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Side-by-side financial comparison of CSX Corporation (CSX) and Oscar Health, Inc. (OSCR). Click either name above to swap in a different company.

CSX Corporation is the larger business by last-quarter revenue ($3.5B vs $2.8B, roughly 1.2× Oscar Health, Inc.). CSX Corporation runs the higher net margin — 23.2% vs -3933.2%, a 3956.4% gap on every dollar of revenue. On growth, Oscar Health, Inc. posted the faster year-over-year revenue change (17.3% vs 1.7%). Oscar Health, Inc. produced more free cash flow last quarter ($1.1B vs $793.0M). Over the past eight quarters, Oscar Health, Inc.'s revenue compounded faster (14.4% CAGR vs -3.0%).

CSX Transportation, known colloquially as simply CSX, is a Class I freight railroad company operating in the Eastern United States and the Canadian provinces of Ontario and Quebec. Operating about 21,000 route miles (34,000 km) of track, it is the leading subsidiary of CSX Corporation, a Fortune 500 company headquartered in Jacksonville, Florida.

Oscar Health, Inc. is an American for-profit health insurance company, founded in 2012 by Joshua Kushner, Kevin Nazemi and Mario Schlosser, and is headquartered in New York City. The company focuses on the health insurance industry through telemedicine, healthcare focused technological interfaces, and transparent claims pricing systems which would make it easier for patients to navigate.

CSX vs OSCR — Head-to-Head

Bigger by revenue
CSX
CSX
1.2× larger
CSX
$3.5B
$2.8B
OSCR
Growing faster (revenue YoY)
OSCR
OSCR
+15.5% gap
OSCR
17.3%
1.7%
CSX
Higher net margin
CSX
CSX
3956.4% more per $
CSX
23.2%
-3933.2%
OSCR
More free cash flow
OSCR
OSCR
$265.5M more FCF
OSCR
$1.1B
$793.0M
CSX
Faster 2-yr revenue CAGR
OSCR
OSCR
Annualised
OSCR
14.4%
-3.0%
CSX

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CSX
CSX
OSCR
OSCR
Revenue
$3.5B
$2.8B
Net Profit
$807.0M
$-352.6M
Gross Margin
Operating Margin
29.9%
-3722.8%
Net Margin
23.2%
-3933.2%
Revenue YoY
1.7%
17.3%
Net Profit YoY
401.2%
-129.6%
EPS (diluted)
$-1.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSX
CSX
OSCR
OSCR
Q1 26
$3.5B
Q4 25
$3.5B
$2.8B
Q3 25
$3.6B
$3.0B
Q2 25
$3.6B
$2.9B
Q1 25
$3.4B
$3.0B
Q4 24
$3.5B
$2.4B
Q3 24
$3.6B
$2.4B
Q2 24
$3.7B
$2.2B
Net Profit
CSX
CSX
OSCR
OSCR
Q1 26
$807.0M
Q4 25
$720.0M
$-352.6M
Q3 25
$694.0M
$-137.4M
Q2 25
$829.0M
$-228.4M
Q1 25
$646.0M
$275.3M
Q4 24
$720.0M
$-153.5M
Q3 24
$894.0M
$-54.6M
Q2 24
$963.0M
$56.2M
Operating Margin
CSX
CSX
OSCR
OSCR
Q1 26
29.9%
Q4 25
31.6%
-3722.8%
Q3 25
30.3%
-4.3%
Q2 25
35.9%
-8.0%
Q1 25
30.4%
9.8%
Q4 24
30.8%
-3070.1%
Q3 24
37.4%
-2.0%
Q2 24
39.1%
3.1%
Net Margin
CSX
CSX
OSCR
OSCR
Q1 26
23.2%
Q4 25
20.5%
-3933.2%
Q3 25
19.3%
-4.6%
Q2 25
23.2%
-8.0%
Q1 25
18.9%
9.0%
Q4 24
20.3%
-3190.9%
Q3 24
24.7%
-2.3%
Q2 24
26.0%
2.5%
EPS (diluted)
CSX
CSX
OSCR
OSCR
Q1 26
Q4 25
$0.39
$-1.19
Q3 25
$0.37
$-0.53
Q2 25
$0.44
$-0.89
Q1 25
$0.34
$0.92
Q4 24
$0.38
$-0.50
Q3 24
$0.46
$-0.22
Q2 24
$0.49
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSX
CSX
OSCR
OSCR
Cash + ST InvestmentsLiquidity on hand
$1.1B
$2.8B
Total DebtLower is stronger
$18.9B
$430.1M
Stockholders' EquityBook value
$13.6B
$977.6M
Total Assets
$44.2B
$6.3B
Debt / EquityLower = less leverage
1.39×
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSX
CSX
OSCR
OSCR
Q1 26
$1.1B
Q4 25
$5.0M
$2.8B
Q3 25
$6.0M
$2.1B
Q2 25
$6.0M
$2.6B
Q1 25
$8.0M
$2.2B
Q4 24
$72.0M
$2.2B
Q3 24
$12.0M
$1.2B
Q2 24
$4.0M
$2.3B
Total Debt
CSX
CSX
OSCR
OSCR
Q1 26
$18.9B
Q4 25
$18.2B
$430.1M
Q3 25
$18.6B
$686.3M
Q2 25
$18.6B
$299.9M
Q1 25
$18.5B
$299.7M
Q4 24
$17.9B
$299.6M
Q3 24
$18.5B
$299.4M
Q2 24
$18.0B
$299.2M
Stockholders' Equity
CSX
CSX
OSCR
OSCR
Q1 26
$13.6B
Q4 25
$13.2B
$977.6M
Q3 25
$12.8B
$1.0B
Q2 25
$12.4B
$1.2B
Q1 25
$12.2B
$1.3B
Q4 24
$12.5B
$1.0B
Q3 24
$12.9B
$1.2B
Q2 24
$12.6B
$1.1B
Total Assets
CSX
CSX
OSCR
OSCR
Q1 26
$44.2B
Q4 25
$43.7B
$6.3B
Q3 25
$43.3B
$5.7B
Q2 25
$42.9B
$6.4B
Q1 25
$43.2B
$5.8B
Q4 24
$42.8B
$4.8B
Q3 24
$43.1B
$4.5B
Q2 24
$42.4B
$5.0B
Debt / Equity
CSX
CSX
OSCR
OSCR
Q1 26
1.39×
Q4 25
1.38×
0.44×
Q3 25
1.45×
0.67×
Q2 25
1.50×
0.26×
Q1 25
1.52×
0.22×
Q4 24
1.43×
0.30×
Q3 24
1.43×
0.26×
Q2 24
1.42×
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSX
CSX
OSCR
OSCR
Operating Cash FlowLast quarter
$1.3B
$1.1B
Free Cash FlowOCF − Capex
$793.0M
$1.1B
FCF MarginFCF / Revenue
22.8%
37.7%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
1.58×
TTM Free Cash FlowTrailing 4 quarters
$2.0B
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSX
CSX
OSCR
OSCR
Q1 26
$1.3B
Q4 25
$1.4B
$1.1B
Q3 25
$1.3B
$-964.7M
Q2 25
$635.0M
$509.1M
Q1 25
$1.3B
$878.5M
Q4 24
$1.4B
$978.2M
Q3 24
$1.7B
$-500.1M
Q2 24
$1.1B
$497.2M
Free Cash Flow
CSX
CSX
OSCR
OSCR
Q1 26
$793.0M
Q4 25
$709.0M
$1.1B
Q3 25
$607.0M
$-973.7M
Q2 25
$-141.0M
$499.8M
Q1 25
$536.0M
$869.5M
Q4 24
$550.0M
$950.3M
Q3 24
$1.1B
$-507.7M
Q2 24
$547.0M
$489.6M
FCF Margin
CSX
CSX
OSCR
OSCR
Q1 26
22.8%
Q4 25
20.2%
37.7%
Q3 25
16.9%
-32.6%
Q2 25
-3.9%
17.5%
Q1 25
15.7%
28.5%
Q4 24
15.5%
39.7%
Q3 24
29.3%
-20.9%
Q2 24
14.8%
22.1%
Capex Intensity
CSX
CSX
OSCR
OSCR
Q1 26
Q4 25
19.3%
1.3%
Q3 25
20.4%
0.3%
Q2 25
21.7%
0.3%
Q1 25
21.0%
0.3%
Q4 24
23.7%
1.2%
Q3 24
17.3%
0.3%
Q2 24
14.6%
0.3%
Cash Conversion
CSX
CSX
OSCR
OSCR
Q1 26
1.58×
Q4 25
1.93×
Q3 25
1.93×
Q2 25
0.77×
Q1 25
1.94×
3.19×
Q4 24
1.93×
Q3 24
1.89×
Q2 24
1.13×
8.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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