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Side-by-side financial comparison of Claritev Corp (CTEV) and EZCORP INC (EZPW). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $246.6M, roughly 1.5× Claritev Corp). EZCORP INC runs the higher net margin — 11.6% vs -32.7%, a 44.3% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 6.2%). Claritev Corp produced more free cash flow last quarter ($36.4M vs $31.7M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 2.5%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
CTEV vs EZPW — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $246.6M | $382.0M |
| Net Profit | $-80.6M | $44.3M |
| Gross Margin | — | 58.4% |
| Operating Margin | -3.1% | 15.9% |
| Net Margin | -32.7% | 11.6% |
| Revenue YoY | 6.2% | 19.3% |
| Net Profit YoY | 41.6% | 42.8% |
| EPS (diluted) | $-4.88 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $246.6M | $382.0M | ||
| Q3 25 | $246.0M | $336.8M | ||
| Q2 25 | $241.6M | $311.0M | ||
| Q1 25 | $231.3M | $306.3M | ||
| Q4 24 | $232.1M | $320.2M | ||
| Q3 24 | $230.5M | $294.6M | ||
| Q2 24 | $233.5M | $281.4M | ||
| Q1 24 | $234.5M | $285.6M |
| Q4 25 | $-80.6M | $44.3M | ||
| Q3 25 | $-69.8M | $26.7M | ||
| Q2 25 | $-62.6M | $26.5M | ||
| Q1 25 | $-71.3M | $25.4M | ||
| Q4 24 | $-138.0M | $31.0M | ||
| Q3 24 | $-391.4M | $15.2M | ||
| Q2 24 | $-576.7M | $17.9M | ||
| Q1 24 | $-539.7M | $21.5M |
| Q4 25 | — | 58.4% | ||
| Q3 25 | — | 59.0% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 58.3% | ||
| Q4 24 | — | 57.9% | ||
| Q3 24 | — | 59.5% | ||
| Q2 24 | — | 59.2% | ||
| Q1 24 | — | 58.7% |
| Q4 25 | -3.1% | 15.9% | ||
| Q3 25 | 4.1% | 11.0% | ||
| Q2 25 | 6.9% | 11.6% | ||
| Q1 25 | 4.2% | 11.2% | ||
| Q4 24 | -17.8% | 13.1% | ||
| Q3 24 | -146.7% | 8.8% | ||
| Q2 24 | -224.4% | 7.9% | ||
| Q1 24 | -207.4% | 9.6% |
| Q4 25 | -32.7% | 11.6% | ||
| Q3 25 | -28.4% | 7.9% | ||
| Q2 25 | -25.9% | 8.5% | ||
| Q1 25 | -30.8% | 8.3% | ||
| Q4 24 | -59.4% | 9.7% | ||
| Q3 24 | -169.8% | 5.2% | ||
| Q2 24 | -247.0% | 6.4% | ||
| Q1 24 | -230.1% | 7.5% |
| Q4 25 | $-4.88 | $0.55 | ||
| Q3 25 | $-4.23 | $0.35 | ||
| Q2 25 | $-3.81 | $0.34 | ||
| Q1 25 | $-4.38 | $0.33 | ||
| Q4 24 | $-8.49 | $0.40 | ||
| Q3 24 | $-24.25 | $0.20 | ||
| Q2 24 | $-35.78 | $0.25 | ||
| Q1 24 | $-33.40 | $0.29 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $16.8M | $465.9M |
| Total DebtLower is stronger | $4.6B | $518.6M |
| Stockholders' EquityBook value | $-173.9M | $1.1B |
| Total Assets | $4.9B | $2.0B |
| Debt / EquityLower = less leverage | — | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $16.8M | $465.9M | ||
| Q3 25 | $39.2M | $469.5M | ||
| Q2 25 | $56.4M | $472.1M | ||
| Q1 25 | $23.1M | $505.2M | ||
| Q4 24 | $16.8M | $174.5M | ||
| Q3 24 | $86.6M | $170.5M | ||
| Q2 24 | $48.8M | $218.0M | ||
| Q1 24 | $58.7M | $229.1M |
| Q4 25 | $4.6B | $518.6M | ||
| Q3 25 | $4.5B | $518.1M | ||
| Q2 25 | $4.5B | $517.6M | ||
| Q1 25 | $4.5B | $620.5M | ||
| Q4 24 | $4.5B | $327.7M | ||
| Q3 24 | $4.5B | $327.3M | ||
| Q2 24 | $4.5B | $361.3M | ||
| Q1 24 | $4.5B | $360.9M |
| Q4 25 | $-173.9M | $1.1B | ||
| Q3 25 | $-101.8M | $1.0B | ||
| Q2 25 | $-39.9M | $990.1M | ||
| Q1 25 | $14.8M | $851.6M | ||
| Q4 24 | $84.0M | $823.9M | ||
| Q3 24 | $207.6M | $804.6M | ||
| Q2 24 | $603.4M | $801.5M | ||
| Q1 24 | $1.2B | $800.4M |
| Q4 25 | $4.9B | $2.0B | ||
| Q3 25 | $5.0B | $2.0B | ||
| Q2 25 | $5.1B | $1.9B | ||
| Q1 25 | $5.1B | $1.8B | ||
| Q4 24 | $5.2B | $1.5B | ||
| Q3 24 | $5.3B | $1.5B | ||
| Q2 24 | $5.7B | $1.5B | ||
| Q1 24 | $6.4B | $1.5B |
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.52× | ||
| Q1 25 | 304.87× | 0.73× | ||
| Q4 24 | 53.67× | 0.40× | ||
| Q3 24 | 21.73× | 0.41× | ||
| Q2 24 | 7.48× | 0.45× | ||
| Q1 24 | 3.85× | 0.45× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $66.3M | $39.1M |
| Free Cash FlowOCF − Capex | $36.4M | $31.7M |
| FCF MarginFCF / Revenue | 14.8% | 8.3% |
| Capex IntensityCapex / Revenue | 12.1% | 2.0% |
| Cash ConversionOCF / Net Profit | — | 0.88× |
| TTM Free Cash FlowTrailing 4 quarters | $-12.3M | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $66.3M | $39.1M | ||
| Q3 25 | $19.9M | $51.3M | ||
| Q2 25 | $61.2M | $34.8M | ||
| Q1 25 | $-30.1M | $36.9M | ||
| Q4 24 | $-33.4M | $26.0M | ||
| Q3 24 | $72.8M | $43.3M | ||
| Q2 24 | $18.5M | $33.7M | ||
| Q1 24 | $49.7M | $15.1M |
| Q4 25 | $36.4M | $31.7M | ||
| Q3 25 | $-16.3M | $35.7M | ||
| Q2 25 | $36.6M | $25.7M | ||
| Q1 25 | $-68.9M | $28.6M | ||
| Q4 24 | $-63.8M | $20.4M | ||
| Q3 24 | $41.1M | $24.4M | ||
| Q2 24 | $-7.0M | $30.5M | ||
| Q1 24 | $19.2M | $8.6M |
| Q4 25 | 14.8% | 8.3% | ||
| Q3 25 | -6.6% | 10.6% | ||
| Q2 25 | 15.2% | 8.3% | ||
| Q1 25 | -29.8% | 9.3% | ||
| Q4 24 | -27.5% | 6.4% | ||
| Q3 24 | 17.8% | 8.3% | ||
| Q2 24 | -3.0% | 10.8% | ||
| Q1 24 | 8.2% | 3.0% |
| Q4 25 | 12.1% | 2.0% | ||
| Q3 25 | 14.7% | 4.6% | ||
| Q2 25 | 10.2% | 2.9% | ||
| Q1 25 | 16.8% | 2.7% | ||
| Q4 24 | 13.1% | 1.8% | ||
| Q3 24 | 13.8% | 6.4% | ||
| Q2 24 | 10.9% | 1.1% | ||
| Q1 24 | 13.0% | 2.3% |
| Q4 25 | — | 0.88× | ||
| Q3 25 | — | 1.92× | ||
| Q2 25 | — | 1.31× | ||
| Q1 25 | — | 1.45× | ||
| Q4 24 | — | 0.84× | ||
| Q3 24 | — | 2.85× | ||
| Q2 24 | — | 1.88× | ||
| Q1 24 | — | 0.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CTEV
Segment breakdown not available.
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
