
Q2 24
$38.6M
$123.0M
Q1 24
$31.8M
$122.0M
Gross Margin
CSW
CSW
FNB
FNB
Q4 25
39.7%
Q3 25
43.0%
Q2 25
43.8%
Q1 25
44.2%
Q4 24
41.4%
Q3 24
45.6%
Q2 24
47.5%
Q1 24
44.4%
Operating Margin
CSW
CSW
FNB
FNB
Q4 25
7.4%
45.1%
Q3 25
20.5%
52.9%
Q2 25
20.8%
47.7%
Q1 25
19.5%
45.8%
Q4 24
15.3%
31.7%
Q3 24
22.6%
43.3%
Q2 24
24.3%
49.7%
Q1 24
21.0%
48.9%
Net Margin
CSW
CSW
FNB
FNB
Q4 25
4.4%
45.9%
Q3 25
14.7%
41.8%
Q2 25
15.5%
37.4%
Q1 25
15.2%
36.2%
Q4 24
13.9%
34.2%
Q3 24
15.8%
34.1%
Q2 24
17.1%
38.9%
Q1 24
15.1%
38.2%
EPS (diluted)
CSW
CSW
FNB
FNB
Q4 25
$0.62
$0.47
Q3 25
$2.41
$0.41
Q2 25
$2.43
$0.36
Q1 25
$2.05
$0.32
Q4 24
$1.60
$0.31
Q3 24
$2.26
$0.30
Q2 24
$2.47
$0.34
Q1 24
$2.03
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSW
CSW
FNB
FNB
Cash + ST InvestmentsLiquidity on hand
$40.2M
$2.5B
Total DebtLower is stronger
$1.9B
Stockholders' EquityBook value
$1.1B
$6.8B
Total Assets
$2.3B
$50.2B
Debt / EquityLower = less leverage
0.28×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSW
CSW
FNB
FNB
Q4 25
$40.2M
$2.5B
Q3 25
$31.5M
$2.4B
Q2 25
$38.0M
$2.4B
Q1 25
$225.8M
$2.4B
Q4 24
$213.8M
$2.4B
Q3 24
$273.2M
$2.1B
Q2 24
$18.9M
$1.9B
Q1 24
$22.2M
$1.5B
Total Debt
CSW
CSW
FNB
FNB
Q4 25
$1.9B
Q3 25
$2.1B
Q2 25
$2.7B
Q1 25
$800.1M
$2.5B
Q4 24
$3.0B
Q3 24
$2.5B
Q2 24
$2.0B
Q1 24
$166.0M
$2.1B
Stockholders' Equity
CSW
CSW
FNB
FNB
Q4 25
$1.1B
$6.8B
Q3 25
$1.1B
$6.6B
Q2 25
$1.1B
$6.5B
Q1 25
$1.1B
$6.4B
Q4 24
$1.0B
$6.3B
Q3 24
$1.0B
$6.2B
Q2 24
$650.2M
$6.1B
Q1 24
$615.7M
$6.0B
Total Assets
CSW
CSW
FNB
FNB
Q4 25
$2.3B
$50.2B
Q3 25
$1.5B
$49.9B
Q2 25
$1.5B
$49.7B
Q1 25
$1.4B
$49.0B
Q4 24
$1.4B
$48.6B
Q3 24
$1.4B
$48.0B
Q2 24
$1.1B
$47.7B
Q1 24
$1.0B
$45.9B
Debt / Equity
CSW
CSW
FNB
FNB
Q4 25
0.28×
Q3 25
0.32×
Q2 25
0.41×
Q1 25
0.75×
0.39×
Q4 24
0.48×
Q3 24
0.40×
Q2 24
0.33×
Q1 24
0.27×
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSW
CSW
FNB
FNB
Operating Cash FlowLast quarter
$28.9M
$128.0M
Free Cash FlowOCF − Capex
$22.7M
$99.0M
FCF MarginFCF / Revenue
9.8%
27.0%
Capex IntensityCapex / Revenue
2.6%
7.9%
Cash ConversionOCF / Net Profit
2.81×
0.76×
TTM Free Cash FlowTrailing 4 quarters
$162.0M
$376.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSW
CSW
FNB
FNB
Q4 25
$28.9M
$128.0M
Q3 25
$61.8M
$167.0M
Q2 25
$60.6M
$123.0M
Q1 25
$27.3M
$64.0M
Q4 24
$11.6M
$326.0M
Q3 24
$66.8M
$-14.0M
Q2 24
$62.7M
$85.0M
Q1 24
$22.4M
$245.0M
Free Cash Flow
CSW
CSW
FNB
FNB
Q4 25
$22.7M
$99.0M
Q3 25
$58.7M
$149.0M
Q2 25
$57.7M
$85.0M
Q1 25
$22.8M
$43.0M
Q4 24
$8.5M
$278.0M
Q3 24
$61.3M
$-46.0M
Q2 24
$59.6M
$55.0M
Q1 24
$17.5M
$216.0M
FCF Margin
CSW
CSW
FNB
FNB
Q4 25
9.8%
27.0%
Q3 25
21.2%
41.5%
Q2 25
21.9%
24.4%
Q1 25
9.9%
13.3%
Q4 24
4.4%
86.3%
Q3 24
26.9%
-14.2%
Q2 24
26.3%
17.4%
Q1 24
8.3%
67.7%
Capex Intensity
CSW
CSW
FNB
FNB
Q4 25
2.6%
7.9%
Q3 25
1.1%
5.0%
Q2 25
1.1%
10.9%
Q1 25
2.0%
6.5%
Q4 24
1.6%
14.9%
Q3 24
2.4%
9.9%
Q2 24
1.4%
9.5%
Q1 24
2.3%
9.1%
Cash Conversion
CSW
CSW
FNB
FNB
Q4 25
2.81×
0.76×
Q3 25
1.52×
1.11×
Q2 25
1.48×
0.95×
Q1 25
0.78×
0.55×
Q4 24
0.43×
2.96×
Q3 24
1.85×
-0.13×
Q2 24
1.62×
0.69×
Q1 24
0.71×
2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CSW
CSW

Contractor Solutions Segment$166.3M71%
Specialized Reliability Solutions Segment$38.2M16%
Engineered Building Solutions Segment$28.5M12%

FNB
FNB

Segment breakdown not available.

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