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Side-by-side financial comparison of CSW INDUSTRIALS, INC. (CSW) and Payoneer Global Inc. (PAYO). Click either name above to swap in a different company.
CSW INDUSTRIALS, INC. is the larger business by last-quarter revenue ($233.0M vs $217.0M, roughly 1.1× Payoneer Global Inc.). Payoneer Global Inc. runs the higher net margin — 8.8% vs 4.4%, a 4.4% gap on every dollar of revenue. On growth, CSW INDUSTRIALS, INC. posted the faster year-over-year revenue change (20.3% vs 9.5%). Payoneer Global Inc. produced more free cash flow last quarter ($40.3M vs $22.7M). Over the past eight quarters, Payoneer Global Inc.'s revenue compounded faster (16.3% CAGR vs 5.1%).
Payoneer Global Inc. is an American financial services company that provides online money transfer, digital payment services and provides customers with working capital.
CSW vs PAYO — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $233.0M | $217.0M |
| Net Profit | $10.3M | $19.0M |
| Gross Margin | 39.7% | — |
| Operating Margin | 7.4% | 13.3% |
| Net Margin | 4.4% | 8.8% |
| Revenue YoY | 20.3% | 9.5% |
| Net Profit YoY | -61.9% | 4.5% |
| EPS (diluted) | $0.62 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $233.0M | $217.0M | ||
| Q3 25 | $277.0M | $209.7M | ||
| Q2 25 | $263.6M | $200.5M | ||
| Q1 25 | $230.5M | $186.3M | ||
| Q4 24 | $193.6M | $198.2M | ||
| Q3 24 | $227.9M | $180.4M | ||
| Q2 24 | $226.2M | $171.2M | ||
| Q1 24 | $210.9M | $160.5M |
| Q4 25 | $10.3M | $19.0M | ||
| Q3 25 | $40.7M | $14.1M | ||
| Q2 25 | $40.9M | $19.5M | ||
| Q1 25 | $35.1M | $20.6M | ||
| Q4 24 | $26.9M | $18.2M | ||
| Q3 24 | $36.1M | $41.6M | ||
| Q2 24 | $38.6M | $32.4M | ||
| Q1 24 | $31.8M | $29.0M |
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.0% | — | ||
| Q2 25 | 43.8% | — | ||
| Q1 25 | 44.2% | — | ||
| Q4 24 | 41.4% | — | ||
| Q3 24 | 45.6% | — | ||
| Q2 24 | 47.5% | — | ||
| Q1 24 | 44.4% | — |
| Q4 25 | 7.4% | 13.3% | ||
| Q3 25 | 20.5% | 17.3% | ||
| Q2 25 | 20.8% | 15.0% | ||
| Q1 25 | 19.5% | 15.7% | ||
| Q4 24 | 15.3% | 14.7% | ||
| Q3 24 | 22.6% | 19.5% | ||
| Q2 24 | 24.3% | 27.0% | ||
| Q1 24 | 21.0% | 23.9% |
| Q4 25 | 4.4% | 8.8% | ||
| Q3 25 | 14.7% | 6.7% | ||
| Q2 25 | 15.5% | 9.7% | ||
| Q1 25 | 15.2% | 11.0% | ||
| Q4 24 | 13.9% | 9.2% | ||
| Q3 24 | 15.8% | 23.1% | ||
| Q2 24 | 17.1% | 18.9% | ||
| Q1 24 | 15.1% | 18.1% |
| Q4 25 | $0.62 | $0.05 | ||
| Q3 25 | $2.41 | $0.04 | ||
| Q2 25 | $2.43 | $0.05 | ||
| Q1 25 | $2.05 | $0.05 | ||
| Q4 24 | $1.60 | $0.03 | ||
| Q3 24 | $2.26 | $0.11 | ||
| Q2 24 | $2.47 | $0.09 | ||
| Q1 24 | $2.03 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $40.2M | $415.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.1B | $704.4M |
| Total Assets | $2.3B | $9.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $40.2M | $415.5M | ||
| Q3 25 | $31.5M | $479.4M | ||
| Q2 25 | $38.0M | $497.1M | ||
| Q1 25 | $225.8M | $524.1M | ||
| Q4 24 | $213.8M | $497.5M | ||
| Q3 24 | $273.2M | $534.2M | ||
| Q2 24 | $18.9M | $575.7M | ||
| Q1 24 | $22.2M | $587.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $800.1M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | $166.0M | — |
| Q4 25 | $1.1B | $704.4M | ||
| Q3 25 | $1.1B | $750.5M | ||
| Q2 25 | $1.1B | $770.9M | ||
| Q1 25 | $1.1B | $750.7M | ||
| Q4 24 | $1.0B | $724.8M | ||
| Q3 24 | $1.0B | $727.9M | ||
| Q2 24 | $650.2M | $669.4M | ||
| Q1 24 | $615.7M | $661.5M |
| Q4 25 | $2.3B | $9.0B | ||
| Q3 25 | $1.5B | $8.2B | ||
| Q2 25 | $1.5B | $8.1B | ||
| Q1 25 | $1.4B | $7.6B | ||
| Q4 24 | $1.4B | $7.9B | ||
| Q3 24 | $1.4B | $7.1B | ||
| Q2 24 | $1.1B | $6.9B | ||
| Q1 24 | $1.0B | $6.8B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.75× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.9M | $54.9M |
| Free Cash FlowOCF − Capex | $22.7M | $40.3M |
| FCF MarginFCF / Revenue | 9.8% | 18.6% |
| Capex IntensityCapex / Revenue | 2.6% | 6.7% |
| Cash ConversionOCF / Net Profit | 2.81× | 2.89× |
| TTM Free Cash FlowTrailing 4 quarters | $162.0M | $206.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.9M | $54.9M | ||
| Q3 25 | $61.8M | $54.2M | ||
| Q2 25 | $60.6M | $70.7M | ||
| Q1 25 | $27.3M | $53.7M | ||
| Q4 24 | $11.6M | $45.9M | ||
| Q3 24 | $66.8M | $50.1M | ||
| Q2 24 | $62.7M | $41.4M | ||
| Q1 24 | $22.4M | $39.5M |
| Q4 25 | $22.7M | $40.3M | ||
| Q3 25 | $58.7M | $49.2M | ||
| Q2 25 | $57.7M | $68.1M | ||
| Q1 25 | $22.8M | $49.0M | ||
| Q4 24 | $8.5M | $42.1M | ||
| Q3 24 | $61.3M | $48.5M | ||
| Q2 24 | $59.6M | $40.2M | ||
| Q1 24 | $17.5M | $37.9M |
| Q4 25 | 9.8% | 18.6% | ||
| Q3 25 | 21.2% | 23.5% | ||
| Q2 25 | 21.9% | 34.0% | ||
| Q1 25 | 9.9% | 26.3% | ||
| Q4 24 | 4.4% | 21.3% | ||
| Q3 24 | 26.9% | 26.9% | ||
| Q2 24 | 26.3% | 23.5% | ||
| Q1 24 | 8.3% | 23.6% |
| Q4 25 | 2.6% | 6.7% | ||
| Q3 25 | 1.1% | 2.4% | ||
| Q2 25 | 1.1% | 1.3% | ||
| Q1 25 | 2.0% | 2.5% | ||
| Q4 24 | 1.6% | 1.9% | ||
| Q3 24 | 2.4% | 0.9% | ||
| Q2 24 | 1.4% | 0.7% | ||
| Q1 24 | 2.3% | 1.0% |
| Q4 25 | 2.81× | 2.89× | ||
| Q3 25 | 1.52× | 3.84× | ||
| Q2 25 | 1.48× | 3.63× | ||
| Q1 25 | 0.78× | 2.61× | ||
| Q4 24 | 0.43× | 2.52× | ||
| Q3 24 | 1.85× | 1.21× | ||
| Q2 24 | 1.62× | 1.28× | ||
| Q1 24 | 0.71× | 1.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSW
| Contractor Solutions Segment | $166.3M | 71% |
| Specialized Reliability Solutions Segment | $38.2M | 16% |
| Engineered Building Solutions Segment | $28.5M | 12% |
PAYO
Segment breakdown not available.
