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Side-by-side financial comparison of CSX Corporation (CSX) and Triumph Financial, Inc. (TFIN). Click either name above to swap in a different company.

CSX Corporation is the larger business by last-quarter revenue ($3.5B vs $2.4B, roughly 1.5× Triumph Financial, Inc.). CSX Corporation runs the higher net margin — 23.2% vs 0.3%, a 22.9% gap on every dollar of revenue. On growth, Triumph Financial, Inc. posted the faster year-over-year revenue change (2.6% vs 1.7%). Over the past eight quarters, Triumph Financial, Inc.'s revenue compounded faster (377.6% CAGR vs -3.0%).

CSX Transportation, known colloquially as simply CSX, is a Class I freight railroad company operating in the Eastern United States and the Canadian provinces of Ontario and Quebec. Operating about 21,000 route miles (34,000 km) of track, it is the leading subsidiary of CSX Corporation, a Fortune 500 company headquartered in Jacksonville, Florida.

The Triumph Motor Company was a British car and motor manufacturing company in the 19th and 20th centuries. The marque had its origins in 1885 when Siegfried Bettmann of Nuremberg formed S. Bettmann & Co. and started importing bicycles from Europe and selling them under his own trade name in London. The trade name became "Triumph" the following year, and in 1887 Bettmann was joined by a partner, Moritz Schulte, also from Germany. In 1889, the businessmen started producing their own bicycles i...

CSX vs TFIN — Head-to-Head

Bigger by revenue
CSX
CSX
1.5× larger
CSX
$3.5B
$2.4B
TFIN
Growing faster (revenue YoY)
TFIN
TFIN
+0.8% gap
TFIN
2.6%
1.7%
CSX
Higher net margin
CSX
CSX
22.9% more per $
CSX
23.2%
0.3%
TFIN
Faster 2-yr revenue CAGR
TFIN
TFIN
Annualised
TFIN
377.6%
-3.0%
CSX

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CSX
CSX
TFIN
TFIN
Revenue
$3.5B
$2.4B
Net Profit
$807.0M
$6.4M
Gross Margin
86.1%
Operating Margin
29.9%
Net Margin
23.2%
0.3%
Revenue YoY
1.7%
2.6%
Net Profit YoY
401.2%
-66.9%
EPS (diluted)
$0.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CSX
CSX
TFIN
TFIN
Q1 26
$3.5B
$2.4B
Q4 25
$3.5B
$120.1M
Q3 25
$3.6B
$109.3M
Q2 25
$3.6B
$108.1M
Q1 25
$3.4B
$101.6M
Q4 24
$3.5B
$103.6M
Q3 24
$3.6B
$106.2M
Q2 24
$3.7B
$105.1M
Net Profit
CSX
CSX
TFIN
TFIN
Q1 26
$807.0M
$6.4M
Q4 25
$720.0M
Q3 25
$694.0M
$1.7M
Q2 25
$829.0M
$4.4M
Q1 25
$646.0M
$17.0K
Q4 24
$720.0M
$3.8M
Q3 24
$894.0M
$5.3M
Q2 24
$963.0M
$2.7M
Gross Margin
CSX
CSX
TFIN
TFIN
Q1 26
86.1%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
CSX
CSX
TFIN
TFIN
Q1 26
29.9%
Q4 25
31.6%
Q3 25
30.3%
1.2%
Q2 25
35.9%
7.3%
Q1 25
30.4%
0.1%
Q4 24
30.8%
5.6%
Q3 24
37.4%
5.9%
Q2 24
39.1%
3.4%
Net Margin
CSX
CSX
TFIN
TFIN
Q1 26
23.2%
0.3%
Q4 25
20.5%
Q3 25
19.3%
1.6%
Q2 25
23.2%
4.1%
Q1 25
18.9%
0.0%
Q4 24
20.3%
3.7%
Q3 24
24.7%
5.0%
Q2 24
26.0%
2.6%
EPS (diluted)
CSX
CSX
TFIN
TFIN
Q1 26
$0.23
Q4 25
$0.39
Q3 25
$0.37
$0.04
Q2 25
$0.44
$0.15
Q1 25
$0.34
$-0.03
Q4 24
$0.38
$0.13
Q3 24
$0.46
$0.19
Q2 24
$0.49
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CSX
CSX
TFIN
TFIN
Cash + ST InvestmentsLiquidity on hand
$1.1B
Total DebtLower is stronger
$18.9B
Stockholders' EquityBook value
$13.6B
$950.7M
Total Assets
$44.2B
$6.9B
Debt / EquityLower = less leverage
1.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CSX
CSX
TFIN
TFIN
Q1 26
$1.1B
Q4 25
$5.0M
$248.5M
Q3 25
$6.0M
$147.2M
Q2 25
$6.0M
$282.3M
Q1 25
$8.0M
$502.9M
Q4 24
$72.0M
$330.1M
Q3 24
$12.0M
$489.3M
Q2 24
$4.0M
$500.7M
Total Debt
CSX
CSX
TFIN
TFIN
Q1 26
$18.9B
Q4 25
$18.2B
Q3 25
$18.6B
Q2 25
$18.6B
Q1 25
$18.5B
Q4 24
$17.9B
Q3 24
$18.5B
Q2 24
$18.0B
Stockholders' Equity
CSX
CSX
TFIN
TFIN
Q1 26
$13.6B
$950.7M
Q4 25
$13.2B
$941.8M
Q3 25
$12.8B
$919.3M
Q2 25
$12.4B
$912.4M
Q1 25
$12.2B
$893.9M
Q4 24
$12.5B
$890.9M
Q3 24
$12.9B
$885.8M
Q2 24
$12.6B
$874.2M
Total Assets
CSX
CSX
TFIN
TFIN
Q1 26
$44.2B
$6.9B
Q4 25
$43.7B
$6.4B
Q3 25
$43.3B
$6.4B
Q2 25
$42.9B
$6.5B
Q1 25
$43.2B
$6.3B
Q4 24
$42.8B
$5.9B
Q3 24
$43.1B
$5.9B
Q2 24
$42.4B
$5.8B
Debt / Equity
CSX
CSX
TFIN
TFIN
Q1 26
1.39×
Q4 25
1.38×
Q3 25
1.45×
Q2 25
1.50×
Q1 25
1.52×
Q4 24
1.43×
Q3 24
1.43×
Q2 24
1.42×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CSX
CSX
TFIN
TFIN
Operating Cash FlowLast quarter
$1.3B
Free Cash FlowOCF − Capex
$793.0M
FCF MarginFCF / Revenue
22.8%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.58×
TTM Free Cash FlowTrailing 4 quarters
$2.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CSX
CSX
TFIN
TFIN
Q1 26
$1.3B
Q4 25
$1.4B
$67.1M
Q3 25
$1.3B
$24.4M
Q2 25
$635.0M
$9.8M
Q1 25
$1.3B
$-3.6M
Q4 24
$1.4B
$58.5M
Q3 24
$1.7B
$26.6M
Q2 24
$1.1B
$21.9M
Free Cash Flow
CSX
CSX
TFIN
TFIN
Q1 26
$793.0M
Q4 25
$709.0M
Q3 25
$607.0M
$22.4M
Q2 25
$-141.0M
$6.8M
Q1 25
$536.0M
$-7.9M
Q4 24
$550.0M
Q3 24
$1.1B
$25.8M
Q2 24
$547.0M
$-31.9M
FCF Margin
CSX
CSX
TFIN
TFIN
Q1 26
22.8%
Q4 25
20.2%
Q3 25
16.9%
20.5%
Q2 25
-3.9%
6.2%
Q1 25
15.7%
-7.7%
Q4 24
15.5%
Q3 24
29.3%
24.3%
Q2 24
14.8%
-30.3%
Capex Intensity
CSX
CSX
TFIN
TFIN
Q1 26
Q4 25
19.3%
Q3 25
20.4%
1.8%
Q2 25
21.7%
2.8%
Q1 25
21.0%
4.2%
Q4 24
23.7%
Q3 24
17.3%
0.8%
Q2 24
14.6%
51.1%
Cash Conversion
CSX
CSX
TFIN
TFIN
Q1 26
1.58×
Q4 25
1.93×
Q3 25
1.93×
14.29×
Q2 25
0.77×
2.22×
Q1 25
1.94×
-212.82×
Q4 24
1.93×
15.25×
Q3 24
1.89×
4.97×
Q2 24
1.13×
7.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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