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Side-by-side financial comparison of Cintas (CTAS) and REINSURANCE GROUP OF AMERICA INC (RGA). Click either name above to swap in a different company.

REINSURANCE GROUP OF AMERICA INC is the larger business by last-quarter revenue ($6.5B vs $6.4B, roughly 1.0× Cintas). Cintas runs the higher net margin — 7.8% vs 5.1%, a 2.7% gap on every dollar of revenue. On growth, REINSURANCE GROUP OF AMERICA INC posted the faster year-over-year revenue change (23.5% vs 8.9%). Over the past eight quarters, Cintas's revenue compounded faster (61.2% CAGR vs 15.4%).

Cintas Corporation is an American corporation headquartered in Mason, Ohio, which provides a range of products and services to businesses including uniforms, mats, mops, cleaning and restroom supplies, first aid and safety products, fire extinguishers and testing, and safety courses. Cintas is a publicly held company traded on the Nasdaq Global Select Market under the symbol CTAS and is a component of the S&P 500 Index.

Reinsurance Group of America, Incorporated is a holding company for a global life and health reinsurance entity based in Greater St. Louis within the western suburb of Chesterfield, Missouri, United States. With approximately $3.9 trillion of life reinsurance in force and assets of $118.7 billion as of December 31, 2024, RGA has grown to become the only international company to focus primarily on life and health-related reinsurance.

CTAS vs RGA — Head-to-Head

Bigger by revenue
RGA
RGA
1.0× larger
RGA
$6.5B
$6.4B
CTAS
Growing faster (revenue YoY)
RGA
RGA
+14.6% gap
RGA
23.5%
8.9%
CTAS
Higher net margin
CTAS
CTAS
2.7% more per $
CTAS
7.8%
5.1%
RGA
Faster 2-yr revenue CAGR
CTAS
CTAS
Annualised
CTAS
61.2%
15.4%
RGA

Income Statement — Q4 FY2026 vs Q1 FY2026

Metric
CTAS
CTAS
RGA
RGA
Revenue
$6.4B
$6.5B
Net Profit
$502.5M
$331.0M
Gross Margin
83.1%
Operating Margin
10.3%
Net Margin
7.8%
5.1%
Revenue YoY
8.9%
23.5%
Net Profit YoY
8.4%
14.9%
EPS (diluted)
$1.24
$4.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CTAS
CTAS
RGA
RGA
Q1 26
$6.4B
$6.5B
Q4 25
$2.8B
$6.6B
Q3 25
$2.7B
$6.2B
Q2 25
$2.7B
$5.6B
Q1 25
$2.6B
$5.3B
Q4 24
$2.6B
$5.2B
Q3 24
$2.5B
$5.7B
Q2 24
$2.5B
$4.9B
Net Profit
CTAS
CTAS
RGA
RGA
Q1 26
$502.5M
$331.0M
Q4 25
$495.3M
$463.0M
Q3 25
$491.1M
$253.0M
Q2 25
$448.3M
$180.0M
Q1 25
$463.5M
$286.0M
Q4 24
$448.5M
$148.0M
Q3 24
$452.0M
$156.0M
Q2 24
$414.3M
$203.0M
Gross Margin
CTAS
CTAS
RGA
RGA
Q1 26
83.1%
Q4 25
50.4%
Q3 25
50.3%
Q2 25
49.7%
Q1 25
50.6%
Q4 24
49.8%
Q3 24
50.1%
Q2 24
Operating Margin
CTAS
CTAS
RGA
RGA
Q1 26
10.3%
Q4 25
23.4%
7.7%
Q3 25
22.7%
5.2%
Q2 25
22.4%
6.1%
Q1 25
23.4%
7.0%
Q4 24
23.1%
4.3%
Q3 24
22.4%
3.8%
Q2 24
22.2%
5.5%
Net Margin
CTAS
CTAS
RGA
RGA
Q1 26
7.8%
5.1%
Q4 25
17.7%
7.0%
Q3 25
18.1%
4.1%
Q2 25
16.8%
3.2%
Q1 25
17.8%
5.4%
Q4 24
17.5%
2.8%
Q3 24
18.1%
2.8%
Q2 24
16.8%
4.2%
EPS (diluted)
CTAS
CTAS
RGA
RGA
Q1 26
$1.24
$4.98
Q4 25
$1.21
$6.91
Q3 25
$1.20
$3.81
Q2 25
$1.08
$2.70
Q1 25
$1.13
$4.27
Q4 24
$1.09
$2.21
Q3 24
$1.10
$2.33
Q2 24
$4.00
$3.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CTAS
CTAS
RGA
RGA
Cash + ST InvestmentsLiquidity on hand
$183.2M
$5.3M
Total DebtLower is stronger
$6.1M
Stockholders' EquityBook value
$4.8B
$13.4M
Total Assets
$164.1B
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CTAS
CTAS
RGA
RGA
Q1 26
$183.2M
$5.3M
Q4 25
$200.8M
$4.2B
Q3 25
$138.1M
$4.6B
Q2 25
$264.0M
$5.4B
Q1 25
$243.4M
$5.2B
Q4 24
$122.4M
$3.3B
Q3 24
$101.4M
$5.2B
Q2 24
$342.0M
$4.6B
Total Debt
CTAS
CTAS
RGA
RGA
Q1 26
$6.1M
Q4 25
$2.4B
$5.7B
Q3 25
$2.4B
$5.7B
Q2 25
$2.4B
$5.7B
Q1 25
$2.0B
$5.7B
Q4 24
$2.0B
$5.0B
Q3 24
$2.0B
$5.1B
Q2 24
$2.0B
$5.1B
Stockholders' Equity
CTAS
CTAS
RGA
RGA
Q1 26
$4.8B
$13.4M
Q4 25
$4.5B
$13.5B
Q3 25
$4.8B
$13.0B
Q2 25
$4.7B
$12.1B
Q1 25
$4.6B
$11.4B
Q4 24
$4.3B
$10.8B
Q3 24
$4.0B
$11.1B
Q2 24
$4.3B
$9.7B
Total Assets
CTAS
CTAS
RGA
RGA
Q1 26
$164.1B
Q4 25
$10.1B
$156.6B
Q3 25
$9.8B
$152.0B
Q2 25
$9.8B
$133.5B
Q1 25
$9.6B
$128.2B
Q4 24
$9.4B
$118.7B
Q3 24
$9.1B
$120.3B
Q2 24
$9.2B
$109.9B
Debt / Equity
CTAS
CTAS
RGA
RGA
Q1 26
0.46×
Q4 25
0.54×
0.42×
Q3 25
0.51×
0.44×
Q2 25
0.52×
0.48×
Q1 25
0.44×
0.50×
Q4 24
0.47×
0.47×
Q3 24
0.50×
0.46×
Q2 24
0.47×
0.52×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CTAS
CTAS
RGA
RGA
Operating Cash FlowLast quarter
$1.6B
Free Cash FlowOCF − Capex
$1.3B
FCF MarginFCF / Revenue
19.7%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
3.12×
TTM Free Cash FlowTrailing 4 quarters
$2.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CTAS
CTAS
RGA
RGA
Q1 26
$1.6B
Q4 25
$531.2M
$7.3B
Q3 25
$414.5M
$-990.0M
Q2 25
$635.7M
$-820.0M
Q1 25
$622.0M
$-1.4B
Q4 24
$441.4M
$17.1B
Q3 24
$466.7M
$-1.1B
Q2 24
$693.0M
$-967.0M
Free Cash Flow
CTAS
CTAS
RGA
RGA
Q1 26
$1.3B
Q4 25
$425.0M
Q3 25
$312.5M
Q2 25
$521.1M
Q1 25
$522.1M
Q4 24
$340.0M
Q3 24
$373.8M
Q2 24
$591.1M
FCF Margin
CTAS
CTAS
RGA
RGA
Q1 26
19.7%
Q4 25
15.2%
Q3 25
11.5%
Q2 25
19.5%
Q1 25
20.0%
Q4 24
13.3%
Q3 24
14.9%
Q2 24
23.9%
Capex Intensity
CTAS
CTAS
RGA
RGA
Q1 26
4.7%
Q4 25
3.8%
Q3 25
3.8%
Q2 25
4.3%
Q1 25
3.8%
Q4 24
4.0%
Q3 24
3.7%
Q2 24
4.1%
Cash Conversion
CTAS
CTAS
RGA
RGA
Q1 26
3.12×
Q4 25
1.07×
15.83×
Q3 25
0.84×
-3.91×
Q2 25
1.42×
-4.56×
Q1 25
1.34×
-5.00×
Q4 24
0.98×
115.81×
Q3 24
1.03×
-6.84×
Q2 24
1.67×
-4.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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